Carvana ABS Dashboard

405,352

Total Loans

38,945

Defaults

9.61%

Default Rate

324,282

Train Set

81,070

Test Set

Model Performance

Model	Accuracy	AUC-ROC	Precision	Recall	F1 Score
Logistic Regression	90.4%	0.839	52.0%	6.3%	11.2%
Random Forest	90.4%	0.845	0.0%	0.0%	0.0%

Confusion Matrix — Logistic Regression

	Predicted No Default	Predicted Default
Actual No Default	72,828	453
Actual Default	7,298	491

Confusion Matrix — Random Forest

	Predicted No Default	Predicted Default
Actual No Default	73,281	0
Actual Default	7,789	0

Segment	Loans	Actual Default	Predicted Default
<580	52,062	31.92%	30.66%
580-619	52,004	16.53%	15.08%
620-659	72,393	9.81%	9.53%
660-699	67,619	5.50%	6.14%
700-739	56,063	3.14%	4.00%
740-779	42,586	1.69%	2.50%
780-819	36,042	0.88%	1.48%
820+	26,583	0.42%	0.92%

Segment	Loans	Actual Default	Predicted Default
<80%	75,656	2.51%	3.31%
80-89%	47,359	6.97%	7.62%
90-99%	98,181	10.14%	10.34%
100-109%	132,724	11.71%	11.24%
110-119%	44,996	15.89%	14.80%
120-139%	6,393	17.08%	17.07%
140-199%	43	11.63%	18.12%

Segment	Loans	Actual Default	Predicted Default
<4%	9,379	0.53%	0.84%
4-5.99%	37,237	1.31%	1.55%
6-7.99%	52,499	2.46%	2.60%
8-9.99%	65,581	3.43%	3.52%
10-11.99%	56,055	5.39%	5.58%
12-14.99%	67,093	7.62%	8.43%
15-19.99%	69,940	16.73%	16.24%
20%+	47,568	31.60%	30.42%

Loss Severity (Defaulted Loans Only)

38,945

Defaulted Loans

$15K

Avg Chargeoff

$6K

Avg Recovery

$9K

Avg Net Loss

38.6%

Recovery Rate

$15K

Median Chargeoff

Prime Deals — Summary

Deal	Avg FICO	Initial Avg Consumer Rate	Current Avg Consumer Rate	Initial Avg Trust Cost of Debt	Current Avg Trust Cost of Debt	Init Balance	Pool Factor	Cum Loss	Equity Dist
2020-P1	709	8.18%	8.24%	0.62%	1.08%	$405.0M	24.2%	1.18%	8.17%
2021-P1	707	8.20%	8.15%	0.73%	0.83%	$301.6M	8.3%	1.85%	10.24%
2021-P2	706	7.98%	7.93%	0.69%	0.76%	$629.6M	11.1%	1.92%	7.13%
2022-P1	703	7.57%	7.75%	3.32%	3.30%	$793.3M	24.5%	3.46%	2.17%
2022-P2	703	9.12%	9.32%	4.36%	4.28%	$482.0M	25.9%	3.78%	1.78%
2022-P3	703	10.33%	10.43%	4.88%	4.89%	$324.7M	28.7%	3.67%	3.89%
2024-P2	704	13.79%	13.94%	5.58%	5.53%	$410.9M	64.5%	1.57%	5.99%
2024-P3	703	13.83%	13.97%	4.72%	4.53%	$574.8M	64.5%	1.11%	5.29%
2024-P4	704	13.14%	13.28%	3.91%	4.86%	$625.1M	64.8%	0.74%	3.32%
2025-P2	700	12.92%	12.92%	4.84%	4.94%	$541.1M	97.0%	0.44%	1.46%
2025-P3	702	12.19%	12.18%	4.44%	4.39%	$927.3M	97.0%	0.12%	1.13%
2025-P4	706	11.29%	11.28%	4.55%	4.47%	$910.8M	97.2%	0.01%	0.53%

Non-Prime Deals — Summary

Deal	Avg FICO	Initial Avg Consumer Rate	Current Avg Consumer Rate	Initial Avg Trust Cost of Debt	Current Avg Trust Cost of Debt	Init Balance	Pool Factor	Cum Loss	Equity Dist
2021-N1	569	19.28%	19.60%	1.69%	1.91%	$304.4M	11.5%	14.64%	19.92%
2021-N2	565	19.23%	19.22%	1.28%	1.52%	$334.3M	13.5%	16.64%	16.93%
2021-N3	576	18.60%	18.59%	1.29%	1.40%	$390.9M	14.7%	19.58%	4.74%
2021-N4	576	18.83%	18.59%	1.63%	2.15%	$460.0M	16.6%	19.44%	2.32%

$405.0M

Original Balance

$18.1M

Current Balance

4.5%

Pool Factor

5,198

Active Loans

1.18%

Cum Loss Rate

22.11%

30+ DQ Rate

Bucket	Count	Balance	% Pool
30d	47	$177K	0.97%
60d	37	$173K	0.95%
90d	30	$138K	0.76%
120+d	689	$3.5M	19.42%
Total	803	$4.0M	22.11%

Score	Loans	Orig Bal	Net Loss	Loss Rate
580-619	1,786	$34.5M	$923K	2.67%
620-659	4,130	$82.8M	$1.4M	1.69%
660-699	4,168	$86.2M	$1.1M	1.31%
700-739	3,429	$69.7M	$691K	0.99%
740-779	2,751	$55.4M	$395K	0.71%
780-819	2,304	$48.1M	$52K	0.11%
820+	1,628	$32.9M	$105K	0.32%

Rate	Loans	Orig Bal	Net Loss	Loss Rate
<4%	1,387	$31.0M	$27K	0.09%
4-5.99%	4,975	$104.3M	$257K	0.25%
6-7.99%	4,402	$91.8M	$629K	0.69%
8-9.99%	3,549	$71.1M	$1.1M	1.56%
10-11.99%	2,574	$50.2M	$897K	1.79%
12-14.99%	2,487	$46.7M	$1.2M	2.58%
15-19.99%	929	$15.6M	$606K	3.89%
20%+	48	$744K	$55K	7.43%

Monthly Collections & Losses

Period	Interest	Principal	Recoveries	Svc Fee	Chargeoffs	Net Loss
2020-12-31	$2.7M	$11.3M	$0	$1.5M	$41K	$41K
2021-01-31	$2.7M	$10.3M	$12K	$1.5M	$96K	$83K
2021-02-28	$2.6M	$9.7M	$108K	$1.4M	$182K	$74K
2021-03-31	$2.4M	$12.9M	$135K	$1.4M	$292K	$157K
2021-05-31	$2.3M	$11.0M	$101K	$1.3M	$181K	$81K
2021-07-31	$2.2M	$11.8M	$182K	$1.2M	$168K	$-14K
2021-08-31	$2.1M	$11.4M	$160K	$1.1M	$238K	$78K
2021-09-30	$2.0M	$10.0M	$115K	$1.1M	$344K	$229K
2021-10-31	$1.9M	$9.9M	$410K	$1.1M	$208K	$-203K
2021-11-30	$1.8M	$9.3M	$304K	$123K	$301K	$-3K
2022-01-31	$1.7M	$9.0M	$134K	$114K	$221K	$87K
2022-02-28	$1.7M	$8.7M	$96K	$110K	$229K	$133K
2022-03-31	$1.5M	$10.1M	$197K	$106K	$370K	$173K
2022-04-30	$1.5M	$8.1M	$114K	$101K	$228K	$115K
2022-05-31	$1.4M	$8.0M	$239K	$97K	$166K	$-73K
2022-06-30	$1.4M	$8.1M	$169K	$93K	$216K	$46K
2022-07-31	$1.4M	$6.9M	$121K	$90K	$213K	$92K
2022-08-31	$1.3M	$7.1M	$114K	$87K	$303K	$189K
2022-09-30	$1.3M	$6.4M	$89K	$83K	$308K	$220K
2022-10-31	$1.2M	$6.0M	$89K	$80K	$275K	$186K
2022-11-30	$1.1M	$5.7M	$133K	$77K	$278K	$145K
2022-12-31	$1.1M	$5.5M	$156K	$75K	$304K	$148K
2023-01-31	$1.1M	$5.3M	$124K	$72K	$75K	$-48K
2023-02-28	$1.0M	$5.4M	$71K	$70K	$251K	$180K
2023-03-31	$964K	$5.5M	$113K	$67K	$341K	$228K
2023-04-30	$964K	$5.2M	$98K	$65K	$182K	$84K
2023-05-31	$915K	$5.3M	$210K	$62K	$277K	$67K
2023-06-30	$902K	$5.4M	$182K	$60K	$177K	$-4K
2023-07-31	$848K	$4.9M	$80K	$57K	$190K	$110K
2023-08-31	$827K	$4.9M	$150K	$55K	$343K	$192K
2023-09-30	$803K	$4.5M	$47K	$52K	$115K	$69K
2023-10-31	$737K	$4.5M	$120K	$50K	$168K	$48K
2023-11-30	$733K	$4.4M	$46K	$48K	$296K	$250K
2023-12-31	$690K	$4.1M	$115K	$46K	$397K	$282K
2024-01-31	$676K	$4.1M	$89K	$44K	$208K	$120K
2024-02-29	$645K	$4.2M	$78K	$42K	$151K	$73K
2024-03-31	$594K	$4.3M	$109K	$40K	$148K	$39K
2024-04-30	$569K	$4.1M	$110K	$38K	$117K	$7K
2024-05-31	$553K	$4.2M	$121K	$36K	$127K	$6K
2024-06-30	$518K	$3.7M	$60K	$34K	$151K	$91K
2024-07-31	$480K	$4.0M	$55K	$33K	$200K	$145K
2024-08-31	$479K	$3.7M	$76K	$31K	$173K	$97K
2024-09-30	$436K	$3.7M	$64K	$29K	$190K	$127K
2024-10-31	$411K	$3.5M	$84K	$27K	$179K	$94K
2024-11-30	$396K	$3.5M	$67K	$26K	$143K	$76K
2025-01-31	$360K	$3.3M	$42K	$23K	$175K	$132K
2025-02-28	$315K	$3.2M	$55K	$21K	$104K	$49K
2025-03-31	$279K	$3.2M	$76K	$19K	$125K	$49K
2025-04-30	$273K	$3.1M	$55K	$18K	$129K	$73K
2025-05-31	$255K	$2.9M	$110K	$17K	$117K	$7K
2025-06-30	$230K	$2.7M	$65K	$15K	$110K	$45K
2025-07-31	$215K	$2.7M	$83K	$14K	$120K	$36K
2025-08-31	$199K	$2.6M	$60K	$13K	$52K	$-7K
2025-09-30	$178K	$2.4M	$59K	$11K	$97K	$39K
2025-10-31	$164K	$2.4M	$56K	$10K	$85K	$28K
2025-11-30	$140K	$2.1M	$44K	$9K	$62K	$18K
TOTAL	$58.2M	$330.5M	$6.2M	$14.0M	$10.9M	$4.8M

Cash Waterfall (from Servicer Certificate)

Period	Total Deposited	Available Funds	Servicing Fee	Note Interest	Principal Dist	Residual (to Equity)
2021/01/08	$21.3M	$21.3M	$1	$181K	$3.3M	-
2021/02/08	$13.3M	$13.3M	$1	$191K	$5.5M	-
2021/03/08	$14.5M	$14.5M	$1	$188K	$6.1M	-
2021/04/08	$15.6M	$15.6M	$1	$183K	$6.1M	-
2021/05/10	$14.1M	$14.1M	$1	$177K	$6.1M	-
2021/06/08	$13.5M	$13.5M	$1	$170K	$6.1M	-
2021/07/08	$13.7M	$13.7M	$1	$163K	$6.1M	-
2021/08/09	$14.0M	$14.0M	$1	$156K	$6.1M	-
2021/09/08	$13.6M	$13.5M	$1	$149K	$6.1M	-
2021/10/08	$12.1M	$12.1M	$1	$143K	$6.1M	-
2021/11/08	$12.1M	$12.1M	$1	$137K	$6.1M	-
2021/12/08	$11.3M	$11.3M	$1	$131K	$6.1M	$894K
2022/01/10	$12.1M	$12.1M	$1	$128K	$6.1M	$1.2M
2022/02/08	$10.9M	$10.9M	$1	$125K	$6.1M	$1.3M
2022/03/08	$10.4M	$10.4M	$1	$123K	$6.1M	$1.2M
2022/04/08	$11.9M	$11.8M	$1	$121K	$6.1M	$990K
2022/05/09	$9.8M	$9.8M	$1	$117K	$6.1M	$1.1M
2022/06/08	$9.7M	$9.7M	$1	$114K	$6.1M	$1.2M
2022/07/08	$9.7M	$9.6M	$1	$111K	$6.1M	$1.1M
2022/08/08	$8.4M	$8.4M	$1	$108K	$6.1M	$974K
2022/09/08	$8.6M	$8.6M	$1	$106K	$6.1M	$822K
2022/10/11	$7.8M	$7.8M	$1	$103K	$6.1M	$781K
2022/11/08	$7.3M	$7.3M	$1	$100K	$6.1M	$724K
2022/12/08	$7.0M	$6.9M	$1	$98K	$5.9M	$737K
2023/01/09	$6.8M	$6.7M	$1	$96K	$5.8M	$643K
2023/02/08	$6.6M	$6.5M	$1	$94K	$5.4M	$893K
2023/03/08	$6.5M	$6.5M	$1	$92K	$5.6M	$681K
2023/04/10	$6.6M	$6.5M	$1	$90K	$5.9M	$479K
2023/05/08	$6.3M	$6.3M	$1	$88K	$5.4M	$665K
2023/06/08	$6.4M	$6.4M	$1	$86K	$5.5M	$644K
2023/07/10	$6.5M	$6.5M	$1	$84K	$5.6M	$694K
2023/08/08	$5.8M	$5.8M	$1	$82K	$5.1M	$548K
2023/09/08	$5.9M	$5.9M	$1	$80K	$5.2M	$435K
2023/10/10	$5.3M	$5.3M	$1	$77K	$4.6M	$539K
2023/11/08	$5.3M	$5.3M	$1	$75K	$4.6M	$483K
2023/12/08	$5.2M	$5.2M	$1	$73K	$4.7M	$300K
2024/01/08	$4.9M	$4.9M	$1	$70K	$4.5M	$194K
2024/02/08	$4.9M	$4.9M	$1	$68K	$4.3M	$371K
2024/03/08	$5.0M	$4.9M	$1	$66K	$4.3M	$513K
2024/04/08	$5.0M	$5.0M	$1	$64K	$4.5M	$406K
2024/05/08	$4.8M	$4.8M	$1	$61K	$4.2M	$414K
2024/06/10	$4.9M	$4.9M	$1	$59K	$4.4M	$401K
2024/07/08	$4.3M	$4.3M	$1	$57K	$3.9M	$290K
2024/08/08	$4.5M	$4.5M	$1	$55K	$4.2M	$203K
2024/09/09	$4.2M	$4.2M	$1	$53K	$3.9M	$262K
2024/10/08	$4.2M	$4.2M	$1	$51K	$3.9M	$188K
2024/11/08	$4.0M	$4.0M	$1	$49K	$3.7M	$186K
2024/12/09	$3.9M	$3.9M	$1	$47K	$3.6M	$198K
2025/01/08	$3.6M	$3.6M	$1	$45K	$3.4M	$112K
2025/02/10	$3.7M	$3.7M	$1	$44K	$3.5M	$100K
2025/03/10	$3.6M	$3.6M	$1	$42K	$3.3M	$175K
2025/04/08	$3.6M	$3.6M	$1	$40K	$3.3M	$140K
2025/05/08	$3.4M	$3.4M	$1	$37K	$3.2M	$100K
2025/06/09	$3.3M	$3.3M	$1	$35K	$3.1M	$156K
2025/07/08	$3.0M	$3.0M	$1	$33K	$2.8M	$112K
2025/08/08	$3.0M	$3.0M	$1	$30K	$2.9M	$106K
2025/09/08	$2.8M	$2.8M	$1	$27K	$2.6M	$169K
2025/10/08	$2.7M	$2.7M	$1	$24K	$2.5M	$76K
2025/11/10	$2.7M	$2.7M	$1	$22K	$2.5M	$73K
2025/12/08	$22.4M	$22.4M	$1	$19K	$14.2M	$8.2M
TOTAL	$468.4M	$467.4M	$32	$5.4M	$302.3M	$33.1M

Debt & Equity (from Servicer Certificate)

Period	A1	A2	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2021/01/08	-	-	-	-	-	-	-	-	-	-	-
2021/02/08	-	-	-	-	-	-	-	-	-	-	-
2021/03/08	$10.1M	$120.0M	$115.0M	$75.9M	$13.4M	$17.2M	$7.5M	$13.5M	$372.6M	$6.1M	$2.0M
2021/04/08	-	$116.7M	$115.0M	$75.9M	$13.4M	$17.2M	$7.5M	$11.8M	$357.5M	$6.1M	$2.0M
2021/05/10	-	$104.9M	$115.0M	$75.9M	$13.4M	$17.2M	$7.5M	$10.1M	$343.9M	$6.1M	$2.0M
2021/06/08	-	$93.5M	$115.0M	$75.9M	$13.4M	$17.2M	$7.5M	$8.3M	$330.9M	$6.1M	$2.0M
2021/07/08	-	$82.1M	$115.0M	$75.9M	$13.4M	$17.2M	$7.5M	$6.5M	$317.6M	$6.1M	$2.0M
2021/08/09	-	$70.1M	$115.0M	$75.9M	$13.4M	$17.2M	$7.5M	$4.9M	$304.0M	$6.1M	$2.0M
2021/09/08	-	$58.5M	$115.0M	$75.9M	$13.4M	$17.2M	$7.5M	$3.3M	$290.9M	$6.1M	$2.0M
2021/10/08	-	$48.2M	$115.0M	$75.9M	$13.4M	$17.2M	$7.5M	$2.0M	$279.2M	$6.1M	$2.0M
2021/11/08	-	$38.1M	$115.0M	$75.9M	$13.4M	$17.2M	$7.5M	$445K	$267.5M	$6.1M	$2.0M
2021/12/08	-	$28.4M	$115.0M	$75.9M	$13.4M	$17.2M	$7.5M	-	$257.4M	$6.1M	$2.0M
2022/01/10	-	$17.9M	$115.0M	$75.9M	$13.4M	$17.2M	$7.5M	-	$246.9M	$6.1M	$2.0M
2022/02/08	-	$8.6M	$115.0M	$75.9M	$13.4M	$17.2M	$7.5M	-	$237.6M	$6.1M	$2.0M
2022/03/08	-	-	$114.7M	$75.9M	$13.4M	$17.2M	$7.5M	-	$228.7M	$6.1M	$2.0M
2022/04/08	-	-	$104.2M	$75.9M	$13.4M	$17.2M	$7.5M	-	$218.2M	$6.1M	$2.0M
2022/05/09	-	-	$95.8M	$75.9M	$13.4M	$17.2M	$7.5M	-	$209.8M	$6.1M	$2.0M
2022/06/08	-	-	$87.7M	$75.9M	$13.4M	$17.2M	$7.5M	-	$201.7M	$6.1M	$2.0M
2022/07/08	-	-	$79.4M	$75.9M	$13.4M	$17.2M	$7.5M	-	$193.4M	$6.1M	$2.0M
2022/08/08	-	-	$72.3M	$75.9M	$13.4M	$17.2M	$7.5M	-	$186.3M	$6.1M	$2.0M
2022/09/08	-	-	$64.8M	$75.9M	$13.4M	$17.2M	$7.5M	-	$178.8M	$6.1M	$2.0M
2022/10/11	-	-	$58.1M	$75.9M	$13.4M	$17.2M	$7.5M	-	$172.1M	$6.1M	$2.0M
2022/11/08	-	-	$51.8M	$75.9M	$13.4M	$17.2M	$7.5M	-	$165.8M	$6.1M	$2.0M
2022/12/08	-	-	$45.9M	$75.9M	$13.4M	$17.2M	$7.5M	-	$159.9M	$6.1M	$2.0M
2023/01/09	-	-	$40.1M	$75.9M	$13.4M	$17.2M	$7.5M	-	$154.1M	$6.1M	$2.0M
2023/02/08	-	-	$34.7M	$75.9M	$13.4M	$17.2M	$7.5M	-	$148.7M	$6.1M	$2.0M
2023/03/08	-	-	$29.1M	$75.9M	$13.4M	$17.2M	$7.5M	-	$143.1M	$6.1M	$2.0M
2023/04/10	-	-	$23.3M	$75.9M	$13.4M	$17.2M	$7.5M	-	$137.3M	$6.1M	$2.0M
2023/05/08	-	-	$17.9M	$75.9M	$13.4M	$17.2M	$7.5M	-	$131.9M	$6.1M	$2.0M
2023/06/08	-	-	$12.3M	$75.9M	$13.4M	$17.2M	$7.5M	-	$126.3M	$6.1M	$2.0M
2023/07/10	-	-	$6.7M	$75.9M	$13.4M	$17.2M	$7.5M	-	$120.7M	$6.1M	$2.0M
2023/08/08	-	-	$1.7M	$75.9M	$13.4M	$17.2M	$7.5M	-	$115.7M	$6.1M	$2.0M
2023/09/08	-	-	-	$72.4M	$13.4M	$17.2M	$7.5M	-	$110.4M	$6.1M	$2.0M
2023/10/10	-	-	-	$67.7M	$13.4M	$17.2M	$7.5M	-	$105.8M	$6.1M	$2.0M
2023/11/08	-	-	-	$63.1M	$13.4M	$17.2M	$7.5M	-	$101.2M	$6.1M	$2.0M
2023/12/08	-	-	-	$58.4M	$13.4M	$17.2M	$7.5M	-	$96.5M	$6.1M	$2.0M
2024/01/08	-	-	-	$53.9M	$13.4M	$17.2M	$7.5M	-	$92.0M	$6.1M	$2.0M
2024/02/08	-	-	-	$49.6M	$13.4M	$17.2M	$7.5M	-	$87.7M	$6.1M	$2.0M
2024/03/08	-	-	-	$45.3M	$13.4M	$17.2M	$7.5M	-	$83.4M	$6.1M	$2.0M
2024/04/08	-	-	-	$40.9M	$13.4M	$17.2M	$7.5M	-	$78.9M	$6.1M	$2.0M
2024/05/08	-	-	-	$36.7M	$13.4M	$17.2M	$7.5M	-	$74.7M	$6.1M	$2.0M
2024/06/10	-	-	-	$32.3M	$13.4M	$17.2M	$7.5M	-	$70.4M	$6.1M	$2.0M
2024/07/08	-	-	-	$28.5M	$13.4M	$17.2M	$7.5M	-	$66.5M	$6.1M	$2.0M
2024/08/08	-	-	-	$24.3M	$13.4M	$17.2M	$7.5M	-	$62.4M	$6.1M	$2.0M
2024/09/09	-	-	-	$20.4M	$13.4M	$17.2M	$7.5M	-	$58.5M	$6.1M	$2.0M
2024/10/08	-	-	-	$16.6M	$13.4M	$17.2M	$7.5M	-	$54.6M	$6.1M	$2.0M
2024/11/08	-	-	-	$12.9M	$13.4M	$17.2M	$7.5M	-	$51.0M	$6.1M	$2.0M
2024/12/09	-	-	-	$9.3M	$13.4M	$17.2M	$7.5M	-	$47.4M	$6.1M	$2.0M
2025/01/08	-	-	-	$5.9M	$13.4M	$17.2M	$7.5M	-	$44.0M	$6.1M	$2.0M
2025/02/10	-	-	-	$2.5M	$13.4M	$17.2M	$7.5M	-	$40.5M	$6.1M	$2.0M
2025/03/10	-	-	-	-	$12.5M	$17.2M	$7.5M	-	$37.2M	$6.1M	$2.0M
2025/04/08	-	-	-	-	$9.2M	$17.2M	$7.5M	-	$33.9M	$6.1M	$2.0M
2025/05/08	-	-	-	-	$5.9M	$17.2M	$7.5M	-	$30.6M	$6.1M	$2.0M
2025/06/09	-	-	-	-	$2.9M	$17.2M	$7.5M	-	$27.6M	$6.1M	$2.0M
2025/07/08	-	-	-	-	$32K	$17.2M	$7.5M	-	$24.7M	$6.1M	$2.0M
2025/08/08	-	-	-	-	-	$14.4M	$7.5M	-	$21.9M	$6.1M	$2.0M
2025/09/08	-	-	-	-	-	$11.8M	$7.5M	-	$19.3M	$6.1M	$2.0M
2025/10/08	-	-	-	-	-	$9.3M	$7.5M	-	$16.8M	$6.1M	$2.0M
2025/11/10	-	-	-	-	-	$6.7M	$7.5M	-	$14.2M	$6.1M	$2.0M
2025/12/08	-	-	-	-	-	-	-	-	-	$18.1M	-

Score	Charged-Off Loans	Total Chargeoffs	Total Recovered	Recovery Rate
580-619	165	$1.8M	$797K	45.3%
620-659	325	$3.6M	$2.0M	54.9%
660-699	215	$2.5M	$1.3M	52.1%
700-739	143	$1.6M	$838K	51.6%
740-779	65	$743K	$315K	42.5%
780-819	24	$284K	$158K	55.7%
820+	17	$256K	$151K	59.0%

Rate	Charged-Off Loans	Total Chargeoffs	Total Recovered	Recovery Rate
<4%	10	$173K	$103K	59.4%
4-5.99%	48	$649K	$357K	55.0%
6-7.99%	129	$1.6M	$833K	53.4%
8-9.99%	221	$2.6M	$1.3M	51.7%
10-11.99%	221	$2.3M	$1.3M	55.5%
12-14.99%	228	$2.6M	$1.3M	50.5%
15-19.99%	102	$985K	$366K	37.1%
20%+	7	$85K	$29K	34.8%

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$304.4M

Original Balance

$30.1M

Current Balance

9.9%

Pool Factor

4,994

Active Loans

14.64%

Cum Loss Rate

65.20%

30+ DQ Rate

Bucket	Count	Balance	% Pool
30d	298	$1.7M	5.62%
60d	70	$420K	1.40%
90d	70	$399K	1.33%
120+d	2157	$17.1M	56.86%
Total	2595	$19.6M	65.20%

Score	Loans	Orig Bal	Net Loss	Loss Rate
<580	11,668	$206.5M	$24.8M	12.02%
580-619	4,685	$87.6M	$9.5M	10.79%
620-659	3,007	$58.2M	$5.5M	9.41%
660-699	1,097	$21.2M	$1.5M	7.15%
700-739	370	$7.1M	$441K	6.25%
740-779	112	$2.2M	$127K	5.77%
780-819	33	$782K	$78K	10.01%
820+	11	$252K	$0	0.00%

Rate	Loans	Orig Bal	Net Loss	Loss Rate
<4%	10	$230K	$0	0.00%
4-5.99%	56	$1.5M	$6K	0.39%
6-7.99%	140	$3.4M	$118K	3.52%
8-9.99%	350	$8.1M	$392K	4.85%
10-11.99%	868	$19.0M	$1.4M	7.13%
12-14.99%	2,147	$43.9M	$3.3M	7.47%
15-19.99%	7,957	$147.7M	$13.5M	9.17%
20%+	10,869	$181.3M	$25.9M	14.27%

Monthly Collections & Losses

Period	Interest	Principal	Recoveries	Svc Fee	Chargeoffs	Net Loss
2021-03-31	$5.0M	$5.9M	$0	$1.5M	$71K	$71K
2021-05-31	$5.8M	$8.9M	$260K	$1.4M	$240K	$-20K
2021-07-31	$5.8M	$10.6M	$598K	$1.4M	$1.4M	$835K
2021-08-31	$5.4M	$10.0M	$876K	$1.3M	$2.3M	$1.4M
2021-09-30	$5.3M	$9.0M	$1.9M	$1.3M	$2.3M	$356K
2021-10-31	$5.2M	$9.9M	$1.4M	$1.2M	$2.0M	$661K
2021-11-30	$4.8M	$9.4M	$1.7M	$369K	$2.3M	$673K
2022-01-31	$4.6M	$9.1M	$842K	$342K	$2.7M	$1.9M
2022-02-28	$4.4M	$8.1M	$1.1M	$328K	$2.4M	$1.3M
2022-03-31	$4.2M	$9.7M	$1.1M	$316K	$2.3M	$1.2M
2022-04-30	$4.0M	$8.1M	$1.3M	$302K	$1.7M	$319K
2022-05-31	$3.7M	$7.1M	$1.3M	$291K	$2.1M	$803K
2022-06-30	$3.7M	$7.2M	$1.2M	$280K	$2.4M	$1.1M
2022-07-31	$3.6M	$6.2M	$1.3M	$269K	$2.5M	$1.2M
2022-08-31	$3.3M	$6.0M	$1.2M	$258K	$2.3M	$1.1M
2022-09-30	$3.4M	$5.6M	$1.2M	$249K	$2.3M	$1.1M
2022-10-31	$3.1M	$4.8M	$1.1M	$240K	$2.7M	$1.6M
2022-11-30	$2.9M	$4.5M	$900K	$231K	$1.9M	$1.0M
2022-12-31	$3.0M	$4.5M	$651K	$224K	$2.6M	$1.9M
2023-01-31	$3.0M	$3.9M	$898K	$215K	$1.5M	$578K
2023-02-28	$2.8M	$4.3M	$768K	$209K	$1.8M	$1.1M
2023-03-31	$2.7M	$4.7M	$1.5M	$202K	$2.0M	$428K
2023-04-30	$2.5M	$3.8M	$1.0M	$194K	$1.8M	$710K
2023-05-31	$2.5M	$4.2M	$832K	$188K	$1.9M	$1.0M
2023-06-30	$2.5M	$3.9M	$972K	$181K	$1.7M	$764K
2023-07-31	$2.2M	$3.7M	$755K	$174K	$1.7M	$986K
2023-08-31	$2.3M	$3.8M	$998K	$168K	$2.1M	$1.1M
2023-09-30	$2.1M	$3.3M	$726K	$161K	$1.9M	$1.2M
2023-10-31	$2.0M	$3.2M	$848K	$155K	$2.1M	$1.3M
2023-11-30	$1.9M	$3.2M	$605K	$149K	$1.8M	$1.2M
2023-12-31	$1.9M	$2.9M	$506K	$143K	$1.5M	$1.0M
2024-01-31	$1.9M	$3.0M	$687K	$138K	$1.5M	$806K
2024-02-29	$1.9M	$3.9M	$559K	$133K	$1.3M	$745K
2024-03-31	$1.7M	$3.3M	$577K	$127K	$1.3M	$679K
2024-04-30	$1.6M	$2.8M	$582K	$122K	$1.1M	$493K
2024-05-31	$1.6M	$2.9M	$491K	$118K	$1.4M	$892K
2024-06-30	$1.5M	$2.6M	$510K	$113K	$1.2M	$667K
2024-07-31	$1.4M	$2.8M	$393K	$108K	$1.2M	$834K
2024-08-31	$1.5M	$2.6M	$413K	$104K	$1.4M	$1.0M
2024-09-30	$1.3M	$2.4M	$451K	$99K	$1.2M	$771K
2024-10-31	$1.3M	$2.5M	$398K	$95K	$1.1M	$727K
2024-11-30	$1.2M	$2.5M	$357K	$90K	$994K	$636K
2024-12-31	$1.1M	$2.4M	$369K	$86K	$898K	$529K
2025-01-31	$1.2M	$2.4M	$346K	$83K	$1.1M	$758K
2025-02-28	$1.1M	$2.7M	$297K	$78K	$811K	$514K
2025-03-31	$961K	$2.5M	$427K	$74K	$725K	$298K
2025-04-30	$913K	$2.3M	$317K	$71K	$774K	$456K
2025-05-31	$931K	$2.4M	$389K	$67K	$621K	$232K
2025-06-30	$815K	$2.0M	$264K	$63K	$804K	$539K
2025-07-31	$821K	$2.3M	$336K	$60K	$866K	$531K
2025-08-31	$771K	$2.5M	$269K	$57K	$676K	$407K
2025-09-30	$714K	$2.1M	$260K	$53K	$711K	$451K
2025-10-31	$692K	$2.2M	$232K	$50K	$541K	$309K
2025-11-30	$592K	$1.8M	$264K	$47K	$543K	$278K
2025-12-31	$587K	$1.8M	$254K	$44K	$688K	$434K
2026-01-31	$615K	$2.0M	$206K	$41K	$487K	$281K
2026-02-28	$515K	$2.3M	$222K	$38K	$483K	$261K
TOTAL	$138.5M	$254.5M	$40.3M	$16.1M	$84.8M	$44.6M

Cash Waterfall (from Servicer Certificate)

Period	Total Deposited	Available Funds	Servicing Fee	Note Interest	Principal Dist	Residual (to Equity)
2021/05/10	$26.0M	$25.9M	$1	$689K	$8.5M	-
2021/06/10	$15.8M	$15.8M	$1	$445K	$13.0M	-
2021/07/12	$16.0M	$16.0M	$1	$437K	$12.4M	$2.3M
2021/08/10	$16.9M	$16.9M	$1	$430K	$11.7M	$4.0M
2021/09/10	$15.9M	$15.8M	$1	$423K	$11.8M	$2.8M
2021/10/12	$15.4M	$15.4M	$1	$416K	$10.9M	$3.4M
2021/11/10	$15.9M	$15.8M	$1	$410K	$11.5M	$3.1M
2021/12/10	$15.1M	$15.0M	$1	$403K	$11.2M	$2.7M
2022/01/10	$14.9M	$14.8M	$1	$395K	$10.9M	$2.8M
2022/02/10	$14.6M	$14.5M	$1	$386K	$11.2M	$2.1M
2022/03/10	$13.7M	$13.5M	$1	$377K	$10.1M	$2.5M
2022/04/11	$15.0M	$14.9M	$1	$369K	$10.3M	$2.4M
2022/05/10	$13.4M	$13.3M	$1	$358K	$9.3M	$3.1M
2022/06/10	$12.1M	$12.0M	$1	$350K	$8.8M	$2.4M
2022/07/11	$12.2M	$12.1M	$1	$342K	$9.2M	$2.0M
2022/08/10	$11.2M	$11.1M	$1	$333K	$8.4M	$1.9M
2022/09/12	$10.5M	$10.4M	$1	$325K	$7.9M	$1.7M
2022/10/11	$10.3M	$10.1M	$1	$318K	$7.6M	$1.7M
2022/11/10	$9.0M	$8.9M	$1	$310K	$7.2M	$955K
2022/12/12	$8.3M	$8.2M	$1	$303K	$6.0M	$1.4M
2023/01/10	$8.2M	$8.0M	$1	$297K	$6.7M	$577K
2023/02/10	$7.8M	$7.7M	$1	$290K	$5.1M	$1.9M
2023/03/10	$8.2M	$8.0M	$1	$285K	$5.9M	$1.5M
2023/04/10	$8.7M	$8.6M	$1	$279K	$6.4M	$1.5M
2023/05/10	$7.3M	$7.2M	$1	$273K	$5.3M	$1.3M
2023/06/12	$7.5M	$7.4M	$1	$267K	$5.8M	$1.0M
2023/07/10	$7.3M	$7.2M	$1	$261K	$5.4M	$1.2M
2023/08/10	$6.7M	$6.6M	$1	$256K	$5.4M	$607K
2023/09/11	$7.0M	$6.9M	$1	$247K	$5.9M	$437K
2023/10/10	$6.1M	$6.0M	$1	$237K	$5.1M	$373K
2023/11/10	$6.0M	$5.9M	$1	$228K	$5.4M	$34K
2023/12/11	$5.7M	$5.6M	$1	$218K	$5.0M	$160K
2024/01/10	$5.2M	$5.2M	$1	$210K	$4.4M	$321K
2024/02/12	$5.5M	$5.4M	$1	$202K	$4.4M	$492K
2024/03/11	$6.4M	$6.3M	$1	$194K	$4.5M	$1.3M
2024/04/10	$5.5M	$5.4M	$1	$187K	$4.5M	$482K
2024/05/10	$5.0M	$4.9M	$1	$179K	$3.9M	$559K
2024/06/10	$5.0M	$4.9M	$1	$172K	$4.3M	$206K
2024/07/10	$4.6M	$4.5M	$1	$164K	$3.8M	$337K
2024/08/12	$4.6M	$4.5M	$1	$158K	$4.0M	$162K
2024/09/10	$4.6M	$4.5M	$1	$151K	$4.1M	$71K
2024/10/10	$4.1M	$4.0M	$1	$144K	$3.6M	$85K
2024/11/12	$4.2M	$4.1M	$1	$138K	$3.6M	$136K
2024/12/10	$4.1M	$3.9M	$1	$131K	$3.4M	$193K
2025/01/10	$4.0M	$3.9M	$1	$125K	$3.3M	$228K
2025/02/10	$4.0M	$3.9M	$1	$120K	$3.5M	$77K
2025/03/10	$4.1M	$4.0M	$1	$113K	$3.5M	$242K
2025/04/10	$3.9M	$3.8M	$1	$107K	$3.2M	$271K
2025/05/12	$3.6M	$3.5M	$1	$102K	$3.1M	$161K
2025/06/10	$3.7M	$3.6M	$1	$96K	$3.0M	$409K
2025/07/10	$3.1M	$3.0M	$1	$91K	$2.8M	-
2025/08/11	$3.5M	$3.4M	$1	$86K	$3.2M	-
2025/09/10	$3.5M	$3.5M	$1	$81K	$2.9M	$388K
2025/10/10	$3.1M	$3.0M	$1	$76K	$2.8M	$31K
2025/11/10	$3.2M	$3.1M	$1	$71K	$2.8M	$150K
2025/12/10	$2.7M	$2.6M	$1	$66K	$2.4M	$115K
2026/01/12	$2.7M	$2.6M	$1	$62K	$2.5M	-
2026/02/10	$2.8M	$2.7M	$1	$58K	$2.5M	$114K
2026/03/10	$3.1M	$3.0M	$1	$53K	$2.6M	$306K
TOTAL	$478.3M	$472.5M	$83	$14.3M	$357.8M	$60.6M

Debt & Equity (from Servicer Certificate)

Period	A1	A3	A4	B	D	N	Total Debt	OC	Reserve
2021/05/10	$15.4M	$5.0M	$453K	-	$18K	$22	$20.9M	$22K	-
2021/06/10	$15.0M	$5.0M	$240K	$432K	$18K	$23	$20.7M	$22K	-
2021/07/12	$14.6M	$5.0M	$819K	$560K	$18K	$51	$21.0M	$22K	-
2021/08/10	$14.1M	$5.0M	$1.4M	$1.2M	$18K	$65	$21.7M	$21K	-
2021/09/10	$13.6M	$5.0M	$2.3M	$2.4M	$18K	$161	$23.2M	$21K	-
2021/10/12	$13.1M	$5.0M	$2.2M	$4.3M	$18K	$197	$24.6M	$20K	-
2021/11/10	$12.6M	$5.0M	$2.0M	$5.5M	$18K	$232	$25.2M	$20K	-
2021/12/10	$12.2M	$5.0M	$2.3M	$6.9M	$18K	$189	$26.4M	$19K	-
2022/01/10	$11.7M	$5.0M	$2.2M	$8.4M	$18K	$235	$27.3M	$19K	-
2022/02/10	$11.2M	$5.0M	$2.7M	$9.8M	$18K	$300	$28.8M	$18K	-
2022/03/10	$10.8M	$5.0M	$2.3M	$11.7M	$18K	$234	$29.9M	$18K	-
2022/04/11	$10.3M	$5.0M	$2.3M	$13.0M	$18K	$226	$30.7M	$17K	-
2022/05/10	$10.0M	$5.0M	$1.6M	$14.3M	$18K	$167	$30.9M	$17K	-
2022/06/10	$9.6M	$5.0M	$2.0M	$14.6M	$18K	$244	$31.3M	$16K	-
2022/07/11	$9.2M	$5.0M	$2.3M	$15.5M	$18K	$327	$32.1M	$16K	-
2022/08/10	$8.9M	$5.0M	$2.5M	$16.7M	$18K	$346	$33.1M	$15K	-
2022/09/12	$8.5M	$5.0M	$2.2M	$18.0M	$18K	$480	$33.8M	$15K	-
2022/10/11	$8.2M	$5.0M	$2.3M	$19.1M	$18K	$482	$34.6M	$14K	-
2022/11/10	$7.9M	$5.0M	$2.7M	$20.3M	$18K	$345	$36.0M	$14K	-
2022/12/12	$7.7M	$5.0M	$1.9M	$22.0M	$18K	$294	$36.5M	$14K	-
2023/01/10	$7.4M	$5.0M	$2.5M	$23.0M	$18K	$269	$37.9M	$13K	-
2023/02/10	$7.2M	$5.0M	$1.4M	$25.0M	$18K	$213	$38.6M	$13K	-
2023/03/10	$6.9M	$5.0M	$2.0M	$25.6M	$18K	$192	$39.6M	$13K	-
2023/04/10	$6.7M	$5.0M	$1.9M	$26.5M	$18K	$199	$40.1M	$12K	-
2023/05/10	$6.4M	$5.0M	$1.8M	$27.3M	$18K	$210	$40.5M	$12K	-
2023/06/12	$6.2M	$5.0M	$1.8M	$28.1M	$18K	$188	$41.1M	$12K	-
2023/07/10	$6.0M	$5.0M	$1.7M	$29.2M	$18K	$163	$42.0M	$12K	-
2023/08/10	$6.0M	$5.0M	$1.7M	$30.1M	$18K	$236	$42.8M	$11K	-
2023/09/11	$6.0M	$5.0M	$2.2M	$31.1M	$18K	$249	$44.3M	$11K	-
2023/10/10	$6.0M	$5.0M	$1.9M	$32.4M	$18K	$231	$45.3M	$11K	-
2023/11/10	$6.0M	$5.0M	$2.1M	$33.6M	$18K	$262	$46.7M	$11K	-
2023/12/11	$6.0M	$5.0M	$1.8M	$35.0M	$18K	$251	$47.8M	$10K	-
2024/01/10	$6.0M	$5.0M	$1.5M	$36.3M	$18K	$218	$48.8M	$10K	-
2024/02/12	$6.0M	$5.0M	$1.5M	$37.4M	$18K	$283	$49.9M	$10K	-
2024/03/11	$6.0M	$5.0M	$1.3M	$38.2M	$18K	$201	$50.5M	$10K	-
2024/04/10	$6.0M	$5.0M	$1.3M	$38.3M	$18K	$163	$50.6M	$9K	-
2024/05/10	$6.0M	$5.0M	$1.1M	$39.1M	$18K	$156	$51.2M	$9K	-
2024/06/10	$6.0M	$5.0M	$1.4M	$39.6M	$18K	$193	$52.0M	$9K	-
2024/07/10	$6.0M	$5.0M	$1.2M	$40.6M	$18K	$158	$52.8M	$9K	-
2024/08/12	$6.0M	$5.0M	$1.2M	$41.4M	$18K	$240	$53.6M	$9K	-
2024/09/10	$6.0M	$5.0M	$1.4M	$42.3M	$18K	$266	$54.7M	$8K	-
2024/10/10	$6.0M	$5.0M	$1.2M	$43.3M	$18K	$248	$55.5M	$8K	-
2024/11/12	$6.0M	$5.0M	$1.1M	$44.2M	$18K	$276	$56.3M	$8K	-
2024/12/10	$6.0M	$5.0M	$972K	$45.0M	$18K	$232	$57.0M	$8K	-
2025/01/10	$6.0M	$5.0M	$898K	$45.7M	$18K	$176	$57.6M	$8K	-
2025/02/10	$6.0M	$5.0M	$1.1M	$46.3M	$18K	$207	$58.4M	$7K	-
2025/03/10	$6.0M	$5.0M	$812K	$47.1M	$18K	$122	$59.0M	$7K	-
2025/04/10	$6.0M	$5.0M	$728K	$47.7M	$18K	$169	$59.4M	$7K	-
2025/05/12	$6.0M	$5.0M	$774K	$48.1M	$18K	$220	$59.9M	$7K	-
2025/06/10	$6.0M	$5.0M	$626K	$48.6M	$18K	$216	$60.3M	$7K	-
2025/07/10	$6.0M	$5.0M	$804K	$48.9M	$18K	$192	$60.7M	$7K	-
2025/08/11	$6.0M	$5.0M	$866K	$49.5M	$18K	$220	$61.4M	$6K	-
2025/09/10	$6.0M	$5.0M	$676K	$50.1M	$18K	$161	$61.8M	$6K	-
2025/10/10	$6.0M	$5.0M	$720K	$50.3M	$18K	$139	$62.1M	$6K	-
2025/11/10	$6.0M	$5.0M	$542K	$50.8M	$18K	$150	$62.4M	$6K	-
2025/12/10	$6.0M	$5.0M	$549K	$51.2M	$18K	$142	$62.8M	$6K	-
2026/01/12	$6.0M	$5.0M	$688K	$51.5M	$18K	$125	$63.2M	$5K	-
2026/02/10	$6.0M	$5.0M	$488K	$52.0M	$18K	$140	$63.5M	$5K	-
2026/03/10	$6.0M	$5.0M	$483K	$52.3M	$18K	$97	$63.8M	$5K	-

Score	Charged-Off Loans	Total Chargeoffs	Total Recovered	Recovery Rate
<580	3,639	$48.4M	$22.3M	46.0%
580-619	1,347	$17.5M	$7.6M	43.2%
620-659	745	$9.5M	$3.9M	40.5%
660-699	233	$2.8M	$1.2M	42.8%
700-739	67	$809K	$356K	43.9%
740-779	21	$225K	$77K	34.4%
780-819	8	$118K	$40K	33.8%

Rate	Charged-Off Loans	Total Chargeoffs	Total Recovered	Recovery Rate
4-5.99%	2	$40K	$34K	85.4%
6-7.99%	14	$209K	$91K	43.5%
8-9.99%	47	$625K	$233K	37.3%
10-11.99%	175	$2.2M	$841K	37.7%
12-14.99%	463	$6.4M	$2.9M	46.0%
15-19.99%	2,050	$26.8M	$12.4M	46.4%
20%+	3,776	$48.6M	$21.4M	44.2%

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$334.3M

Original Balance

$39.4M

Current Balance

11.8%

Pool Factor

5,334

Active Loans

16.64%

Cum Loss Rate

65.90%

30+ DQ Rate

Bucket	Count	Balance	% Pool
30d	269	$1.9M	4.75%
60d	75	$559K	1.42%
90d	60	$434K	1.10%
120+d	2491	$23.1M	58.63%
Total	2895	$25.9M	65.90%

Score	Loans	Orig Bal	Net Loss	Loss Rate
<580	11,426	$213.0M	$32.6M	15.29%
580-619	4,037	$80.8M	$10.5M	12.96%
620-659	2,520	$52.9M	$6.2M	11.79%
660-699	910	$19.6M	$1.4M	7.35%
700-739	313	$7.1M	$659K	9.28%
740-779	154	$3.6M	$180K	4.96%
780-819	64	$1.7M	$67K	4.04%
820+	25	$694K	$14K	2.06%

Rate	Loans	Orig Bal	Net Loss	Loss Rate
<4%	16	$486K	$8K	1.55%
4-5.99%	138	$4.1M	$48K	1.18%
6-7.99%	185	$4.8M	$126K	2.62%
8-9.99%	340	$8.2M	$513K	6.22%
10-11.99%	718	$17.3M	$1.5M	8.91%
12-14.99%	1,769	$39.0M	$3.3M	8.50%
15-19.99%	7,437	$148.0M	$17.0M	11.48%
20%+	10,325	$181.4M	$33.1M	18.24%

Monthly Collections & Losses

Period	Interest	Principal	Recoveries	Svc Fee	Chargeoffs	Net Loss
2021-07-31	$6.2M	$8.6M	$413K	$1.5M	$507K	$94K
2021-08-31	$5.7M	$9.3M	$398K	$1.4M	$870K	$473K
2021-09-30	$5.7M	$8.7M	$719K	$1.4M	$1.4M	$728K
2021-10-31	$5.6M	$8.6M	$1.1M	$1.3M	$2.7M	$1.6M
2021-11-30	$5.1M	$8.8M	$1.4M	$406K	$2.5M	$1.1M
2022-01-31	$5.0M	$7.9M	$1.3M	$379K	$3.3M	$2.0M
2022-02-28	$4.9M	$8.5M	$1.1M	$366K	$2.4M	$1.2M
2022-03-31	$4.7M	$9.6M	$1.2M	$353K	$2.5M	$1.3M
2022-04-30	$4.4M	$7.5M	$1.3M	$339K	$2.2M	$880K
2022-05-31	$4.1M	$7.6M	$1.3M	$327K	$2.4M	$1.1M
2022-06-30	$4.1M	$7.5M	$1.4M	$316K	$2.9M	$1.5M
2022-07-31	$4.1M	$6.3M	$1.2M	$304K	$2.7M	$1.6M
2022-08-31	$3.8M	$6.3M	$1.5M	$293K	$3.1M	$1.7M
2022-09-30	$3.8M	$5.5M	$1.6M	$282K	$2.5M	$938K
2022-10-31	$3.4M	$4.7M	$1.0M	$273K	$2.8M	$1.8M
2022-11-30	$3.3M	$4.8M	$1.2M	$264K	$2.6M	$1.5M
2022-12-31	$3.4M	$4.4M	$1.0M	$255K	$2.2M	$1.2M
2023-01-31	$3.4M	$3.9M	$939K	$248K	$2.2M	$1.2M
2023-02-28	$3.2M	$4.3M	$831K	$240K	$2.2M	$1.4M
2023-03-31	$3.1M	$4.8M	$1.7M	$233K	$2.4M	$658K
2023-04-30	$2.8M	$3.9M	$1.0M	$224K	$2.2M	$1.2M
2023-05-31	$2.8M	$4.5M	$1.1M	$217K	$2.0M	$901K
2023-06-30	$2.8M	$3.8M	$911K	$210K	$2.5M	$1.6M
2023-07-31	$2.6M	$3.6M	$960K	$202K	$2.4M	$1.4M
2023-08-31	$2.6M	$3.7M	$1.1M	$195K	$2.6M	$1.5M
2023-09-30	$2.5M	$3.3M	$920K	$188K	$2.3M	$1.3M
2023-10-31	$2.3M	$3.3M	$839K	$182K	$2.1M	$1.3M
2023-11-30	$2.2M	$3.1M	$835K	$175K	$1.9M	$1.1M
2023-12-31	$2.2M	$3.0M	$752K	$169K	$2.2M	$1.4M
2024-01-31	$2.2M	$3.0M	$753K	$163K	$2.2M	$1.5M
2024-02-29	$2.2M	$4.0M	$678K	$157K	$1.7M	$1.1M
2024-03-31	$1.9M	$3.2M	$820K	$151K	$1.8M	$1.0M
2024-04-30	$1.8M	$3.0M	$772K	$145K	$1.5M	$690K
2024-05-31	$1.9M	$3.0M	$589K	$140K	$1.8M	$1.2M
2024-06-30	$1.7M	$2.6M	$713K	$134K	$1.6M	$848K
2024-07-31	$1.7M	$2.7M	$573K	$129K	$1.7M	$1.1M
2024-08-31	$1.7M	$2.9M	$519K	$124K	$1.7M	$1.2M
2024-09-30	$1.5M	$2.3M	$568K	$119K	$1.5M	$973K
2024-10-31	$1.5M	$2.8M	$503K	$114K	$1.8M	$1.3M
2024-11-30	$1.4M	$2.5M	$488K	$109K	$1.1M	$588K
2024-12-31	$1.3M	$2.4M	$530K	$105K	$1.5M	$926K
2025-01-31	$1.4M	$2.5M	$427K	$100K	$1.4M	$962K
2025-02-28	$1.3M	$2.7M	$453K	$96K	$1.2M	$777K
2025-03-31	$1.2M	$3.0M	$525K	$91K	$959K	$435K
2025-04-30	$1.1M	$2.4M	$509K	$86K	$924K	$415K
2025-05-31	$1.1M	$2.5M	$558K	$83K	$1.2M	$611K
2025-06-30	$980K	$2.2M	$358K	$78K	$1.1M	$721K
2025-07-31	$983K	$2.5M	$423K	$74K	$974K	$551K
2025-08-31	$954K	$2.5M	$432K	$70K	$976K	$543K
2025-09-30	$874K	$2.3M	$408K	$67K	$1.1M	$688K
2025-10-31	$851K	$2.2M	$300K	$63K	$658K	$358K
2025-11-30	$753K	$1.9M	$281K	$59K	$677K	$396K
2025-12-31	$736K	$1.9M	$253K	$56K	$806K	$553K
2026-01-31	$764K	$2.1M	$300K	$53K	$784K	$484K
2026-02-28	$661K	$2.6M	$241K	$50K	$602K	$361K
TOTAL	$144.0M	$237.7M	$44.0M	$14.9M	$99.6M	$55.6M

Cash Waterfall (from Servicer Certificate)

Period	Total Deposited	Available Funds	Servicing Fee	Note Interest	Principal Dist	Residual (to Equity)
2021/07/12	$22.5M	$22.5M	$1	$433K	$8.4M	-
2021/08/10	$15.3M	$15.2M	$1	$345K	$13.1M	-
2021/09/10	$15.7M	$15.7M	$1	$342K	$14.4M	$139K
2021/10/12	$15.4M	$15.3M	$1	$338K	$10.2M	$4.0M
2021/11/10	$15.0M	$14.9M	$1	$335K	$10.9M	$2.9M
2021/12/10	$14.9M	$14.8M	$1	$332K	$11.0M	$2.7M
2022/01/10	$15.2M	$15.1M	$1	$329K	$11.2M	$2.9M
2022/02/10	$14.2M	$14.1M	$1	$326K	$10.7M	$2.5M
2022/03/10	$14.6M	$14.4M	$1	$323K	$10.3M	$3.1M
2022/04/11	$15.7M	$15.5M	$1	$319K	$11.6M	$3.0M
2022/05/10	$13.3M	$13.2M	$1	$312K	$9.3M	$3.0M
2022/06/10	$13.0M	$12.9M	$1	$308K	$9.5M	$2.5M
2022/07/11	$13.0M	$12.9M	$1	$303K	$9.9M	$2.1M
2022/08/10	$11.4M	$11.3M	$1	$296K	$8.5M	$2.0M
2022/09/12	$11.5M	$11.4M	$1	$290K	$8.9M	$1.6M
2022/10/11	$10.9M	$10.7M	$1	$284K	$7.6M	$2.3M
2022/11/10	$9.2M	$9.0M	$1	$278K	$7.1M	$1.1M
2022/12/12	$9.3M	$9.2M	$1	$273K	$7.0M	$1.4M
2023/01/10	$8.8M	$8.7M	$1	$269K	$6.3M	$1.6M
2023/02/10	$8.2M	$8.1M	$1	$264K	$5.8M	$1.6M
2023/03/10	$8.6M	$8.5M	$1	$260K	$6.1M	$1.7M
2023/04/10	$9.3M	$9.2M	$1	$255K	$6.8M	$1.7M
2023/05/10	$7.8M	$7.7M	$1	$250K	$5.8M	$1.2M
2023/06/12	$8.4M	$8.3M	$1	$245K	$6.2M	$1.4M
2023/07/10	$7.5M	$7.3M	$1	$240K	$5.9M	$722K
2023/08/10	$7.1M	$7.0M	$1	$236K	$5.7M	$756K
2023/09/11	$7.4M	$7.3M	$1	$231K	$6.0M	$718K
2023/10/10	$6.7M	$6.6M	$1	$226K	$5.3M	$758K
2023/11/10	$6.4M	$6.3M	$1	$221K	$5.2M	$533K
2023/12/11	$6.2M	$6.1M	$1	$216K	$4.8M	$751K
2024/01/10	$5.9M	$5.8M	$1	$212K	$4.9M	$412K
2024/02/12	$5.9M	$5.8M	$1	$204K	$5.0M	$315K
2024/03/11	$6.9M	$6.8M	$1	$197K	$5.0M	$1.3M
2024/04/10	$5.9M	$5.8M	$1	$189K	$5.0M	$371K
2024/05/10	$5.6M	$5.5M	$1	$181K	$4.5M	$564K
2024/06/10	$5.6M	$5.4M	$1	$175K	$4.9M	$92K
2024/07/10	$5.1M	$5.0M	$1	$167K	$4.2M	$327K
2024/08/12	$5.0M	$4.9M	$1	$161K	$4.4M	$81K
2024/09/10	$5.1M	$5.0M	$1	$154K	$4.6M	$101K
2024/10/10	$4.4M	$4.3M	$1	$148K	$3.8M	$73K
2024/11/12	$4.8M	$4.7M	$1	$142K	$4.3M	-
2024/12/10	$4.4M	$4.3M	$1	$136K	$3.8M	$144K
2025/01/10	$4.2M	$4.1M	$1	$130K	$3.8M	-
2025/02/10	$4.4M	$4.3M	$1	$124K	$3.9M	$48K
2025/03/10	$4.5M	$4.4M	$1	$118K	$4.0M	$131K
2025/04/10	$4.7M	$4.6M	$1	$112K	$3.9M	$332K
2025/05/12	$4.0M	$3.8M	$1	$106K	$3.3M	$286K
2025/06/10	$4.2M	$4.1M	$1	$101K	$3.7M	$165K
2025/07/10	$3.6M	$3.5M	$1	$96K	$3.2M	-
2025/08/11	$3.9M	$3.7M	$1	$91K	$3.5M	-
2025/09/10	$3.9M	$3.9M	$1	$85K	$3.2M	$482K
2025/10/10	$3.6M	$3.5M	$1	$81K	$3.3M	-
2025/11/10	$3.3M	$3.3M	$1	$76K	$2.9M	$120K
2025/12/10	$3.0M	$2.9M	$1	$71K	$2.6M	$141K
2026/01/12	$2.9M	$2.8M	$1	$67K	$2.7M	-
2026/02/10	$3.2M	$3.1M	$1	$63K	$2.9M	$5K
2026/03/10	$3.6M	$3.5M	$1	$59K	$2.9M	$395K
TOTAL	$464.0M	$457.7M	$80	$12.1M	$353.5M	$56.6M

Debt & Equity (from Servicer Certificate)

Period	A1	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2021/07/12	$17.8M	$379.4M	-	-	-	$71	$21K	$397.3M	-	-
2021/08/10	$17.4M	$365.3M	$292K	$166K	$43	$71	$21K	$383.2M	$502K	-
2021/09/10	$16.9M	$351.0M	$805K	$341K	$83	$71	$21K	$369.1M	$1.3M	-
2021/10/12	$16.4M	$340.8M	$1.6M	$633K	$146	$71	$21K	$359.5M	$2.4M	-
2021/11/10	$15.9M	$329.9M	$3.0M	$1.2M	$134	$71	$21K	$350.0M	$2.8M	-
2021/12/10	$15.4M	$318.9M	$5.8M	$1.7M	$150	$71	$21K	$341.8M	$3.4M	-
2022/01/10	$14.8M	$307.7M	$8.2M	$2.7M	$201	$71	$21K	$333.5M	$4.7M	-
2022/02/10	$14.3M	$297.1M	$11.0M	$3.9M	$165	$71	$21K	$326.3M	$6.8M	-
2022/03/10	$13.8M	$286.7M	$14.2M	$4.9M	$179	$71	$21K	$319.7M	$4.8M	-
2022/04/11	$13.3M	$275.1M	$16.5M	$6.0M	$149	$71	$21K	$311.0M	$4.9M	-
2022/05/10	$12.8M	$265.9M	$18.9M	$7.2M	$137	$71	$21K	$304.8M	$3.5M	-
2022/06/10	$12.4M	$256.4M	$21.0M	$8.4M	$175	$71	$21K	$298.2M	$5.9M	-
2022/07/11	$11.9M	$246.5M	$23.4M	$9.7M	$140	$71	$21K	$291.5M	$5.9M	-
2022/08/10	$11.5M	$238.0M	$26.2M	$10.8M	$163	$71	$21K	$286.5M	$6.8M	-
2022/09/12	$11.0M	$229.1M	$28.9M	$12.2M	$209	$71	$21K	$281.2M	$9.1M	-
2022/10/11	$10.7M	$221.4M	$32.0M	$13.6M	$193	$71	$21K	$277.8M	$10.2M	-
2022/11/10	$10.3M	$214.3M	$34.5M	$14.6M	$192	$71	$21K	$273.8M	$6.3M	-
2022/12/12	$10.0M	$207.3M	$37.3M	$15.6M	$147	$71	$21K	$270.3M	$5.8M	-
2023/01/10	$9.7M	$201.0M	$39.8M	$16.5M	$194	$71	$21K	$267.1M	$5.5M	-
2023/02/10	$9.4M	$195.2M	$42.1M	$17.4M	$210	$71	$21K	$264.1M	$4.8M	-
2023/03/10	$9.1M	$189.1M	$44.2M	$18.6M	$188	$71	$21K	$261.1M	$3.7M	-
2023/04/10	$8.8M	$182.3M	$46.6M	$19.9M	$187	$71	$21K	$257.7M	$4.1M	-
2023/05/10	$8.5M	$176.5M	$49.0M	$20.9M	$175	$71	$21K	$254.9M	$3.7M	-
2023/06/12	$8.2M	$170.2M	$51.2M	$21.9M	$200	$71	$21K	$251.6M	$3.4M	-
2023/07/10	$7.9M	$164.3M	$53.2M	$22.7M	$224	$71	$21K	$248.2M	$3.2M	-
2023/08/10	$7.7M	$158.7M	$55.7M	$23.6M	$292	$71	$21K	$245.6M	$3.9M	-
2023/09/11	$7.4M	$152.7M	$58.1M	$24.6M	$269	$71	$21K	$242.7M	$4.4M	-
2023/10/10	$7.1M	$147.4M	$60.6M	$25.4M	$269	$71	$21K	$240.6M	$4.1M	-
2023/11/10	$6.9M	$142.2M	$62.9M	$26.1M	$261	$71	$21K	$238.1M	$5.2M	-
2023/12/11	$6.6M	$137.4M	$65.0M	$26.9M	$260	$71	$21K	$236.0M	$4.3M	-
2024/01/10	$6.4M	$132.6M	$66.9M	$27.6M	$295	$71	$21K	$233.5M	$3.5M	-
2024/02/12	$6.2M	$127.6M	$69.1M	$28.2M	$271	$71	$21K	$231.1M	$4.6M	-
2024/03/11	$6.0M	$122.6M	$71.3M	$29.4M	$267	$71	$21K	$229.4M	$3.6M	-
2024/04/10	$6.0M	$117.6M	$73.1M	$30.2M	$217	$71	$21K	$226.9M	$2.8M	-
2024/05/10	$6.0M	$113.2M	$74.9M	$30.9M	$236	$71	$21K	$224.9M	$2.8M	-
2024/06/10	$6.0M	$108.3M	$76.3M	$31.3M	$236	$71	$21K	$222.0M	$2.7M	-
2024/07/10	$6.0M	$104.1M	$78.2M	$31.9M	$262	$71	$21K	$220.2M	$2.5M	-
2024/08/12	$6.0M	$99.7M	$79.7M	$32.4M	$285	$71	$21K	$217.9M	$3.3M	-
2024/09/10	$6.0M	$95.1M	$81.4M	$32.9M	$228	$71	$21K	$215.4M	$3.7M	-
2024/10/10	$6.0M	$91.3M	$83.1M	$33.4M	$269	$71	$21K	$213.8M	$3.5M	-
2024/11/12	$6.0M	$87.0M	$84.6M	$33.8M	$209	$71	$21K	$211.4M	$3.6M	-
2024/12/10	$6.0M	$83.2M	$86.4M	$34.1M	$257	$71	$21K	$209.7M	$3.3M	-
2025/01/10	$6.0M	$79.4M	$87.5M	$34.6M	$248	$71	$21K	$207.5M	$2.4M	-
2025/02/10	$6.0M	$75.5M	$88.9M	$34.9M	$221	$71	$21K	$205.3M	$3.1M	-
2025/03/10	$6.0M	$71.5M	$90.3M	$35.3M	$201	$71	$21K	$203.1M	$1.5M	-
2025/04/10	$6.0M	$67.5M	$91.5M	$35.7M	$182	$71	$21K	$200.8M	$2.2M	-
2025/05/12	$6.0M	$64.3M	$92.5M	$36.1M	$205	$71	$21K	$198.9M	$2.5M	-
2025/06/10	$6.0M	$60.6M	$93.4M	$36.6M	$203	$71	$21K	$196.6M	$2.7M	-
2025/07/10	$6.0M	$57.4M	$94.6M	$36.9M	$210	$71	$21K	$194.9M	$2.4M	-
2025/08/11	$6.0M	$53.9M	$95.7M	$37.2M	$208	$71	$21K	$192.7M	$2.5M	-
2025/09/10	$6.0M	$50.7M	$96.6M	$37.9M	$206	$71	$21K	$191.3M	$1.8M	-
2025/10/10	$6.0M	$47.5M	$97.6M	$38.2M	$172	$71	$21K	$189.3M	$1.7M	-
2025/11/10	$6.0M	$44.5M	$98.7M	$38.4M	$155	$71	$21K	$187.7M	$1.6M	-
2025/12/10	$6.0M	$41.9M	$99.3M	$38.7M	$179	$71	$21K	$185.9M	$1.1M	-
2026/01/12	$6.0M	$39.2M	$100.0M	$38.9M	$185	$71	$21K	$184.1M	$1.3M	-
2026/02/10	$6.0M	$36.3M	$100.8M	$39.1M	$184	$71	$21K	$182.2M	$1.3M	-
2026/03/10	$6.0M	$33.4M	$101.6M	$39.6M	$153	$71	$21K	$180.6M	$988K	-

Score	Charged-Off Loans	Total Chargeoffs	Total Recovered	Recovery Rate
<580	4,191	$59.1M	$25.2M	42.7%
580-619	1,278	$18.5M	$7.7M	41.7%
620-659	741	$10.6M	$4.3M	40.2%
660-699	204	$2.8M	$1.3M	46.8%
700-739	81	$1.2M	$536K	44.4%
740-779	21	$307K	$127K	41.4%
780-819	4	$74K	$7K	9.5%
820+	2	$26K	$11K	44.0%

Rate	Charged-Off Loans	Total Chargeoffs	Total Recovered	Recovery Rate
<4%	1	$27K	$19K	71.7%
4-5.99%	6	$100K	$52K	51.8%
6-7.99%	13	$236K	$111K	46.8%
8-9.99%	63	$899K	$386K	43.0%
10-11.99%	173	$2.8M	$1.2M	43.8%
12-14.99%	404	$6.0M	$2.6M	43.9%
15-19.99%	2,183	$31.7M	$14.1M	44.4%
20%+	4,239	$57.8M	$23.6M	40.8%

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$390.9M

Original Balance

$50.7M

Current Balance

13.0%

Pool Factor

5,654

Active Loans

19.58%

Cum Loss Rate

59.95%

30+ DQ Rate

Bucket	Count	Balance	% Pool
30d	258	$2.3M	4.51%
60d	77	$693K	1.37%
90d	51	$500K	0.99%
120+d	2439	$26.9M	53.09%
Total	2825	$30.4M	59.95%

Score	Loans	Orig Bal	Net Loss	Loss Rate
<580	9,730	$201.3M	$39.4M	19.57%
580-619	4,448	$96.8M	$17.7M	18.28%
620-659	2,898	$65.1M	$9.9M	15.24%
660-699	1,113	$24.8M	$3.5M	13.96%
700-739	385	$8.7M	$1.2M	13.45%
740-779	137	$3.2M	$294K	9.07%
780-819	61	$1.5M	$132K	8.82%
820+	25	$735K	$0	0.00%

Rate	Loans	Orig Bal	Net Loss	Loss Rate
<4%	21	$639K	$0	0.00%
4-5.99%	126	$3.5M	$77K	2.17%
6-7.99%	158	$4.3M	$245K	5.74%
8-9.99%	418	$10.9M	$908K	8.36%
10-11.99%	861	$21.4M	$2.4M	11.22%
12-14.99%	2,264	$53.4M	$7.2M	13.51%
15-19.99%	7,395	$159.8M	$26.2M	16.39%
20%+	8,754	$170.1M	$39.5M	23.22%

Monthly Collections & Losses

Period	Interest	Principal	Recoveries	Svc Fee	Chargeoffs	Net Loss
2021-09-30	$6.1M	$6.7M	$79K	$1.6M	$410K	$332K
2021-10-31	$6.2M	$7.4M	$338K	$1.5M	$664K	$325K
2021-11-30	$5.8M	$8.8M	$751K	$461K	$1.2M	$489K
2022-01-31	$5.7M	$8.2M	$602K	$436K	$2.8M	$2.2M
2022-02-28	$5.5M	$9.1M	$664K	$422K	$3.2M	$2.5M
2022-03-31	$5.2M	$11.4M	$1.2M	$408K	$3.4M	$2.1M
2022-04-30	$5.1M	$8.4M	$1.3M	$391K	$2.9M	$1.5M
2022-05-31	$4.7M	$8.5M	$1.4M	$378K	$3.0M	$1.6M
2022-06-30	$4.6M	$7.3M	$1.4M	$364K	$2.7M	$1.3M
2022-07-31	$4.5M	$8.0M	$1.1M	$353K	$3.5M	$2.4M
2022-08-31	$4.3M	$6.6M	$1.5M	$340K	$4.5M	$3.0M
2022-09-30	$4.3M	$5.9M	$1.6M	$327K	$3.2M	$1.6M
2022-10-31	$3.9M	$5.3M	$1.3M	$317K	$4.0M	$2.7M
2022-11-30	$3.8M	$5.0M	$1.2M	$306K	$3.1M	$1.8M
2022-12-31	$3.9M	$4.5M	$1.1M	$297K	$3.8M	$2.7M
2023-01-31	$3.8M	$4.5M	$1.2M	$287K	$2.5M	$1.3M
2023-02-28	$3.7M	$4.4M	$820K	$279K	$2.8M	$1.9M
2023-03-31	$3.6M	$5.0M	$2.0M	$271K	$3.3M	$1.4M
2023-04-30	$3.2M	$3.9M	$1.3M	$262K	$2.6M	$1.3M
2023-05-31	$3.2M	$4.3M	$1.2M	$254K	$3.1M	$2.0M
2023-06-30	$3.2M	$4.2M	$1.1M	$246K	$3.2M	$2.1M
2023-07-31	$3.0M	$3.7M	$1.0M	$237K	$3.2M	$2.2M
2023-08-31	$3.0M	$4.2M	$1.2M	$229K	$2.9M	$1.7M
2023-09-30	$2.9M	$3.8M	$1.2M	$221K	$2.8M	$1.6M
2023-10-31	$2.6M	$3.7M	$1.1M	$214K	$2.9M	$1.8M
2023-11-30	$2.6M	$3.6M	$794K	$206K	$2.4M	$1.6M
2023-12-31	$2.5M	$3.3M	$757K	$199K	$2.8M	$2.1M
2024-01-31	$2.5M	$3.4M	$854K	$192K	$3.2M	$2.3M
2024-02-29	$2.4M	$4.3M	$795K	$185K	$2.0M	$1.2M
2024-03-31	$2.3M	$3.5M	$753K	$178K	$2.3M	$1.6M
2024-04-30	$2.1M	$3.2M	$880K	$172K	$2.0M	$1.1M
2024-05-31	$2.2M	$3.2M	$646K	$166K	$1.9M	$1.2M
2024-06-30	$2.0M	$3.2M	$726K	$160K	$1.9M	$1.2M
2024-07-31	$2.0M	$3.4M	$647K	$154K	$2.0M	$1.4M
2024-08-31	$2.0M	$3.2M	$661K	$148K	$2.3M	$1.6M
2024-09-30	$1.7M	$2.9M	$551K	$141K	$2.0M	$1.5M
2024-10-31	$1.8M	$2.9M	$698K	$136K	$1.9M	$1.2M
2024-11-30	$1.7M	$2.8M	$496K	$130K	$1.6M	$1.1M
2024-12-31	$1.6M	$2.6M	$574K	$125K	$1.8M	$1.2M
2025-01-31	$1.7M	$2.9M	$439K	$120K	$1.8M	$1.4M
2025-02-28	$1.5M	$3.0M	$519K	$115K	$1.2M	$725K
2025-03-31	$1.4M	$3.0M	$473K	$110K	$1.5M	$1.0M
2025-04-30	$1.3M	$2.8M	$484K	$105K	$1.6M	$1.1M
2025-05-31	$1.3M	$2.7M	$511K	$100K	$1.1M	$608K
2025-06-30	$1.2M	$2.4M	$430K	$95K	$1.5M	$1.0M
2025-07-31	$1.2M	$2.5M	$490K	$91K	$1.2M	$689K
2025-08-31	$1.1M	$2.9M	$330K	$87K	$1.4M	$1.1M
2025-09-30	$1.1M	$2.4M	$371K	$82K	$961K	$590K
2025-10-31	$1.0M	$2.6M	$311K	$78K	$1.3M	$1.0M
2025-11-30	$932K	$2.2M	$235K	$74K	$947K	$712K
2025-12-31	$894K	$2.2M	$363K	$70K	$1.4M	$1.0M
2026-01-31	$920K	$2.4M	$390K	$66K	$937K	$547K
2026-02-28	$815K	$2.9M	$331K	$62K	$816K	$485K
TOTAL	$151.3M	$235.0M	$43.3M	$13.9M	$119.9M	$76.5M

Cash Waterfall (from Servicer Certificate)

Period	Total Deposited	Available Funds	Servicing Fee	Note Interest	Principal Dist	Residual (to Equity)
2021/10/12	$18.1M	$18.1M	$1	$418K	$6.2M	-
2021/11/10	$14.3M	$14.3M	$1	$400K	$10.8M	-
2021/12/10	$15.4M	$15.3M	$1	$396K	$14.1M	-
2022/01/10	$16.4M	$16.3M	$1	$392K	$12.2M	-
2022/02/10	$15.0M	$14.9M	$1	$383K	$11.0M	-
2022/03/10	$15.6M	$15.5M	$1	$374K	$12.1M	-
2022/04/11	$18.1M	$18.0M	$1	$365K	$13.1M	-
2022/05/10	$14.9M	$14.8M	$1	$356K	$10.9M	-
2022/06/10	$14.7M	$14.6M	$1	$345K	$11.1M	-
2022/07/11	$13.4M	$13.3M	$1	$334K	$9.7M	-
2022/08/10	$13.5M	$13.4M	$1	$325K	$11.0M	$742K
2022/09/12	$12.4M	$12.2M	$1	$318K	$10.6M	$675K
2022/10/11	$11.9M	$11.7M	$1	$313K	$8.7M	$2.1M
2022/11/10	$10.4M	$10.3M	$1	$309K	$8.9M	$520K
2022/12/12	$10.0M	$9.9M	$1	$304K	$7.7M	$1.3M
2023/01/10	$9.4M	$9.3M	$1	$299K	$7.9M	$528K
2023/02/10	$9.6M	$9.5M	$1	$294K	$6.7M	$2.0M
2023/03/10	$9.2M	$9.1M	$1	$290K	$6.8M	$1.4M
2023/04/10	$10.3M	$10.1M	$1	$286K	$8.0M	$1.3M
2023/05/10	$8.5M	$8.4M	$1	$281K	$6.2M	$1.4M
2023/06/12	$8.6M	$8.5M	$1	$277K	$7.1M	$678K
2023/07/10	$8.4M	$8.2M	$1	$273K	$7.0M	$466K
2023/08/10	$7.7M	$7.6M	$1	$268K	$6.6M	$246K
2023/09/11	$8.3M	$8.2M	$1	$264K	$6.8M	$683K
2023/10/10	$7.9M	$7.8M	$1	$258K	$6.3M	$727K
2023/11/10	$7.4M	$7.3M	$1	$252K	$6.4M	$248K
2023/12/11	$6.9M	$6.8M	$1	$247K	$5.7M	$452K
2024/01/10	$6.5M	$6.4M	$1	$242K	$5.8M	-
2024/02/12	$6.7M	$6.6M	$1	$237K	$5.9M	-
2024/03/11	$7.5M	$7.4M	$1	$231K	$5.6M	$1.3M
2024/04/10	$6.6M	$6.5M	$1	$225K	$5.6M	$342K
2024/05/10	$6.2M	$6.1M	$1	$219K	$5.0M	$561K
2024/06/10	$6.1M	$6.0M	$1	$213K	$4.9M	$528K
2024/07/10	$5.9M	$5.8M	$1	$208K	$5.0M	$285K
2024/08/12	$6.1M	$6.0M	$1	$202K	$5.3M	$23K
2024/09/10	$5.8M	$5.7M	$1	$196K	$5.0M	-
2024/10/10	$5.2M	$5.1M	$1	$191K	$4.6M	-
2024/11/12	$5.4M	$5.2M	$1	$185K	$4.7M	-
2024/12/10	$4.9M	$4.8M	$1	$178K	$4.4M	-
2025/01/10	$4.8M	$4.6M	$1	$170K	$4.2M	-
2025/02/10	$5.0M	$4.9M	$1	$164K	$4.3M	-
2025/03/10	$5.1M	$5.0M	$1	$157K	$4.6M	-
2025/04/10	$4.9M	$4.8M	$1	$149K	$4.4M	-
2025/05/12	$4.5M	$4.4M	$1	$142K	$4.1M	-
2025/06/10	$4.6M	$4.5M	$1	$136K	$4.1M	-
2025/07/10	$4.0M	$3.9M	$1	$129K	$3.6M	-
2025/08/11	$4.3M	$4.2M	$1	$124K	$3.9M	-
2025/09/10	$4.4M	$4.3M	$1	$117K	$4.0M	-
2025/10/10	$3.8M	$3.7M	$1	$111K	$3.4M	-
2025/11/10	$3.9M	$3.8M	$1	$105K	$3.6M	-
2025/12/10	$3.4M	$3.3M	$1	$100K	$3.1M	-
2026/01/12	$3.6M	$3.5M	$1	$95K	$3.2M	-
2026/02/10	$3.8M	$3.7M	$1	$90K	$3.5M	-
2026/03/10	$4.0M	$4.0M	$1	$85K	$3.8M	-
TOTAL	$453.4M	$447.3M	$75	$13.0M	$359.1M	$18.5M

Debt & Equity (from Servicer Certificate)

Period	A1	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2021/10/12	$15.8M	$5.2M	$5.2M	-	$25K	-	$70	$26.3M	$21K	$8.0M
2021/11/10	$15.4M	$5.2M	$5.2M	$410K	$172K	$32	$70	$26.5M	$21K	$6.2M
2021/12/10	$15.0M	$5.2M	$5.2M	$1.0M	$519K	$106	$70	$27.1M	$21K	$5.8M
2022/01/10	$14.6M	$5.2M	$5.2M	$2.2M	$994K	$138	$70	$28.3M	$21K	$5.9M
2022/02/10	$14.1M	$5.2M	$5.2M	$4.4M	$1.5M	$184	$70	$30.6M	$21K	$5.6M
2022/03/10	$13.7M	$5.2M	$5.2M	$7.2M	$2.1M	$188	$70	$33.5M	$21K	$5.5M
2022/04/11	$13.1M	$5.2M	$5.2M	$10.4M	$3.3M	$160	$70	$37.3M	$21K	$5.2M
2022/05/10	$12.6M	$5.2M	$5.2M	$13.7M	$4.5M	$155	$70	$41.4M	$21K	$5.0M
2022/06/10	$12.2M	$5.2M	$5.2M	$16.5M	$5.9M	$165	$70	$45.1M	$21K	$4.7M
2022/07/11	$11.8M	$5.2M	$5.2M	$19.5M	$7.3M	$161	$70	$49.1M	$21K	$4.6M
2022/08/10	$11.4M	$5.2M	$5.2M	$22.2M	$8.2M	$222	$70	$52.3M	$21K	$4.5M
2022/09/12	$10.9M	$5.2M	$5.2M	$25.7M	$9.6M	$185	$70	$56.8M	$21K	$4.3M
2022/10/11	$10.6M	$5.2M	$5.2M	$30.2M	$11.1M	$200	$70	$62.4M	$21K	$4.3M
2022/11/10	$10.2M	$5.2M	$5.2M	$33.3M	$12.3M	$167	$70	$66.4M	$21K	$3.9M
2022/12/12	$9.9M	$5.2M	$5.2M	$37.4M	$13.5M	$187	$70	$71.3M	$21K	$3.8M
2023/01/10	$9.6M	$5.2M	$5.2M	$40.4M	$14.4M	$177	$70	$74.9M	$21K	$3.9M
2023/02/10	$9.4M	$5.2M	$5.2M	$44.1M	$15.6M	$248	$70	$79.5M	$21K	$3.8M
2023/03/10	$9.1M	$5.2M	$5.2M	$46.5M	$16.8M	$196	$70	$82.9M	$21K	$3.7M
2023/04/10	$8.8M	$5.2M	$5.2M	$49.4M	$18.3M	$184	$70	$87.0M	$21K	$3.6M
2023/05/10	$8.5M	$5.2M	$5.2M	$52.7M	$19.6M	$194	$70	$91.3M	$21K	$3.3M
2023/06/12	$8.2M	$5.2M	$5.2M	$55.3M	$20.6M	$229	$70	$94.6M	$21K	$3.2M
2023/07/10	$7.9M	$5.2M	$5.2M	$58.4M	$21.6M	$216	$70	$98.5M	$21K	$3.2M
2023/08/10	$7.7M	$5.2M	$5.2M	$61.7M	$22.5M	$245	$70	$102.4M	$21K	$3.0M
2023/09/11	$7.4M	$5.2M	$5.2M	$64.9M	$23.6M	$247	$70	$106.4M	$21K	$3.0M
2023/10/10	$7.2M	$5.2M	$5.2M	$67.8M	$24.7M	$242	$70	$110.2M	$21K	$2.9M
2023/11/10	$6.9M	$5.2M	$5.2M	$70.6M	$25.7M	$246	$70	$113.7M	$21K	$2.6M
2023/12/11	$6.7M	$5.2M	$5.2M	$73.6M	$26.4M	$250	$70	$117.1M	$21K	$2.6M
2024/01/10	$6.4M	$5.2M	$5.2M	$76.0M	$27.1M	$281	$70	$120.0M	$21K	$2.5M
2024/02/12	$6.2M	$5.2M	$5.2M	$78.8M	$27.8M	$237	$70	$123.3M	$21K	$2.5M
2024/03/11	$6.0M	$5.2M	$5.2M	$82.0M	$29.3M	$237	$70	$127.8M	$21K	$2.5M
2024/04/10	$5.8M	$5.2M	$5.2M	$84.0M	$30.0M	$207	$70	$130.2M	$21K	$2.3M
2024/05/10	$5.6M	$5.2M	$5.2M	$86.3M	$30.8M	$228	$70	$133.1M	$21K	$2.2M
2024/06/10	$5.4M	$5.2M	$5.2M	$88.3M	$31.3M	$223	$70	$135.5M	$21K	$2.2M
2024/07/10	$5.3M	$5.2M	$5.2M	$90.2M	$31.9M	$230	$70	$137.9M	$21K	$2.0M
2024/08/12	$5.3M	$5.2M	$5.2M	$92.1M	$32.5M	$254	$70	$140.4M	$21K	$2.0M
2024/09/10	$5.3M	$5.2M	$5.2M	$94.1M	$33.1M	$226	$70	$143.0M	$21K	$2.0M
2024/10/10	$5.3M	$5.2M	$5.2M	$96.4M	$33.6M	$235	$70	$145.8M	$21K	$1.8M
2024/11/12	$5.3M	$5.2M	$5.2M	$98.5M	$34.1M	$196	$70	$148.3M	$21K	$1.8M
2024/12/10	$5.3M	$5.2M	$5.2M	$100.3M	$34.5M	$212	$70	$150.6M	$21K	$1.7M
2025/01/10	$5.3M	$5.2M	$5.2M	$102.0M	$35.0M	$213	$70	$152.7M	$21K	$1.6M
2025/02/10	$5.3M	$5.2M	$5.2M	$103.7M	$35.3M	$183	$70	$154.8M	$21K	$1.7M
2025/03/10	$5.3M	$5.2M	$5.2M	$105.6M	$35.8M	$198	$70	$157.1M	$21K	$1.5M
2025/04/10	$5.3M	$5.2M	$5.2M	$106.8M	$36.1M	$193	$70	$158.7M	$21K	$1.4M
2025/05/12	$5.3M	$5.2M	$5.2M	$108.3M	$36.5M	$160	$70	$160.6M	$21K	$1.3M
2025/06/10	$5.3M	$5.2M	$5.2M	$109.9M	$36.9M	$200	$70	$162.6M	$21K	$1.4M
2025/07/10	$5.3M	$5.2M	$5.2M	$111.0M	$37.3M	$169	$70	$164.1M	$21K	$1.2M
2025/08/11	$5.3M	$5.2M	$5.2M	$112.5M	$37.7M	$206	$70	$166.0M	$21K	$1.2M
2025/09/10	$5.3M	$5.2M	$5.2M	$113.7M	$38.5M	$157	$70	$167.9M	$21K	$1.2M
2025/10/10	$5.3M	$5.2M	$5.2M	$115.1M	$38.7M	$191	$70	$169.6M	$21K	$1.1M
2025/11/10	$5.3M	$5.2M	$5.2M	$116.0M	$39.0M	$144	$70	$170.8M	$21K	$1.1M
2025/12/10	$5.3M	$5.2M	$5.2M	$117.4M	$39.2M	$164	$70	$172.3M	$21K	$952K
2026/01/12	$5.3M	$5.2M	$5.2M	$118.3M	$39.4M	$134	$70	$173.5M	$21K	$916K
2026/02/10	$5.3M	$5.2M	$5.2M	$119.7M	$39.8M	$131	$70	$175.2M	$21K	$946K
2026/03/10	$5.3M	$5.2M	$5.2M	$120.6M	$40.4M	$133	$70	$176.7M	$21K	$838K

Score	Charged-Off Loans	Total Chargeoffs	Total Recovered	Recovery Rate
<580	4,003	$62.8M	$22.7M	36.2%
580-619	1,743	$27.2M	$9.3M	34.3%
620-659	987	$15.4M	$5.4M	34.9%
660-699	358	$5.4M	$1.9M	35.5%
700-739	123	$1.9M	$692K	37.1%
740-779	27	$414K	$120K	29.0%
780-819	12	$217K	$85K	39.2%

Rate	Charged-Off Loans	Total Chargeoffs	Total Recovered	Recovery Rate
4-5.99%	8	$138K	$62K	44.6%
6-7.99%	25	$464K	$218K	47.1%
8-9.99%	92	$1.5M	$552K	37.8%
10-11.99%	227	$3.7M	$1.3M	35.2%
12-14.99%	690	$11.3M	$4.1M	36.0%
15-19.99%	2,726	$42.2M	$15.7M	37.1%
20%+	3,960	$60.5M	$20.4M	33.7%

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$460.0M

Original Balance

$68.4M

Current Balance

14.9%

Pool Factor

6,627

Active Loans

19.44%

Cum Loss Rate

57.38%

30+ DQ Rate

Bucket	Count	Balance	% Pool
30d	310	$3.2M	4.62%
60d	70	$698K	1.02%
90d	63	$653K	0.96%
120+d	2823	$34.7M	50.78%
Total	3266	$39.2M	57.38%

Score	Loans	Orig Bal	Net Loss	Loss Rate
<580	10,840	$227.6M	$47.1M	20.69%
580-619	5,162	$113.6M	$20.6M	18.18%
620-659	3,040	$69.1M	$11.2M	16.14%
660-699	1,106	$25.4M	$4.2M	16.59%
700-739	363	$7.8M	$1.1M	13.70%
740-779	114	$2.5M	$352K	14.21%
780-819	25	$557K	$19K	3.34%
820+	12	$319K	$0	0.00%

Rate	Loans	Orig Bal	Net Loss	Loss Rate
<4%	3	$104K	$0	0.00%
4-5.99%	32	$920K	$8K	0.89%
6-7.99%	64	$1.8M	$73K	4.11%
8-9.99%	304	$7.8M	$845K	10.77%
10-11.99%	804	$20.5M	$2.3M	11.04%
12-14.99%	2,391	$58.7M	$7.6M	12.90%
15-19.99%	9,095	$196.5M	$33.7M	17.13%
20%+	9,163	$182.7M	$45.0M	24.63%

Monthly Collections & Losses

Period	Interest	Principal	Recoveries	Svc Fee	Chargeoffs	Net Loss
2022-01-31	$6.8M	$8.5M	$119K	$514K	$545K	$425K
2022-02-28	$6.6M	$9.4M	$341K	$503K	$788K	$447K
2022-03-31	$6.4M	$12.0M	$641K	$490K	$2.3M	$1.6M
2022-04-30	$6.3M	$10.4M	$626K	$473K	$2.5M	$1.9M
2022-05-31	$5.8M	$10.5M	$924K	$458K	$3.4M	$2.4M
2022-06-30	$5.8M	$10.3M	$1.2M	$442K	$3.3M	$2.1M
2022-07-31	$5.7M	$8.4M	$1.1M	$426K	$3.6M	$2.5M
2022-08-31	$5.3M	$8.0M	$1.2M	$412K	$4.2M	$2.9M
2022-09-30	$5.4M	$8.1M	$1.3M	$398K	$4.0M	$2.7M
2022-10-31	$4.9M	$6.8M	$1.3M	$385K	$4.4M	$3.1M
2022-11-30	$4.6M	$5.9M	$1.3M	$372K	$3.9M	$2.6M
2022-12-31	$4.8M	$5.7M	$1.5M	$361K	$4.1M	$2.6M
2023-01-31	$4.7M	$5.5M	$1.5M	$350K	$2.3M	$802K
2023-02-28	$4.5M	$5.4M	$746K	$341K	$3.4M	$2.7M
2023-03-31	$4.4M	$6.1M	$2.0M	$331K	$3.4M	$1.5M
2023-04-30	$4.0M	$5.1M	$1.3M	$320K	$3.1M	$1.8M
2023-05-31	$4.0M	$5.8M	$1.2M	$311K	$3.4M	$2.2M
2023-06-30	$4.0M	$5.1M	$1.3M	$300K	$4.1M	$2.8M
2023-07-31	$3.7M	$4.5M	$1.1M	$290K	$3.9M	$2.8M
2023-08-31	$3.7M	$4.4M	$1.4M	$280K	$4.0M	$2.5M
2023-09-30	$3.6M	$4.5M	$1.1M	$271K	$3.3M	$2.2M
2023-10-31	$3.3M	$4.3M	$1.2M	$262K	$3.5M	$2.3M
2023-11-30	$3.2M	$3.8M	$778K	$253K	$3.5M	$2.7M
2023-12-31	$3.1M	$3.5M	$1.0M	$245K	$4.0M	$3.0M
2024-01-31	$3.1M	$3.8M	$1.1M	$236K	$3.4M	$2.3M
2024-02-29	$3.1M	$5.0M	$847K	$228K	$2.8M	$1.9M
2024-03-31	$2.9M	$4.1M	$1.0M	$221K	$2.8M	$1.8M
2024-04-30	$2.6M	$3.8M	$918K	$213K	$2.4M	$1.4M
2024-05-31	$2.7M	$4.0M	$796K	$206K	$2.4M	$1.7M
2024-06-30	$2.5M	$3.1M	$824K	$198K	$2.6M	$1.7M
2024-07-31	$2.4M	$3.4M	$792K	$192K	$2.5M	$1.7M
2024-08-31	$2.5M	$3.7M	$760K	$185K	$2.5M	$1.7M
2024-09-30	$2.2M	$3.3M	$782K	$178K	$2.8M	$2.0M
2024-10-31	$2.2M	$3.6M	$788K	$171K	$2.3M	$1.5M
2024-11-30	$2.2M	$3.4M	$453K	$164K	$1.7M	$1.3M
2024-12-31	$2.0M	$3.1M	$586K	$159K	$2.7M	$2.1M
2025-01-31	$2.1M	$3.0M	$658K	$152K	$2.3M	$1.6M
2025-02-28	$1.9M	$3.1M	$673K	$146K	$2.1M	$1.4M
2025-03-31	$1.8M	$3.5M	$839K	$140K	$2.0M	$1.1M
2025-04-30	$1.7M	$3.1M	$650K	$134K	$1.8M	$1.2M
2025-05-31	$1.7M	$3.3M	$619K	$128K	$1.6M	$957K
2025-06-30	$1.5M	$3.0M	$502K	$123K	$1.8M	$1.3M
2025-07-31	$1.5M	$3.1M	$600K	$117K	$2.0M	$1.4M
2025-08-31	$1.5M	$3.5M	$653K	$111K	$1.7M	$1.0M
2025-09-30	$1.4M	$2.7M	$502K	$106K	$1.2M	$737K
2025-10-31	$1.4M	$3.1M	$354K	$102K	$1.4M	$1.0M
2025-11-30	$1.2M	$2.6M	$242K	$96K	$1.4M	$1.2M
2025-12-31	$1.2M	$2.7M	$387K	$92K	$1.4M	$976K
2026-01-31	$1.2M	$2.7M	$337K	$87K	$1.3M	$946K
2026-02-28	$1.1M	$3.5M	$393K	$83K	$1.1M	$662K
TOTAL	$166.1M	$249.1M	$43.3M	$12.8M	$132.7M	$89.4M

Cash Waterfall (from Servicer Certificate)

Period	Total Deposited	Available Funds	Servicing Fee	Note Interest	Principal Dist	Residual (to Equity)
2022/01/10	$17.2M	$17.1M	$1	$604K	$5.7M	-
2022/02/10	$16.0M	$15.9M	$1	$714K	$10.5M	-
2022/03/10	$17.8M	$17.7M	$1	$704K	$12.9M	-
2022/04/11	$19.9M	$19.9M	$1	$689K	$12.4M	-
2022/05/10	$17.7M	$17.6M	$1	$670K	$12.0M	-
2022/06/10	$17.4M	$17.3M	$1	$653K	$11.6M	-
2022/07/11	$17.6M	$17.4M	$1	$638K	$11.2M	-
2022/08/10	$15.3M	$15.2M	$1	$622K	$10.8M	-
2022/09/12	$14.6M	$14.5M	$1	$607K	$10.5M	-
2022/10/11	$14.9M	$14.7M	$1	$593K	$10.1M	-
2022/11/10	$13.1M	$13.0M	$1	$578K	$9.8M	-
2022/12/12	$11.8M	$11.7M	$1	$566K	$9.5M	-
2023/01/10	$11.8M	$11.6M	$1	$556K	$9.2M	$641K
2023/02/10	$11.7M	$11.6M	$1	$546K	$7.6M	$2.8M
2023/03/10	$11.0M	$10.8M	$1	$539K	$8.5M	$1.1M
2023/04/10	$12.2M	$12.0M	$1	$529K	$8.4M	$1.7M
2023/05/10	$10.4M	$10.3M	$1	$519K	$7.9M	$1.3M
2023/06/12	$10.9M	$10.8M	$1	$510K	$7.9M	$847K
2023/07/10	$10.4M	$10.2M	$1	$500K	$7.6M	$227K
2023/08/10	$9.3M	$9.1M	$1	$490K	$7.4M	$29K
2023/09/11	$9.5M	$9.4M	$1	$481K	$7.1M	$374K
2023/10/10	$9.2M	$9.0M	$1	$472K	$6.9M	$523K
2023/11/10	$8.7M	$8.5M	$1	$463K	$6.7M	$49K
2023/12/11	$7.8M	$7.6M	$1	$454K	$6.1M	-
2024/01/10	$7.6M	$7.5M	$1	$445K	$5.3M	-
2024/02/12	$7.9M	$7.8M	$1	$436K	$5.1M	-
2024/03/11	$8.9M	$8.7M	$1	$426K	$5.8M	$369K
2024/04/10	$8.0M	$7.9M	$1	$415K	$5.8M	$164K
2024/05/10	$7.3M	$7.2M	$1	$406K	$5.8M	$283K
2024/06/10	$7.6M	$7.4M	$1	$398K	$5.8M	$213K
2024/07/10	$6.5M	$6.4M	$1	$389K	$5.6M	-
2024/08/12	$6.6M	$6.5M	$1	$379K	$5.5M	-
2024/09/10	$7.0M	$6.8M	$1	$370K	$5.5M	-
2024/10/10	$6.4M	$6.2M	$1	$359K	$4.9M	-
2024/11/12	$6.7M	$6.5M	$1	$350K	$4.8M	-
2024/12/10	$6.0M	$5.9M	$1	$340K	$4.9M	-
2025/01/10	$5.7M	$5.6M	$1	$331K	$3.9M	-
2025/02/10	$5.8M	$5.7M	$1	$320K	$3.7M	-
2025/03/10	$5.7M	$5.6M	$1	$308K	$3.5M	-
2025/04/10	$6.1M	$5.9M	$1	$297K	$3.5M	-
2025/05/12	$5.5M	$5.3M	$1	$284K	$3.3M	-
2025/06/10	$5.6M	$5.5M	$1	$272K	$3.5M	-
2025/07/10	$5.1M	$5.0M	$1	$260K	$3.1M	-
2025/08/11	$5.3M	$5.1M	$1	$250K	$2.7M	-
2025/09/10	$5.7M	$5.5M	$1	$239K	$3.2M	-
2025/10/10	$4.6M	$4.5M	$1	$226K	$3.3M	-
2025/11/10	$4.9M	$4.7M	$1	$216K	$3.1M	-
2025/12/10	$4.1M	$4.0M	$1	$206K	$2.7M	-
2026/01/12	$4.3M	$4.2M	$1	$198K	$2.4M	-
2026/02/10	$4.3M	$4.2M	$1	$189K	$2.3M	-
2026/03/10	$5.0M	$4.9M	$1	$180K	$2.9M	-
TOTAL	$480.0M	$473.5M	$70	$22.2M	$329.9M	$10.7M

Debt & Equity (from Servicer Certificate)

Period	A1	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2022/01/10	$13.5M	$5.8M	$5.8M	-	-	-	$70	$25.0M	$21K	$7.5M
2022/02/10	$13.2M	$5.8M	$5.8M	$320K	$63K	$12	$70	$25.1M	$21K	$6.8M
2022/03/10	$12.9M	$5.8M	$5.8M	$870K	$374K	$100	$70	$25.6M	$21K	$6.6M
2022/04/11	$12.4M	$5.8M	$5.8M	$1.6M	$967K	$120	$70	$26.5M	$21K	$6.4M
2022/05/10	$12.0M	$5.8M	$5.8M	$3.8M	$1.5M	$149	$70	$28.9M	$21K	$6.3M
2022/06/10	$11.6M	$5.8M	$5.8M	$6.3M	$2.4M	$153	$70	$31.8M	$21K	$5.8M
2022/07/11	$11.2M	$5.8M	$5.8M	$9.6M	$3.5M	$154	$70	$35.8M	$21K	$5.8M
2022/08/10	$10.8M	$5.8M	$5.8M	$12.9M	$4.5M	$177	$70	$39.7M	$21K	$5.6M
2022/09/12	$10.5M	$5.8M	$5.8M	$16.4M	$5.7M	$193	$70	$44.1M	$21K	$5.2M
2022/10/11	$10.1M	$5.8M	$5.8M	$20.6M	$6.9M	$222	$70	$49.1M	$21K	$5.3M
2022/11/10	$9.8M	$5.8M	$5.8M	$24.5M	$8.1M	$182	$70	$53.8M	$21K	$4.9M
2022/12/12	$9.5M	$5.8M	$5.8M	$28.7M	$9.3M	$179	$70	$58.9M	$21K	$4.6M
2023/01/10	$9.2M	$5.8M	$5.8M	$32.6M	$10.5M	$178	$70	$63.8M	$21K	$4.8M
2023/02/10	$9.0M	$5.8M	$5.8M	$36.7M	$12.0M	$248	$70	$69.1M	$21K	$4.7M
2023/03/10	$8.7M	$5.8M	$5.8M	$39.0M	$13.1M	$222	$70	$72.3M	$21K	$4.5M
2023/04/10	$8.4M	$5.8M	$5.8M	$42.6M	$14.7M	$206	$70	$77.2M	$21K	$4.4M
2023/05/10	$8.2M	$5.8M	$5.8M	$46.0M	$15.9M	$204	$70	$81.6M	$21K	$4.1M
2023/06/12	$7.9M	$5.8M	$5.8M	$49.1M	$16.9M	$258	$70	$85.4M	$21K	$4.0M
2023/07/10	$7.6M	$5.8M	$5.8M	$52.5M	$18.1M	$266	$70	$89.7M	$21K	$4.0M
2023/08/10	$7.4M	$5.8M	$5.8M	$56.6M	$19.1M	$288	$70	$94.5M	$21K	$3.7M
2023/09/11	$7.1M	$5.8M	$5.8M	$60.5M	$20.4M	$289	$70	$99.5M	$21K	$3.7M
2023/10/10	$6.9M	$5.8M	$5.8M	$64.4M	$21.5M	$270	$70	$104.2M	$21K	$3.6M
2023/11/10	$6.7M	$5.8M	$5.8M	$67.7M	$22.5M	$298	$70	$108.4M	$21K	$3.3M
2023/12/11	$6.4M	$5.8M	$5.8M	$71.2M	$23.2M	$292	$70	$112.3M	$21K	$3.3M
2024/01/10	$6.2M	$5.8M	$5.8M	$74.7M	$24.1M	$304	$70	$116.5M	$21K	$3.1M
2024/02/12	$6.0M	$5.8M	$5.8M	$78.7M	$25.1M	$282	$70	$121.2M	$21K	$3.1M
2024/03/11	$5.8M	$5.8M	$5.8M	$82.0M	$26.7M	$244	$70	$126.0M	$21K	$3.1M
2024/04/10	$5.8M	$5.8M	$5.8M	$84.8M	$27.7M	$233	$70	$129.7M	$21K	$2.9M
2024/05/10	$5.8M	$5.8M	$5.8M	$87.6M	$28.5M	$226	$70	$133.3M	$21K	$2.7M
2024/06/10	$5.8M	$5.8M	$5.8M	$90.0M	$29.1M	$238	$70	$136.3M	$21K	$2.8M
2024/07/10	$5.8M	$5.8M	$5.8M	$92.3M	$29.8M	$239	$70	$139.4M	$21K	$2.6M
2024/08/12	$5.8M	$5.8M	$5.8M	$94.9M	$30.5M	$258	$70	$142.7M	$21K	$2.5M
2024/09/10	$5.8M	$5.8M	$5.8M	$97.4M	$31.2M	$280	$70	$145.8M	$21K	$2.5M
2024/10/10	$5.8M	$5.8M	$5.8M	$99.9M	$31.8M	$248	$70	$149.0M	$21K	$2.3M
2024/11/12	$5.8M	$5.8M	$5.8M	$102.7M	$32.5M	$218	$70	$152.4M	$21K	$2.3M
2024/12/10	$5.8M	$5.8M	$5.8M	$105.0M	$32.8M	$248	$70	$155.1M	$21K	$2.2M
2025/01/10	$5.8M	$5.8M	$5.8M	$106.7M	$33.3M	$258	$70	$157.3M	$21K	$2.0M
2025/02/10	$5.8M	$5.8M	$5.8M	$109.5M	$33.8M	$244	$70	$160.5M	$21K	$2.2M
2025/03/10	$5.8M	$5.8M	$5.8M	$111.7M	$34.4M	$201	$70	$163.4M	$21K	$1.9M
2025/04/10	$5.8M	$5.8M	$5.8M	$113.8M	$35.1M	$190	$70	$166.2M	$21K	$1.8M
2025/05/12	$5.8M	$5.8M	$5.8M	$115.8M	$35.6M	$201	$70	$168.6M	$21K	$1.7M
2025/06/10	$5.8M	$5.8M	$5.8M	$117.6M	$36.1M	$230	$70	$170.9M	$21K	$1.7M
2025/07/10	$5.8M	$5.8M	$5.8M	$119.2M	$36.5M	$217	$70	$172.9M	$21K	$1.6M
2025/08/11	$5.8M	$5.8M	$5.8M	$121.0M	$37.0M	$211	$70	$175.2M	$21K	$1.6M
2025/09/10	$5.8M	$5.8M	$5.8M	$122.9M	$38.1M	$174	$70	$178.2M	$21K	$1.5M
2025/10/10	$5.8M	$5.8M	$5.8M	$124.6M	$38.5M	$177	$70	$180.3M	$21K	$1.4M
2025/11/10	$5.8M	$5.8M	$5.8M	$125.8M	$38.8M	$178	$70	$181.8M	$21K	$1.4M
2025/12/10	$5.8M	$5.8M	$5.8M	$127.2M	$39.0M	$170	$70	$183.4M	$21K	$1.2M
2026/01/12	$5.8M	$5.8M	$5.8M	$128.6M	$39.3M	$200	$70	$185.1M	$21K	$1.2M
2026/02/10	$5.8M	$5.8M	$5.8M	$130.0M	$39.5M	$172	$70	$186.7M	$21K	$1.3M
2026/03/10	$5.8M	$5.8M	$5.8M	$131.2M	$40.4M	$147	$70	$188.9M	$21K	$1.1M

$301.6M

Original Balance

$19.7M

Current Balance

6.5%

Pool Factor

5,533

Active Loans

1.85%

Cum Loss Rate

21.72%

30+ DQ Rate

Monthly Collections & Losses

Period	Interest	Principal	Recoveries	Svc Fee	Chargeoffs	Net Loss
2021-03-31	$2.7M	$14.4M	$0	$1.6M	$14K	$14K
2021-05-31	$2.6M	$12.4M	$17K	$1.4M	$64K	$47K
2021-06-30	$2.6M	$12.7M	$43K	$1.4M	$159K	$117K
2021-07-31	$2.4M	$12.4M	$132K	$1.3M	$142K	$10K
2021-08-31	$2.4M	$11.9M	$80K	$1.3M	$221K	$140K
2021-09-30	$2.3M	$11.1M	$154K	$1.3M	$122K	$-32K
2021-10-31	$2.2M	$10.6M	$66K	$1.2M	$248K	$182K
2021-11-30	$2.1M	$10.6M	$273K	$148K	$240K	$-33K
2022-01-31	$2.0M	$10.4M	$136K	$138K	$329K	$193K
2022-02-28	$1.9M	$9.9M	$149K	$133K	$266K	$117K
2022-03-31	$1.7M	$11.1M	$122K	$128K	$169K	$46K
2022-04-30	$1.8M	$9.1M	$221K	$123K	$380K	$158K
2022-05-31	$1.7M	$8.9M	$203K	$118K	$224K	$22K
2022-06-30	$1.6M	$8.8M	$174K	$114K	$185K	$11K
2022-07-31	$1.6M	$8.4M	$133K	$109K	$472K	$339K
2022-08-31	$1.5M	$7.9M	$161K	$105K	$405K	$244K
2022-09-30	$1.5M	$6.8M	$233K	$101K	$353K	$120K
2022-10-31	$1.4M	$6.5M	$135K	$98K	$189K	$54K
2022-11-30	$1.3M	$6.4M	$112K	$95K	$224K	$113K
2022-12-31	$1.3M	$6.2M	$67K	$92K	$249K	$182K
2023-01-31	$1.3M	$6.2M	$107K	$89K	$235K	$129K
2023-02-28	$1.2M	$5.6M	$97K	$85K	$185K	$88K
2023-03-31	$1.1M	$6.3M	$205K	$83K	$340K	$135K
2023-04-30	$1.1M	$6.0M	$142K	$80K	$360K	$218K
2023-05-31	$1.1M	$5.6M	$141K	$77K	$248K	$108K
2023-06-30	$1.1M	$5.5M	$149K	$74K	$261K	$112K
2023-07-31	$992K	$5.1M	$51K	$71K	$234K	$183K
2023-08-31	$988K	$5.1M	$125K	$69K	$289K	$163K
2023-09-30	$960K	$5.0M	$131K	$66K	$274K	$143K
2023-10-31	$884K	$4.9M	$126K	$63K	$389K	$263K
2023-11-30	$875K	$4.5M	$150K	$61K	$245K	$95K
2023-12-31	$831K	$4.6M	$154K	$59K	$315K	$161K
2024-01-31	$822K	$4.7M	$161K	$56K	$201K	$40K
2024-02-29	$783K	$4.7M	$84K	$54K	$272K	$189K
2024-03-31	$717K	$4.8M	$93K	$52K	$100K	$8K
2024-04-30	$705K	$4.6M	$100K	$49K	$162K	$62K
2024-05-31	$684K	$4.6M	$129K	$47K	$178K	$50K
2024-06-30	$645K	$4.4M	$51K	$45K	$206K	$155K
2024-07-31	$601K	$4.2M	$82K	$43K	$202K	$119K
2024-08-31	$603K	$4.5M	$102K	$41K	$273K	$170K
2024-09-30	$546K	$3.7M	$126K	$38K	$199K	$73K
2024-10-31	$526K	$4.4M	$137K	$36K	$152K	$15K
2024-11-30	$496K	$3.8M	$111K	$34K	$185K	$74K
2024-12-31	$460K	$3.8M	$95K	$32K	$219K	$123K
2025-01-31	$465K	$3.8M	$60K	$31K	$206K	$146K
2025-02-28	$414K	$3.6M	$79K	$29K	$80K	$1K
2025-03-31	$371K	$3.7M	$30K	$27K	$110K	$79K
2025-04-30	$363K	$3.4M	$87K	$25K	$115K	$28K
2025-05-31	$344K	$3.2M	$98K	$23K	$106K	$8K
2025-06-30	$320K	$3.1M	$44K	$22K	$101K	$58K
2025-07-31	$298K	$3.1M	$72K	$20K	$131K	$59K
2025-08-31	$283K	$3.1M	$93K	$19K	$149K	$56K
2025-09-30	$258K	$2.8M	$50K	$17K	$110K	$60K
2025-10-31	$235K	$3.0M	$53K	$16K	$74K	$21K
2025-11-30	$212K	$2.5M	$81K	$14K	$83K	$2K
2025-12-31	$191K	$2.5M	$37K	$13K	$124K	$88K
2026-01-31	$191K	$2.6M	$45K	$12K	$64K	$19K
2026-02-28	$160K	$2.5M	$27K	$11K	$68K	$41K
TOTAL	$62.6M	$356.3M	$6.3M	$12.7M	$11.9M	$5.6M

Cash Waterfall (from Servicer Certificate)

Period	Total Deposited	Available Funds	Servicing Fee	Note Interest	Principal Dist	Residual (to Equity)
2021/04/12	$18.8M	$18.8M	$1	$162K	$2.5M	-
2021/05/10	$15.8M	$15.8M	$1	$217K	$4.6M	-
2021/06/10	$15.8M	$15.8M	$1	$215K	$4.6M	-
2021/07/12	$15.9M	$15.9M	$1	$210K	$4.6M	-
2021/08/10	$15.2M	$15.2M	$1	$203K	$4.6M	-
2021/09/10	$14.3M	$14.3M	$1	$197K	$4.6M	-
2021/10/12	$13.6M	$13.6M	$1	$191K	$4.6M	-
2021/11/10	$12.9M	$12.9M	$1	$185K	$4.6M	-
2021/12/10	$12.9M	$12.9M	$1	$180K	$4.6M	-
2022/01/10	$13.3M	$13.3M	$1	$175K	$4.6M	-
2022/02/10	$12.6M	$12.6M	$1	$169K	$4.6M	-
2022/03/10	$12.0M	$11.9M	$1	$164K	$4.6M	-
2022/04/11	$13.0M	$13.0M	$1	$159K	$4.6M	$1.0M
2022/05/10	$11.1M	$11.1M	$1	$156K	$4.6M	$1.2M
2022/06/10	$10.7M	$10.7M	$1	$154K	$4.6M	$1.2M
2022/07/11	$10.6M	$10.6M	$1	$152K	$4.6M	$1.3M
2022/08/10	$10.1M	$10.1M	$1	$148K	$4.6M	$847K
2022/09/12	$9.6M	$9.6M	$1	$144K	$4.6M	$900K
2022/10/11	$8.5M	$8.5M	$1	$140K	$4.6M	$1.1M
2022/11/10	$8.0M	$8.0M	$1	$137K	$4.6M	$999K
2022/12/12	$7.8M	$7.8M	$1	$134K	$4.6M	$931K
2023/01/10	$7.6M	$7.6M	$1	$131K	$4.6M	$803K
2023/02/10	$7.6M	$7.6M	$1	$128K	$4.6M	$854K
2023/03/10	$7.0M	$7.0M	$1	$125K	$4.6M	$853K
2023/04/10	$7.6M	$7.5M	$1	$123K	$4.6M	$659K
2023/05/10	$7.2M	$7.2M	$1	$120K	$4.6M	$611K
2023/06/12	$6.9M	$6.8M	$1	$117K	$4.6M	$685K
2023/07/10	$6.7M	$6.7M	$1	$114K	$4.6M	$697K
2023/08/10	$6.1M	$6.1M	$1	$112K	$4.6M	$561K
2023/09/11	$6.2M	$6.2M	$1	$109K	$4.6M	$577K
2023/10/10	$6.1M	$6.1M	$1	$107K	$4.6M	$574K
2023/11/10	$5.9M	$5.9M	$1	$104K	$4.6M	$369K
2023/12/11	$5.5M	$5.5M	$1	$102K	$4.6M	$549K
2024/01/10	$5.6M	$5.6M	$1	$100K	$4.6M	$452K
2024/02/12	$5.7M	$5.7M	$1	$98K	$4.6M	$543K
2024/03/11	$5.5M	$5.5M	$1	$96K	$4.6M	$472K
2024/04/10	$5.6M	$5.6M	$1	$93K	$4.6M	$500K
2024/05/10	$5.4M	$5.4M	$1	$90K	$4.6M	$430K
2024/06/10	$5.5M	$5.4M	$1	$86K	$4.6M	$433K
2024/07/10	$5.1M	$5.1M	$1	$83K	$4.6M	$312K
2024/08/12	$4.9M	$4.9M	$1	$80K	$4.4M	$306K
2024/09/10	$5.3M	$5.2M	$1	$76K	$4.6M	$273K
2024/10/10	$4.4M	$4.3M	$1	$73K	$3.9M	$304K
2024/11/12	$5.1M	$5.0M	$1	$70K	$4.5M	$351K
2024/12/10	$4.4M	$4.4M	$1	$67K	$4.0M	$277K
2025/01/10	$4.4M	$4.3M	$1	$64K	$4.0M	$194K
2025/02/10	$4.4M	$4.3M	$1	$61K	$4.0M	$177K
2025/03/10	$4.1M	$4.1M	$1	$58K	$3.7M	$281K
2025/04/10	$4.1M	$4.1M	$1	$56K	$3.8M	$131K
2025/05/12	$3.8M	$3.8M	$1	$53K	$3.5M	$223K
2025/06/10	$3.7M	$3.7M	$1	$50K	$3.3M	$233K
2025/07/10	$3.5M	$3.5M	$1	$48K	$3.2M	$147K
2025/08/11	$3.5M	$3.5M	$1	$46K	$3.3M	$141K
2025/09/10	$3.5M	$3.5M	$1	$43K	$3.3M	$166K
2025/10/10	$3.2M	$3.1M	$1	$40K	$3.0M	$114K
2025/11/10	$3.3M	$3.2M	$1	$37K	$3.0M	$128K
2025/12/10	$2.8M	$2.8M	$1	$34K	$2.6M	$137K
2026/01/12	$2.8M	$2.7M	$1	$31K	$2.6M	$32K
2026/02/10	$2.9M	$2.8M	$1	$28K	$2.7M	$109K
2026/03/10	$24.5M	$24.5M	$1	$24K	$17.7M	$6.7M
TOTAL	$479.6M	$478.6M	$34	$6.7M	$265.6M	$30.9M

Debt & Equity (from Servicer Certificate)

Period	A1	A2	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2021/04/12	$31.7M	$130.0M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	$17.0M	$413.7M	$2.5M	$2.1M
2021/05/10	$16.6M	$130.0M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	$16.9M	$398.5M	$4.6M	$2.1M
2021/06/10	$3.4M	$130.0M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	$14.8M	$383.2M	$4.6M	$2.1M
2021/07/12	-	$120.0M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	$12.9M	$367.9M	$4.6M	$2.1M
2021/08/10	-	$107.2M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	$11.0M	$353.2M	$4.6M	$2.1M
2021/09/10	-	$95.1M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	$9.3M	$339.4M	$4.6M	$2.1M
2021/10/12	-	$83.8M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	$7.5M	$326.3M	$4.6M	$2.1M
2021/11/10	-	$72.9M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	$6.0M	$313.9M	$4.6M	$2.1M
2021/12/10	-	$62.0M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	$4.4M	$301.5M	$4.6M	$2.1M
2022/01/10	-	$50.7M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	$3.0M	$288.6M	$4.6M	$2.1M
2022/02/10	-	$39.8M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	$1.6M	$276.4M	$4.6M	$2.1M
2022/03/10	-	$29.7M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	$233K	$264.9M	$4.6M	$2.1M
2022/04/11	-	$18.4M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	-	$253.4M	$4.6M	$2.1M
2022/05/10	-	$8.9M	$130.0M	$68.0M	$14.0M	$16.0M	$7.0M	-	$243.9M	$4.6M	$2.1M
2022/06/10	-	-	$129.8M	$68.0M	$14.0M	$16.0M	$7.0M	-	$234.8M	$4.6M	$2.1M
2022/07/11	-	-	$120.9M	$68.0M	$14.0M	$16.0M	$7.0M	-	$225.9M	$4.6M	$2.1M
2022/08/10	-	-	$112.0M	$68.0M	$14.0M	$16.0M	$7.0M	-	$217.0M	$4.6M	$2.1M
2022/09/12	-	-	$103.7M	$68.0M	$14.0M	$16.0M	$7.0M	-	$208.7M	$4.6M	$2.1M
2022/10/11	-	-	$96.5M	$68.0M	$14.0M	$16.0M	$7.0M	-	$201.5M	$4.6M	$2.1M
2022/11/10	-	-	$89.9M	$68.0M	$14.0M	$16.0M	$7.0M	-	$194.9M	$4.6M	$2.1M
2022/12/12	-	-	$83.3M	$68.0M	$14.0M	$16.0M	$7.0M	-	$188.3M	$4.6M	$2.1M
2023/01/10	-	-	$76.8M	$68.0M	$14.0M	$16.0M	$7.0M	-	$181.8M	$4.6M	$2.1M
2023/02/10	-	-	$70.4M	$68.0M	$14.0M	$16.0M	$7.0M	-	$175.4M	$4.6M	$2.1M
2023/03/10	-	-	$64.6M	$68.0M	$14.0M	$16.0M	$7.0M	-	$169.6M	$4.6M	$2.1M
2023/04/10	-	-	$58.0M	$68.0M	$14.0M	$16.0M	$7.0M	-	$163.0M	$4.6M	$2.1M
2023/05/10	-	-	$51.7M	$68.0M	$14.0M	$16.0M	$7.0M	-	$156.7M	$4.6M	$2.1M
2023/06/12	-	-	$45.8M	$68.0M	$14.0M	$16.0M	$7.0M	-	$150.8M	$4.6M	$2.1M
2023/07/10	-	-	$40.1M	$68.0M	$14.0M	$16.0M	$7.0M	-	$145.1M	$4.6M	$2.1M
2023/08/10	-	-	$34.8M	$68.0M	$14.0M	$16.0M	$7.0M	-	$139.8M	$4.6M	$2.1M
2023/09/11	-	-	$29.4M	$68.0M	$14.0M	$16.0M	$7.0M	-	$134.4M	$4.6M	$2.1M
2023/10/10	-	-	$24.1M	$68.0M	$14.0M	$16.0M	$7.0M	-	$129.1M	$4.6M	$2.1M
2023/11/10	-	-	$18.8M	$68.0M	$14.0M	$16.0M	$7.0M	-	$123.8M	$4.6M	$2.1M
2023/12/11	-	-	$14.1M	$68.0M	$14.0M	$16.0M	$7.0M	-	$119.1M	$4.6M	$2.1M
2024/01/10	-	-	$9.2M	$68.0M	$14.0M	$16.0M	$7.0M	-	$114.2M	$4.6M	$2.1M
2024/02/12	-	-	$4.3M	$68.0M	$14.0M	$16.0M	$7.0M	-	$109.3M	$4.6M	$2.1M
2024/03/11	-	-	-	$67.4M	$14.0M	$16.0M	$7.0M	-	$104.4M	$4.6M	$2.1M
2024/04/10	-	-	-	$62.5M	$14.0M	$16.0M	$7.0M	-	$99.5M	$4.6M	$2.1M
2024/05/10	-	-	-	$57.8M	$14.0M	$16.0M	$7.0M	-	$94.8M	$4.6M	$2.1M
2024/06/10	-	-	-	$53.0M	$14.0M	$16.0M	$7.0M	-	$90.0M	$4.6M	$2.1M
2024/07/10	-	-	-	$48.3M	$14.0M	$16.0M	$7.0M	-	$85.3M	$4.6M	$2.1M
2024/08/12	-	-	-	$43.9M	$14.0M	$16.0M	$7.0M	-	$80.9M	$4.6M	$2.1M
2024/09/10	-	-	-	$39.1M	$14.0M	$16.0M	$7.0M	-	$76.1M	$4.6M	$2.1M
2024/10/10	-	-	-	$35.2M	$14.0M	$16.0M	$7.0M	-	$72.2M	$4.6M	$2.1M
2024/11/12	-	-	-	$30.7M	$14.0M	$16.0M	$7.0M	-	$67.7M	$4.6M	$2.1M
2024/12/10	-	-	-	$26.7M	$14.0M	$16.0M	$7.0M	-	$63.7M	$4.6M	$2.1M
2025/01/10	-	-	-	$22.7M	$14.0M	$16.0M	$7.0M	-	$59.7M	$4.6M	$2.1M
2025/02/10	-	-	-	$18.6M	$14.0M	$16.0M	$7.0M	-	$55.6M	$4.6M	$2.1M
2025/03/10	-	-	-	$14.9M	$14.0M	$16.0M	$7.0M	-	$51.9M	$4.6M	$2.1M
2025/04/10	-	-	-	$11.2M	$14.0M	$16.0M	$7.0M	-	$48.2M	$4.6M	$2.1M
2025/05/12	-	-	-	$7.7M	$14.0M	$16.0M	$7.0M	-	$44.7M	$4.6M	$2.1M
2025/06/10	-	-	-	$4.3M	$14.0M	$16.0M	$7.0M	-	$41.3M	$4.6M	$2.1M
2025/07/10	-	-	-	$1.1M	$14.0M	$16.0M	$7.0M	-	$38.1M	$4.6M	$2.1M
2025/08/11	-	-	-	-	$11.8M	$16.0M	$7.0M	-	$34.8M	$4.6M	$2.1M
2025/09/10	-	-	-	-	$8.6M	$16.0M	$7.0M	-	$31.6M	$4.6M	$2.1M
2025/10/10	-	-	-	-	$5.6M	$16.0M	$7.0M	-	$28.6M	$4.6M	$2.1M
2025/11/10	-	-	-	-	$2.6M	$16.0M	$7.0M	-	$25.6M	$4.6M	$2.1M
2025/12/10	-	-	-	-	-	$16.0M	$7.0M	-	$23.0M	$4.6M	$2.1M
2026/01/12	-	-	-	-	-	$13.3M	$7.0M	-	$20.3M	$4.6M	$2.1M
2026/02/10	-	-	-	-	-	$10.7M	$7.0M	-	$17.7M	$4.6M	$2.1M
2026/03/10	-	-	-	-	-	-	-	-	-	$19.7M	-

$629.6M

Original Balance

$58.2M

Current Balance

9.2%

Pool Factor

11,423

Active Loans

1.92%

Cum Loss Rate

21.57%

30+ DQ Rate

Monthly Collections & Losses

Period	Interest	Principal	Recoveries	Svc Fee	Chargeoffs	Net Loss
2021-07-31	$5.0M	$26.2M	$727	$2.8M	$47K	$46K
2021-08-31	$4.8M	$24.7M	$41K	$2.7M	$106K	$65K
2021-09-30	$4.7M	$22.7M	$162K	$2.6M	$255K	$93K
2021-10-31	$4.5M	$21.9M	$128K	$2.5M	$466K	$338K
2021-11-30	$4.3M	$21.5M	$351K	$315K	$419K	$68K
2022-01-31	$4.1M	$19.1M	$249K	$294K	$351K	$102K
2022-02-28	$3.9M	$19.9M	$196K	$285K	$386K	$190K
2022-03-31	$3.6M	$21.9M	$286K	$275K	$502K	$217K
2022-04-30	$3.7M	$19.5M	$221K	$264K	$476K	$256K
2022-05-31	$3.4M	$17.7M	$351K	$254K	$383K	$33K
2022-06-30	$3.4M	$17.2M	$292K	$245K	$551K	$259K
2022-07-31	$3.2M	$15.6M	$335K	$237K	$527K	$193K
2022-08-31	$3.1M	$16.6M	$301K	$229K	$667K	$367K
2022-10-31	$2.8M	$12.7M	$287K	$214K	$558K	$270K
2022-11-30	$2.8M	$12.7M	$100K	$207K	$627K	$527K
2022-12-31	$2.7M	$11.3M	$158K	$201K	$464K	$306K
2023-01-31	$2.7M	$11.8M	$264K	$195K	$536K	$272K
2023-02-28	$2.6M	$11.2M	$198K	$189K	$695K	$497K
2023-03-31	$2.4M	$12.5M	$349K	$183K	$712K	$362K
2023-04-30	$2.4M	$11.8M	$341K	$177K	$624K	$283K
2023-05-31	$2.3M	$12.1M	$458K	$171K	$549K	$91K
2023-06-30	$2.3M	$11.7M	$194K	$165K	$575K	$381K
2023-07-31	$2.1M	$10.4M	$310K	$159K	$436K	$126K
2023-08-31	$2.1M	$10.7M	$365K	$154K	$716K	$350K
2023-09-30	$2.0M	$9.7M	$231K	$148K	$664K	$433K
2023-10-31	$1.9M	$9.5M	$247K	$143K	$528K	$282K
2023-11-30	$1.9M	$9.5M	$294K	$138K	$652K	$358K
2023-12-31	$1.8M	$9.5M	$267K	$134K	$533K	$266K
2024-01-31	$1.8M	$9.4M	$288K	$129K	$634K	$346K
2024-02-29	$1.7M	$9.7M	$207K	$124K	$523K	$317K
2024-03-31	$1.6M	$10.2M	$254K	$119K	$552K	$298K
2024-04-30	$1.5M	$9.5M	$287K	$114K	$370K	$83K
2024-05-31	$1.5M	$9.5M	$285K	$109K	$447K	$162K
2024-06-30	$1.4M	$8.5M	$203K	$104K	$259K	$56K
2024-07-31	$1.3M	$8.7M	$165K	$100K	$585K	$421K
2024-08-31	$1.3M	$8.6M	$218K	$96K	$430K	$212K
2024-09-30	$1.2M	$8.1M	$283K	$91K	$458K	$175K
2024-10-31	$1.2M	$7.8M	$239K	$87K	$580K	$341K
2024-11-30	$1.2M	$7.9M	$156K	$83K	$382K	$226K
2024-12-31	$1.1M	$7.8M	$142K	$79K	$510K	$368K
2025-01-31	$1.1M	$7.6M	$246K	$75K	$525K	$279K
2025-02-28	$992K	$7.5M	$143K	$71K	$267K	$124K
2025-03-31	$879K	$7.9M	$256K	$67K	$382K	$126K
2025-04-30	$857K	$7.5M	$168K	$63K	$407K	$239K
2025-05-31	$839K	$7.1M	$174K	$60K	$331K	$157K
2025-06-30	$770K	$6.7M	$128K	$56K	$292K	$164K
2025-07-31	$737K	$6.8M	$250K	$53K	$315K	$65K
2025-08-31	$705K	$6.6M	$108K	$49K	$286K	$178K
2025-09-30	$641K	$6.3M	$113K	$46K	$300K	$188K
2025-10-31	$609K	$6.3M	$168K	$43K	$291K	$122K
2025-11-30	$540K	$5.5M	$144K	$40K	$241K	$96K
2025-12-31	$512K	$5.8M	$118K	$37K	$271K	$154K
2026-01-31	$504K	$5.7M	$147K	$34K	$227K	$80K
2026-02-28	$430K	$5.9M	$108K	$31K	$177K	$69K
TOTAL	$113.3M	$630.5M	$12.0M	$17.6M	$24.0M	$12.1M

Cash Waterfall (from Servicer Certificate)

Period	Total Deposited	Available Funds	Servicing Fee	Note Interest	Principal Dist	Residual (to Equity)
2021/07/12	$29.3M	$29.3M	$1	$207K	$4.0M	-
2021/08/10	$31.7M	$31.6M	$1	$382K	$8.0M	-
2021/09/10	$30.5M	$30.5M	$1	$380K	$10.9M	-
2021/10/12	$28.1M	$28.0M	$1	$375K	$10.9M	-
2021/11/10	$26.8M	$26.8M	$1	$367K	$10.9M	-
2021/12/10	$26.5M	$26.5M	$1	$356K	$10.9M	-
2022/01/10	$24.9M	$24.9M	$1	$346K	$10.9M	-
2022/02/10	$23.7M	$23.6M	$1	$336K	$10.9M	-
2022/03/10	$24.1M	$24.1M	$1	$326K	$10.9M	-
2022/04/11	$25.8M	$25.8M	$1	$316K	$10.9M	-
2022/05/10	$23.5M	$23.5M	$1	$307K	$10.9M	-
2022/06/10	$21.5M	$21.5M	$1	$298K	$10.9M	$87K
2022/07/11	$20.9M	$20.9M	$1	$289K	$10.9M	$2.3M
2022/08/10	$19.2M	$19.1M	$1	$285K	$10.9M	$2.3M
2022/09/12	$20.0M	$20.0M	$1	$281K	$10.9M	$2.0M
2022/10/11	$17.2M	$17.1M	$1	$277K	$10.9M	$2.0M
2022/11/10	$15.8M	$15.8M	$1	$273K	$10.9M	$1.9M
2022/12/12	$15.6M	$15.6M	$1	$268K	$10.9M	$1.6M
2023/01/10	$14.3M	$14.2M	$1	$262K	$10.9M	$1.8M
2023/02/10	$14.8M	$14.8M	$1	$257K	$10.9M	$1.8M
2023/03/10	$14.0M	$14.0M	$1	$252K	$10.9M	$1.5M
2023/04/10	$15.2M	$15.1M	$1	$247K	$10.9M	$1.4M
2023/05/10	$14.5M	$14.5M	$1	$242K	$10.9M	$1.5M
2023/06/12	$14.9M	$14.8M	$1	$237K	$10.9M	$1.6M
2023/07/10	$14.1M	$14.1M	$1	$232K	$10.9M	$1.3M
2023/08/10	$12.8M	$12.8M	$1	$227K	$10.8M	$1.5M
2023/09/11	$13.2M	$13.1M	$1	$222K	$10.9M	$1.3M
2023/10/10	$12.0M	$12.0M	$1	$218K	$10.4M	$1.1M
2023/11/10	$11.7M	$11.6M	$1	$213K	$10.0M	$1.1M
2023/12/11	$11.6M	$11.6M	$1	$209K	$10.1M	$1.1M
2024/01/10	$11.6M	$11.5M	$1	$205K	$10.0M	$1.1M
2024/02/12	$11.5M	$11.4M	$1	$201K	$10.0M	$987K
2024/03/11	$11.6M	$11.6M	$1	$197K	$10.0M	$1.2M
2024/04/10	$12.0M	$12.0M	$1	$193K	$10.7M	$872K
2024/05/10	$11.3M	$11.3M	$1	$189K	$9.9M	$1.0M
2024/06/10	$11.3M	$11.3M	$1	$185K	$10.0M	$917K
2024/07/10	$10.1M	$10.1M	$1	$181K	$8.7M	$917K
2024/08/12	$10.2M	$10.2M	$1	$177K	$9.3M	$557K
2024/09/10	$10.2M	$10.2M	$1	$171K	$9.0M	$783K
2024/10/10	$9.6M	$9.6M	$1	$165K	$8.6M	$691K
2024/11/12	$9.2M	$9.2M	$1	$159K	$8.4M	$493K
2024/12/10	$9.2M	$9.1M	$1	$154K	$8.2M	$597K
2025/01/10	$9.0M	$8.9M	$1	$148K	$8.3M	$373K
2025/02/10	$8.9M	$8.9M	$1	$143K	$8.1M	$498K
2025/03/10	$8.7M	$8.7M	$1	$137K	$7.8M	$591K
2025/04/10	$9.1M	$9.0M	$1	$132K	$8.3M	$447K
2025/05/12	$8.5M	$8.5M	$1	$127K	$7.9M	$354K
2025/06/10	$8.1M	$8.1M	$1	$121K	$7.4M	$421K
2025/07/10	$7.6M	$7.5M	$1	$116K	$7.0M	$308K
2025/08/11	$7.8M	$7.8M	$1	$112K	$7.1M	$430K
2025/09/10	$7.4M	$7.4M	$1	$107K	$6.8M	$365K
2025/10/10	$7.0M	$7.0M	$1	$102K	$6.6M	$239K
2025/11/10	$7.1M	$7.1M	$1	$98K	$6.6M	$287K
2025/12/10	$6.2M	$6.2M	$1	$93K	$5.8M	$255K
2026/01/12	$6.5M	$6.4M	$1	$87K	$6.1M	$187K
2026/02/10	$6.3M	$6.3M	$1	$81K	$5.9M	$256K
2026/03/10	$6.4M	$6.4M	$1	$75K	$5.8M	$403K
TOTAL	$830.7M	$828.8M	$33	$12.3M	$531.8M	$44.9M

Debt & Equity (from Servicer Certificate)

Period	A1	A2	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2021/07/12	$83.4M	$231.8M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	$27.4M	$773.9M	$4.0M	$3.9M
2021/08/10	$52.8M	$231.8M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	$27.4M	$743.2M	$8.0M	$3.9M
2021/09/10	$24.2M	$231.8M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	$26.6M	$713.8M	$10.9M	$3.9M
2021/10/12	$739K	$231.8M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	$23.0M	$686.7M	$10.9M	$3.9M
2021/11/10	-	$209.9M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	$19.8M	$660.9M	$10.9M	$3.9M
2021/12/10	-	$187.6M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	$16.6M	$635.3M	$10.9M	$3.9M
2022/01/10	-	$166.5M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	$13.7M	$611.3M	$10.9M	$3.9M
2022/02/10	-	$146.9M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	$10.5M	$588.5M	$10.9M	$3.9M
2022/03/10	-	$126.5M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	$7.7M	$565.3M	$10.9M	$3.9M
2022/04/11	-	$104.0M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	$5.2M	$540.3M	$10.9M	$3.9M
2022/05/10	-	$83.9M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	$2.5M	$517.6M	$10.9M	$3.9M
2022/06/10	-	$65.8M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	-	$496.9M	$10.9M	$3.9M
2022/07/11	-	$48.0M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	-	$479.2M	$10.9M	$3.9M
2022/08/10	-	$31.9M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	-	$463.1M	$10.9M	$3.9M
2022/09/12	-	$14.6M	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	-	$445.8M	$10.9M	$3.9M
2022/10/11	-	$216K	$235.8M	$124.0M	$25.6M	$29.1M	$16.7M	-	$431.4M	$10.9M	$3.9M
2022/11/10	-	-	$222.8M	$124.0M	$25.6M	$29.1M	$16.7M	-	$418.1M	$10.9M	$3.9M
2022/12/12	-	-	$209.4M	$124.0M	$25.6M	$29.1M	$16.7M	-	$404.8M	$10.9M	$3.9M
2023/01/10	-	-	$197.6M	$124.0M	$25.6M	$29.1M	$16.7M	-	$392.9M	$10.9M	$3.9M
2023/02/10	-	-	$185.2M	$124.0M	$25.6M	$29.1M	$16.7M	-	$380.6M	$10.9M	$3.9M
2023/03/10	-	-	$173.4M	$124.0M	$25.6M	$29.1M	$16.7M	-	$368.7M	$10.9M	$3.9M
2023/04/10	-	-	$160.2M	$124.0M	$25.6M	$29.1M	$16.7M	-	$355.5M	$10.9M	$3.9M
2023/05/10	-	-	$147.8M	$124.0M	$25.6M	$29.1M	$16.7M	-	$343.1M	$10.9M	$3.9M
2023/06/12	-	-	$135.1M	$124.0M	$25.6M	$29.1M	$16.7M	-	$330.4M	$10.9M	$3.9M
2023/07/10	-	-	$122.9M	$124.0M	$25.6M	$29.1M	$16.7M	-	$318.2M	$10.9M	$3.9M
2023/08/10	-	-	$112.1M	$124.0M	$25.6M	$29.1M	$16.7M	-	$307.4M	$10.9M	$3.9M
2023/09/11	-	-	$100.7M	$124.0M	$25.6M	$29.1M	$16.7M	-	$296.1M	$10.9M	$3.9M
2023/10/10	-	-	$90.3M	$124.0M	$25.6M	$29.1M	$16.7M	-	$285.7M	$10.9M	$3.9M
2023/11/10	-	-	$80.3M	$124.0M	$25.6M	$29.1M	$16.7M	-	$275.7M	$10.9M	$3.9M
2023/12/11	-	-	$70.2M	$124.0M	$25.6M	$29.1M	$16.7M	-	$265.6M	$10.9M	$3.9M
2024/01/10	-	-	$60.2M	$124.0M	$25.6M	$29.1M	$16.7M	-	$255.5M	$10.9M	$3.9M
2024/02/12	-	-	$50.2M	$124.0M	$25.6M	$29.1M	$16.7M	-	$245.5M	$10.9M	$3.9M
2024/03/11	-	-	$40.2M	$124.0M	$25.6M	$29.1M	$16.7M	-	$235.6M	$10.9M	$3.9M
2024/04/10	-	-	$29.5M	$124.0M	$25.6M	$29.1M	$16.7M	-	$224.9M	$10.9M	$3.9M
2024/05/10	-	-	$19.7M	$124.0M	$25.6M	$29.1M	$16.7M	-	$215.0M	$10.9M	$3.9M
2024/06/10	-	-	$9.7M	$124.0M	$25.6M	$29.1M	$16.7M	-	$205.0M	$10.9M	$3.9M
2024/07/10	-	-	$957K	$124.0M	$25.6M	$29.1M	$16.7M	-	$196.3M	$10.9M	$3.9M
2024/08/12	-	-	-	$115.7M	$25.6M	$29.1M	$16.7M	-	$187.0M	$10.9M	$3.9M
2024/09/10	-	-	-	$106.7M	$25.6M	$29.1M	$16.7M	-	$178.0M	$10.9M	$3.9M
2024/10/10	-	-	-	$98.1M	$25.6M	$29.1M	$16.7M	-	$169.4M	$10.9M	$3.9M
2024/11/12	-	-	-	$89.7M	$25.6M	$29.1M	$16.7M	-	$161.0M	$10.9M	$3.9M
2024/12/10	-	-	-	$81.5M	$25.6M	$29.1M	$16.7M	-	$152.8M	$10.9M	$3.9M
2025/01/10	-	-	-	$73.2M	$25.6M	$29.1M	$16.7M	-	$144.5M	$10.9M	$3.9M
2025/02/10	-	-	-	$65.1M	$25.6M	$29.1M	$16.7M	-	$136.4M	$10.9M	$3.9M
2025/03/10	-	-	-	$57.3M	$25.6M	$29.1M	$16.7M	-	$128.6M	$10.9M	$3.9M
2025/04/10	-	-	-	$49.0M	$25.6M	$29.1M	$16.7M	-	$120.3M	$10.9M	$3.9M
2025/05/12	-	-	-	$41.1M	$25.6M	$29.1M	$16.7M	-	$112.4M	$10.9M	$3.9M
2025/06/10	-	-	-	$33.6M	$25.6M	$29.1M	$16.7M	-	$104.9M	$10.9M	$3.9M
2025/07/10	-	-	-	$26.7M	$25.6M	$29.1M	$16.7M	-	$98.0M	$10.9M	$3.9M
2025/08/11	-	-	-	$19.6M	$25.6M	$29.1M	$16.7M	-	$90.9M	$10.9M	$3.9M
2025/09/10	-	-	-	$12.8M	$25.6M	$29.1M	$16.7M	-	$84.1M	$10.9M	$3.9M
2025/10/10	-	-	-	$6.2M	$25.6M	$29.1M	$16.7M	-	$77.5M	$10.9M	$3.9M
2025/11/10	-	-	-	-	$25.2M	$29.1M	$16.7M	-	$70.9M	$10.9M	$3.9M
2025/12/10	-	-	-	-	$19.4M	$29.1M	$16.7M	-	$65.1M	$10.9M	$3.9M
2026/01/12	-	-	-	-	$13.3M	$29.1M	$16.7M	-	$59.0M	$10.9M	$3.9M
2026/02/10	-	-	-	-	$7.5M	$29.1M	$16.7M	-	$53.2M	$10.9M	$3.9M
2026/03/10	-	-	-	-	$1.6M	$29.1M	$16.7M	-	$47.3M	$10.9M	$3.9M

$793.3M

Original Balance

$171.6M

Current Balance

21.6%

Pool Factor

17,948

Active Loans

3.46%

Cum Loss Rate

18.05%

30+ DQ Rate

Monthly Collections & Losses

Period	Interest	Principal	Recoveries	Svc Fee	Chargeoffs	Net Loss
2022-03-31	$4.0M	$23.3M	$0	$528K	$20K	$20K
2022-04-30	$6.5M	$31.6M	$28K	$516K	$137K	$110K
2022-05-31	$6.1M	$30.0M	$63K	$498K	$195K	$132K
2022-06-30	$6.0M	$30.4M	$127K	$482K	$402K	$275K
2022-07-31	$5.7M	$26.4M	$246K	$466K	$744K	$498K
2022-08-31	$5.6M	$26.2M	$281K	$452K	$638K	$357K
2022-09-30	$5.6M	$23.7M	$215K	$438K	$837K	$622K
2022-10-31	$5.2M	$21.9M	$241K	$426K	$1.1M	$872K
2022-11-30	$5.1M	$20.4M	$342K	$414K	$862K	$519K
2022-12-31	$5.0M	$19.7M	$325K	$403K	$839K	$514K
2023-01-31	$4.9M	$18.8M	$459K	$393K	$636K	$177K
2023-02-28	$4.7M	$18.0M	$161K	$383K	$882K	$721K
2023-03-31	$4.4M	$19.7M	$516K	$373K	$883K	$367K
2023-04-30	$4.4M	$17.9M	$490K	$363K	$1.1M	$571K
2023-05-31	$4.3M	$19.8M	$459K	$353K	$1.2M	$727K
2023-06-30	$4.3M	$18.7M	$520K	$343K	$1.3M	$790K
2023-07-31	$4.0M	$17.9M	$307K	$333K	$1.2M	$902K
2023-08-31	$4.0M	$17.7M	$621K	$323K	$1.8M	$1.1M
2023-09-30	$3.9M	$16.4M	$642K	$313K	$1.4M	$747K
2023-10-31	$3.7M	$16.7M	$461K	$304K	$1.2M	$778K
2023-11-30	$3.6M	$15.5M	$434K	$295K	$1.0M	$612K
2023-12-31	$3.5M	$15.4M	$306K	$286K	$1.3M	$1.0M
2024-01-31	$3.5M	$15.8M	$472K	$278K	$1.5M	$1.0M
2024-02-29	$3.3M	$16.1M	$408K	$269K	$1.4M	$970K
2024-03-31	$3.1M	$16.8M	$445K	$261K	$1.3M	$853K
2024-04-30	$3.1M	$15.4M	$644K	$251K	$1.2M	$573K
2024-05-31	$3.0M	$15.3M	$392K	$243K	$1.1M	$713K
2024-06-30	$2.9M	$14.2M	$470K	$235K	$1.2M	$726K
2024-07-31	$2.7M	$14.9M	$464K	$227K	$940K	$476K
2024-08-31	$2.8M	$15.0M	$438K	$219K	$1.0M	$600K
2024-09-30	$2.6M	$13.9M	$464K	$211K	$939K	$476K
2024-10-31	$2.5M	$14.8M	$350K	$203K	$1.1M	$710K
2024-11-30	$2.4M	$13.9M	$401K	$195K	$735K	$335K
2024-12-31	$2.3M	$13.8M	$332K	$188K	$1.3M	$920K
2025-01-31	$2.3M	$13.6M	$429K	$180K	$954K	$525K
2025-02-28	$2.1M	$13.6M	$229K	$173K	$686K	$458K
2025-03-31	$1.9M	$14.0M	$334K	$165K	$894K	$561K
2025-04-30	$1.9M	$13.0M	$382K	$158K	$844K	$462K
2025-05-31	$1.9M	$12.9M	$335K	$151K	$1.0M	$696K
2025-06-30	$1.8M	$12.5M	$296K	$144K	$789K	$493K
2025-07-31	$1.7M	$13.0M	$394K	$137K	$834K	$440K
2025-08-31	$1.7M	$12.6M	$298K	$130K	$735K	$437K
2025-09-30	$1.5M	$12.0M	$272K	$123K	$807K	$535K
2025-10-31	$1.5M	$11.9M	$361K	$117K	$737K	$375K
2025-11-30	$1.4M	$10.2M	$267K	$110K	$727K	$460K
2025-12-31	$1.3M	$11.0M	$269K	$105K	$644K	$375K
2026-01-31	$1.3M	$10.8M	$341K	$99K	$760K	$419K
2026-02-28	$1.2M	$11.0M	$201K	$93K	$554K	$354K
TOTAL	$162.1M	$818.1M	$16.9M	$13.3M	$44.4M	$27.4M

Cash Waterfall (from Servicer Certificate)

Period	Total Deposited	Available Funds	Servicing Fee	Note Interest	Principal Dist	Residual (to Equity)
2022/04/11	$28.7M	$28.7M	$1	$847K	$9.8M	-
2022/05/10	$41.4M	$41.3M	$1	$2.5M	$13.0M	-
2022/06/10	$37.6M	$37.6M	$1	$2.4M	$15.7M	-
2022/07/11	$37.2M	$37.2M	$1	$2.4M	$17.7M	-
2022/08/10	$32.7M	$32.6M	$1	$2.4M	$17.7M	-
2022/09/12	$32.4M	$32.4M	$1	$2.3M	$17.7M	-
2022/10/11	$29.6M	$29.5M	$1	$2.3M	$17.7M	-
2022/11/10	$27.4M	$27.4M	$1	$2.2M	$17.7M	-
2022/12/12	$25.9M	$25.9M	$1	$2.1M	$17.7M	-
2023/01/10	$25.0M	$24.9M	$1	$2.1M	$17.7M	-
2023/02/10	$24.2M	$24.1M	$1	$2.0M	$17.7M	-
2023/03/10	$23.0M	$23.0M	$1	$2.0M	$17.7M	-
2023/04/10	$24.6M	$24.5M	$1	$1.9M	$17.7M	-
2023/05/10	$22.8M	$22.8M	$1	$1.9M	$17.7M	$1.3M
2023/06/12	$24.4M	$24.4M	$1	$1.9M	$17.7M	$1.1M
2023/07/10	$23.5M	$23.4M	$1	$1.8M	$17.7M	$1.1M
2023/08/10	$22.2M	$22.1M	$1	$1.8M	$17.7M	$747K
2023/09/11	$22.3M	$22.2M	$1	$1.7M	$17.7M	$570K
2023/10/10	$21.0M	$20.9M	$1	$1.7M	$17.7M	$915K
2023/11/10	$20.7M	$20.7M	$1	$1.6M	$17.7M	$679K
2023/12/11	$19.5M	$19.4M	$1	$1.6M	$16.4M	$904K
2024/01/10	$19.2M	$19.1M	$1	$1.6M	$16.7M	$372K
2024/02/12	$19.7M	$19.6M	$1	$1.5M	$17.2M	$443K
2024/03/11	$19.8M	$19.7M	$1	$1.5M	$16.9M	$906K
2024/04/10	$20.4M	$20.3M	$1	$1.4M	$17.7M	$357K
2024/05/10	$19.1M	$19.1M	$1	$1.4M	$16.6M	$668K
2024/06/10	$18.7M	$18.6M	$1	$1.3M	$16.4M	$503K
2024/07/10	$17.6M	$17.5M	$1	$1.3M	$15.4M	$431K
2024/08/12	$18.2M	$18.1M	$1	$1.2M	$15.9M	$613K
2024/09/10	$18.2M	$18.2M	$1	$1.2M	$16.0M	$570K
2024/10/10	$17.0M	$16.9M	$1	$1.1M	$14.8M	$548K
2024/11/12	$17.7M	$17.6M	$1	$1.1M	$15.9M	$301K
2024/12/10	$16.7M	$16.6M	$1	$1.1M	$14.6M	$621K
2025/01/10	$16.4M	$16.4M	$1	$1.0M	$15.0M	-
2025/02/10	$16.4M	$16.3M	$1	$980K	$14.6M	$475K
2025/03/10	$16.0M	$15.9M	$1	$939K	$14.3M	$392K
2025/04/10	$16.2M	$16.2M	$1	$899K	$14.9M	$102K
2025/05/12	$15.4M	$15.3M	$1	$858K	$13.9M	$310K
2025/06/10	$15.2M	$15.1M	$1	$819K	$14.0M	$84K
2025/07/10	$14.6M	$14.5M	$1	$780K	$13.3M	$216K
2025/08/11	$15.1M	$15.0M	$1	$743K	$13.8M	$241K
2025/09/10	$14.5M	$14.5M	$1	$704K	$13.2M	$334K
2025/10/10	$13.8M	$13.8M	$1	$665K	$12.8M	$101K
2025/11/10	$13.8M	$13.7M	$1	$628K	$12.6M	$246K
2025/12/10	$11.9M	$11.8M	$1	$591K	$10.9M	$87K
2026/01/12	$12.6M	$12.5M	$1	$559K	$11.7M	$139K
2026/02/10	$12.4M	$12.4M	$1	$524K	$11.5M	$150K
2026/03/10	$12.3M	$12.3M	$1	$491K	$10.9M	$691K
TOTAL	$1.0B	$1.0B	$29	$68.5M	$746.9M	$17.2M

Debt & Equity (from Servicer Certificate)

Period	A1	A2	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2022/04/11	$118.7M	$324.0M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	$16.2M	$1.0B	$9.8M	$3.1M
2022/05/10	$80.6M	$324.0M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	$16.2M	$983.1M	$13.0M	$3.1M
2022/06/10	$46.2M	$324.0M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	$16.2M	$948.7M	$15.7M	$3.1M
2022/07/11	$12.9M	$324.0M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	$15.8M	$914.9M	$17.7M	$3.1M
2022/08/10	-	$309.4M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	$13.7M	$885.4M	$17.7M	$3.1M
2022/09/12	-	$282.4M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	$11.5M	$856.1M	$17.7M	$3.1M
2022/10/11	-	$257.8M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	$9.6M	$829.6M	$17.7M	$3.1M
2022/11/10	-	$234.7M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	$8.2M	$805.1M	$17.7M	$3.1M
2022/12/12	-	$213.4M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	$6.5M	$782.1M	$17.7M	$3.1M
2023/01/10	-	$192.9M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	$4.8M	$759.9M	$17.7M	$3.1M
2023/02/10	-	$173.4M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	$2.8M	$738.5M	$17.7M	$3.1M
2023/03/10	-	$154.6M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	$1.3M	$718.1M	$17.7M	$3.1M
2023/04/10	-	$134.0M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	$4K	$696.2M	$17.7M	$3.1M
2023/05/10	-	$115.0M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	-	$677.2M	$17.7M	$3.1M
2023/06/12	-	$94.1M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	-	$656.3M	$17.7M	$3.1M
2023/07/10	-	$74.2M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	-	$636.4M	$17.7M	$3.1M
2023/08/10	-	$55.1M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	-	$617.4M	$17.7M	$3.1M
2023/09/11	-	$35.7M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	-	$598.0M	$17.7M	$3.1M
2023/10/10	-	$17.9M	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	-	$580.2M	$17.7M	$3.1M
2023/11/10	-	$104K	$324.0M	$149.3M	$31.7M	$32.2M	$24.9M	-	$562.3M	$17.7M	$3.1M
2023/12/11	-	-	$307.7M	$149.3M	$31.7M	$32.2M	$24.9M	-	$545.9M	$17.7M	$3.1M
2024/01/10	-	-	$290.9M	$149.3M	$31.7M	$32.2M	$24.9M	-	$529.2M	$17.7M	$3.1M
2024/02/12	-	-	$273.7M	$149.3M	$31.7M	$32.2M	$24.9M	-	$512.0M	$17.7M	$3.1M
2024/03/11	-	-	$256.8M	$149.3M	$31.7M	$32.2M	$24.9M	-	$495.1M	$17.7M	$3.1M
2024/04/10	-	-	$238.8M	$149.3M	$31.7M	$32.2M	$24.9M	-	$477.0M	$17.7M	$3.1M
2024/05/10	-	-	$222.2M	$149.3M	$31.7M	$32.2M	$24.9M	-	$460.4M	$17.7M	$3.1M
2024/06/10	-	-	$205.8M	$149.3M	$31.7M	$32.2M	$24.9M	-	$444.0M	$17.7M	$3.1M
2024/07/10	-	-	$190.4M	$149.3M	$31.7M	$32.2M	$24.9M	-	$428.7M	$17.7M	$3.1M
2024/08/12	-	-	$174.5M	$149.3M	$31.7M	$32.2M	$24.9M	-	$412.8M	$17.7M	$3.1M
2024/09/10	-	-	$158.5M	$149.3M	$31.7M	$32.2M	$24.9M	-	$396.7M	$17.7M	$3.1M
2024/10/10	-	-	$143.7M	$149.3M	$31.7M	$32.2M	$24.9M	-	$381.9M	$17.7M	$3.1M
2024/11/12	-	-	$127.8M	$149.3M	$31.7M	$32.2M	$24.9M	-	$366.0M	$17.7M	$3.1M
2024/12/10	-	-	$113.2M	$149.3M	$31.7M	$32.2M	$24.9M	-	$351.4M	$17.7M	$3.1M
2025/01/10	-	-	$98.1M	$149.3M	$31.7M	$32.2M	$24.9M	-	$336.4M	$17.7M	$3.1M
2025/02/10	-	-	$83.6M	$149.3M	$31.7M	$32.2M	$24.9M	-	$321.8M	$17.7M	$3.1M
2025/03/10	-	-	$69.3M	$149.3M	$31.7M	$32.2M	$24.9M	-	$307.5M	$17.7M	$3.1M
2025/04/10	-	-	$54.4M	$149.3M	$31.7M	$32.2M	$24.9M	-	$292.6M	$17.7M	$3.1M
2025/05/12	-	-	$40.5M	$149.3M	$31.7M	$32.2M	$24.9M	-	$278.8M	$17.7M	$3.1M
2025/06/10	-	-	$26.6M	$149.3M	$31.7M	$32.2M	$24.9M	-	$264.8M	$17.7M	$3.1M
2025/07/10	-	-	$13.3M	$149.3M	$31.7M	$32.2M	$24.9M	-	$251.5M	$17.7M	$3.1M
2025/08/11	-	-	-	$148.8M	$31.7M	$32.2M	$24.9M	-	$237.7M	$17.7M	$3.1M
2025/09/10	-	-	-	$135.6M	$31.7M	$32.2M	$24.9M	-	$224.5M	$17.7M	$3.1M
2025/10/10	-	-	-	$122.8M	$31.7M	$32.2M	$24.9M	-	$211.7M	$17.7M	$3.1M
2025/11/10	-	-	-	$110.1M	$31.7M	$32.2M	$24.9M	-	$199.0M	$17.7M	$3.1M
2025/12/10	-	-	-	$99.2M	$31.7M	$32.2M	$24.9M	-	$188.1M	$17.7M	$3.1M
2026/01/12	-	-	-	$87.5M	$31.7M	$32.2M	$24.9M	-	$176.4M	$17.7M	$3.1M
2026/02/10	-	-	-	$76.0M	$31.7M	$32.2M	$24.9M	-	$164.9M	$17.7M	$3.1M
2026/03/10	-	-	-	$65.1M	$31.7M	$32.2M	$24.9M	-	$153.9M	$17.7M	$3.1M

$482.0M

Original Balance

$111.2M

Current Balance

23.1%

Pool Factor

11,115

Active Loans

3.78%

Cum Loss Rate

18.93%

30+ DQ Rate

Monthly Collections & Losses

Period	Interest	Principal	Recoveries	Svc Fee	Chargeoffs	Net Loss
2022-05-31	$3.6M	$18.6M	$0	$303K	$0	$0
2022-06-30	$4.4M	$21.7M	$29K	$292K	$79K	$50K
2022-07-31	$4.2M	$17.0M	$22K	$281K	$103K	$81K
2022-08-31	$4.1M	$17.7M	$51K	$272K	$133K	$82K
2022-09-30	$4.1M	$15.2M	$54K	$263K	$317K	$263K
2022-10-31	$3.8M	$14.0M	$70K	$255K	$363K	$293K
2022-11-30	$3.7M	$12.8M	$96K	$248K	$644K	$548K
2022-12-31	$3.6M	$12.2M	$160K	$241K	$481K	$321K
2023-01-31	$3.6M	$11.2M	$185K	$235K	$352K	$168K
2023-02-28	$3.4M	$10.7M	$83K	$229K	$358K	$276K
2023-03-31	$3.2M	$12.1M	$248K	$223K	$627K	$379K
2023-04-30	$3.3M	$11.3M	$311K	$217K	$688K	$377K
2023-05-31	$3.1M	$11.0M	$197K	$211K	$453K	$255K
2023-06-30	$3.2M	$11.4M	$216K	$205K	$712K	$496K
2023-07-31	$2.9M	$10.6M	$139K	$199K	$753K	$614K
2023-08-31	$3.0M	$10.8M	$323K	$194K	$954K	$631K
2023-09-30	$2.9M	$9.4M	$242K	$188K	$690K	$447K
2023-10-31	$2.7M	$9.7M	$348K	$183K	$714K	$366K
2023-11-30	$2.7M	$8.4M	$286K	$178K	$1.2M	$919K
2023-12-31	$2.6M	$8.8M	$263K	$173K	$903K	$640K
2024-01-31	$2.6M	$9.1M	$363K	$168K	$1.1M	$724K
2024-02-29	$2.5M	$9.4M	$316K	$163K	$929K	$613K
2024-03-31	$2.3M	$9.8M	$335K	$158K	$795K	$461K
2024-04-30	$2.3M	$9.3M	$318K	$152K	$730K	$413K
2024-05-31	$2.2M	$9.2M	$425K	$147K	$777K	$352K
2024-06-30	$2.1M	$8.3M	$226K	$142K	$850K	$624K
2024-07-31	$2.1M	$8.9M	$418K	$138K	$746K	$328K
2024-08-31	$2.1M	$8.3M	$317K	$133K	$997K	$680K
2024-09-30	$1.9M	$8.3M	$266K	$128K	$562K	$296K
2024-10-31	$1.8M	$8.7M	$239K	$124K	$663K	$423K
2024-11-30	$1.8M	$8.0M	$149K	$119K	$776K	$627K
2024-12-31	$1.7M	$8.0M	$349K	$115K	$772K	$423K
2025-01-31	$1.7M	$8.1M	$226K	$111K	$825K	$599K
2025-02-28	$1.6M	$8.0M	$252K	$106K	$545K	$293K
2025-03-31	$1.5M	$8.5M	$260K	$102K	$820K	$559K
2025-04-30	$1.5M	$8.1M	$382K	$97K	$585K	$203K
2025-05-31	$1.4M	$7.7M	$255K	$93K	$507K	$252K
2025-06-30	$1.3M	$7.3M	$213K	$89K	$617K	$404K
2025-07-31	$1.3M	$7.7M	$307K	$85K	$596K	$289K
2025-08-31	$1.3M	$7.1M	$256K	$81K	$733K	$477K
2025-09-30	$1.2M	$7.0M	$188K	$77K	$385K	$198K
2025-10-31	$1.1M	$6.7M	$241K	$73K	$747K	$507K
2025-11-30	$1.0M	$6.3M	$227K	$69K	$669K	$442K
2025-12-31	$1000K	$6.6M	$210K	$66K	$500K	$290K
2026-01-31	$1.0M	$6.4M	$227K	$62K	$506K	$278K
2026-02-28	$898K	$6.5M	$143K	$59K	$423K	$280K
TOTAL	$111.4M	$461.8M	$10.4M	$7.4M	$28.7M	$18.2M

Cash Waterfall (from Servicer Certificate)

Period	Total Deposited	Available Funds	Servicing Fee	Note Interest	Principal Dist	Residual (to Equity)
2022/06/10	$24.5M	$24.5M	$1	$968K	$2.3M	-
2022/07/11	$27.4M	$27.4M	$1	$1.9M	$4.3M	-
2022/08/10	$21.5M	$21.5M	$1	$1.9M	$6.2M	-
2022/09/12	$22.3M	$22.3M	$1	$1.8M	$7.9M	-
2022/10/11	$19.5M	$19.5M	$1	$1.8M	$8.2M	-
2022/11/10	$18.0M	$18.0M	$1	$1.8M	$8.2M	-
2022/12/12	$16.6M	$16.6M	$1	$1.7M	$8.2M	-
2023/01/10	$16.1M	$16.0M	$1	$1.7M	$8.2M	-
2023/02/10	$14.9M	$14.9M	$1	$1.6M	$8.2M	-
2023/03/10	$14.3M	$14.3M	$1	$1.6M	$8.2M	-
2023/04/10	$15.5M	$15.4M	$1	$1.6M	$8.2M	-
2023/05/10	$14.9M	$14.9M	$1	$1.5M	$8.2M	-
2023/06/12	$14.3M	$14.2M	$1	$1.5M	$8.2M	-
2023/07/10	$14.8M	$14.7M	$1	$1.5M	$8.2M	$468K
2023/08/10	$13.7M	$13.7M	$1	$1.4M	$8.2M	$550K
2023/09/11	$14.0M	$14.0M	$1	$1.4M	$8.2M	$581K
2023/10/10	$12.5M	$12.5M	$1	$1.4M	$8.2M	$758K
2023/11/10	$12.8M	$12.7M	$1	$1.3M	$8.2M	$665K
2023/12/11	$11.4M	$11.3M	$1	$1.3M	$8.2M	$130K
2024/01/10	$11.7M	$11.6M	$1	$1.3M	$8.2M	$344K
2024/02/12	$12.0M	$12.0M	$1	$1.2M	$8.2M	$275K
2024/03/11	$12.1M	$12.1M	$1	$1.2M	$8.2M	$373K
2024/04/10	$12.4M	$12.4M	$1	$1.2M	$8.2M	$384K
2024/05/10	$11.9M	$11.8M	$1	$1.1M	$8.2M	$419K
2024/06/10	$11.8M	$11.8M	$1	$1.1M	$8.2M	$488K
2024/07/10	$10.6M	$10.6M	$1	$1.1M	$8.2M	$143K
2024/08/12	$11.4M	$11.3M	$1	$1.0M	$8.2M	$434K
2024/09/10	$10.7M	$10.6M	$1	$1000K	$8.2M	$136K
2024/10/10	$10.5M	$10.5M	$1	$968K	$8.2M	$412K
2024/11/12	$10.8M	$10.7M	$1	$937K	$8.2M	$216K
2024/12/10	$10.0M	$9.9M	$1	$905K	$8.2M	$63K
2025/01/10	$10.1M	$10.0M	$1	$875K	$8.2M	$221K
2025/02/10	$10.1M	$10.0M	$1	$845K	$8.2M	$70K
2025/03/10	$9.9M	$9.9M	$1	$814K	$8.2M	$272K
2025/04/10	$10.2M	$10.2M	$1	$785K	$8.1M	-
2025/05/12	$9.9M	$9.9M	$1	$753K	$8.2M	$205K
2025/06/10	$9.4M	$9.4M	$1	$723K	$8.2M	$229K
2025/07/10	$8.9M	$8.8M	$1	$695K	$8.0M	$27K
2025/08/11	$9.3M	$9.3M	$1	$667K	$8.2M	$166K
2025/09/10	$8.7M	$8.6M	$1	$639K	$7.8M	$54K
2025/10/10	$8.3M	$8.3M	$1	$609K	$7.3M	$209K
2025/11/10	$8.1M	$8.1M	$1	$580K	$7.3M	-
2025/12/10	$7.6M	$7.5M	$1	$551K	$6.8M	-
2026/01/12	$7.8M	$7.7M	$1	$525K	$7.1M	-
2026/02/10	$7.6M	$7.6M	$1	$497K	$7.0M	-
2026/03/10	$7.5M	$7.5M	$1	$470K	$6.6M	$296K
TOTAL	$588.0M	$586.5M	$28	$52.7M	$356.3M	$8.6M

Debt & Equity (from Servicer Certificate)

Period	A1	A2	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2022/06/10	$58.9M	$185.5M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	$10.6M	$592.5M	$2.3M	$1.8M
2022/07/11	$33.8M	$185.5M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	$10.6M	$567.4M	$4.3M	$1.8M
2022/08/10	$14.7M	$185.5M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	$10.6M	$548.3M	$6.2M	$1.8M
2022/09/12	-	$180.1M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	$10.6M	$528.2M	$7.9M	$1.8M
2022/10/11	-	$164.3M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	$9.4M	$511.2M	$8.2M	$1.8M
2022/11/10	-	$149.8M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	$8.1M	$495.4M	$8.2M	$1.8M
2022/12/12	-	$136.4M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	$7.1M	$480.9M	$8.2M	$1.8M
2023/01/10	-	$123.7M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	$5.8M	$467.0M	$8.2M	$1.8M
2023/02/10	-	$112.2M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	$4.4M	$454.1M	$8.2M	$1.8M
2023/03/10	-	$101.2M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	$3.2M	$441.8M	$8.2M	$1.8M
2023/04/10	-	$88.5M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	$2.3M	$428.3M	$8.2M	$1.8M
2023/05/10	-	$76.5M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	$1.3M	$415.4M	$8.2M	$1.8M
2023/06/12	-	$65.1M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	$364K	$403.0M	$8.2M	$1.8M
2023/07/10	-	$53.0M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	-	$390.5M	$8.2M	$1.8M
2023/08/10	-	$41.7M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	-	$379.2M	$8.2M	$1.8M
2023/09/11	-	$30.0M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	-	$367.5M	$8.2M	$1.8M
2023/10/10	-	$20.0M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	-	$357.5M	$8.2M	$1.8M
2023/11/10	-	$9.6M	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	-	$347.1M	$8.2M	$1.8M
2023/12/11	-	-	$185.5M	$97.5M	$18.4M	$17.6M	$18.4M	-	$337.5M	$8.2M	$1.8M
2024/01/10	-	-	$175.7M	$97.5M	$18.4M	$17.6M	$18.4M	-	$327.7M	$8.2M	$1.8M
2024/02/12	-	-	$165.5M	$97.5M	$18.4M	$17.6M	$18.4M	-	$317.5M	$8.2M	$1.8M
2024/03/11	-	-	$155.3M	$97.5M	$18.4M	$17.6M	$18.4M	-	$307.3M	$8.2M	$1.8M
2024/04/10	-	-	$144.7M	$97.5M	$18.4M	$17.6M	$18.4M	-	$296.7M	$8.2M	$1.8M
2024/05/10	-	-	$134.7M	$97.5M	$18.4M	$17.6M	$18.4M	-	$286.7M	$8.2M	$1.8M
2024/06/10	-	-	$124.8M	$97.5M	$18.4M	$17.6M	$18.4M	-	$276.8M	$8.2M	$1.8M
2024/07/10	-	-	$115.7M	$97.5M	$18.4M	$17.6M	$18.4M	-	$267.7M	$8.2M	$1.8M
2024/08/12	-	-	$106.0M	$97.5M	$18.4M	$17.6M	$18.4M	-	$258.0M	$8.2M	$1.8M
2024/09/10	-	-	$96.7M	$97.5M	$18.4M	$17.6M	$18.4M	-	$248.7M	$8.2M	$1.8M
2024/10/10	-	-	$87.9M	$97.5M	$18.4M	$17.6M	$18.4M	-	$239.9M	$8.2M	$1.8M
2024/11/12	-	-	$78.5M	$97.5M	$18.4M	$17.6M	$18.4M	-	$230.5M	$8.2M	$1.8M
2024/12/10	-	-	$69.8M	$97.5M	$18.4M	$17.6M	$18.4M	-	$221.8M	$8.2M	$1.8M
2025/01/10	-	-	$61.0M	$97.5M	$18.4M	$17.6M	$18.4M	-	$213.0M	$8.2M	$1.8M
2025/02/10	-	-	$52.1M	$97.5M	$18.4M	$17.6M	$18.4M	-	$204.1M	$8.2M	$1.8M
2025/03/10	-	-	$43.6M	$97.5M	$18.4M	$17.6M	$18.4M	-	$195.6M	$8.2M	$1.8M
2025/04/10	-	-	$34.4M	$97.5M	$18.4M	$17.6M	$18.4M	-	$186.4M	$8.1M	$1.8M
2025/05/12	-	-	$25.6M	$97.5M	$18.4M	$17.6M	$18.4M	-	$177.6M	$8.2M	$1.8M
2025/06/10	-	-	$17.4M	$97.5M	$18.4M	$17.6M	$18.4M	-	$169.4M	$8.2M	$1.8M
2025/07/10	-	-	$9.4M	$97.5M	$18.4M	$17.6M	$18.4M	-	$161.4M	$8.2M	$1.8M
2025/08/11	-	-	$1.1M	$97.5M	$18.4M	$17.6M	$18.4M	-	$153.1M	$8.2M	$1.8M
2025/09/10	-	-	-	$90.9M	$18.4M	$17.6M	$18.4M	-	$145.3M	$8.2M	$1.8M
2025/10/10	-	-	-	$83.5M	$18.4M	$17.6M	$18.4M	-	$138.0M	$8.2M	$1.8M
2025/11/10	-	-	-	$76.2M	$18.4M	$17.6M	$18.4M	-	$130.6M	$8.1M	$1.8M
2025/12/10	-	-	-	$69.3M	$18.4M	$17.6M	$18.4M	-	$123.8M	$7.9M	$1.8M
2026/01/12	-	-	-	$62.2M	$18.4M	$17.6M	$18.4M	-	$116.7M	$8.0M	$1.8M
2026/02/10	-	-	-	$55.3M	$18.4M	$17.6M	$18.4M	-	$109.7M	$8.1M	$1.8M
2026/03/10	-	-	-	$48.6M	$18.4M	$17.6M	$18.4M	-	$103.1M	$8.2M	$1.8M

$324.7M

Original Balance

$84.7M

Current Balance

26.1%

Pool Factor

7,503

Active Loans

3.67%

Cum Loss Rate

16.89%

30+ DQ Rate

Monthly Collections & Losses

Period	Interest	Principal	Recoveries	Svc Fee	Chargeoffs	Net Loss
2022-08-31	$1.9M	$7.2M	$0	$179K	$0	$0
2022-10-31	$2.9M	$9.8M	$32K	$169K	$71K	$40K
2022-11-30	$2.9M	$8.7M	$23K	$164K	$233K	$210K
2022-12-31	$2.8M	$8.1M	$53K	$160K	$238K	$184K
2023-01-31	$2.7M	$7.7M	$137K	$156K	$220K	$83K
2023-02-28	$2.6M	$7.6M	$12K	$152K	$481K	$468K
2023-03-31	$2.4M	$7.8M	$211K	$148K	$478K	$268K
2023-04-30	$2.5M	$6.8M	$120K	$144K	$300K	$179K
2023-05-31	$2.4M	$7.5M	$152K	$140K	$461K	$309K
2023-06-30	$2.4M	$7.5M	$165K	$136K	$386K	$220K
2023-07-31	$2.3M	$7.2M	$181K	$132K	$417K	$236K
2023-08-31	$2.3M	$7.1M	$78K	$129K	$607K	$529K
2023-09-30	$2.2M	$6.6M	$305K	$125K	$529K	$224K
2023-10-31	$2.1M	$5.8M	$102K	$121K	$495K	$393K
2023-11-30	$2.1M	$5.8M	$112K	$118K	$351K	$239K
2023-12-31	$2.0M	$5.8M	$75K	$115K	$434K	$359K
2024-01-31	$2.0M	$5.9M	$201K	$112K	$482K	$281K
2024-02-29	$1.9M	$6.0M	$154K	$109K	$511K	$357K
2024-03-31	$1.8M	$6.0M	$107K	$106K	$693K	$586K
2024-04-30	$1.8M	$5.9M	$188K	$103K	$454K	$266K
2024-05-31	$1.7M	$6.0M	$174K	$99K	$536K	$363K
2024-06-30	$1.7M	$5.4M	$228K	$96K	$471K	$243K
2024-07-31	$1.6M	$5.4M	$185K	$93K	$396K	$211K
2024-08-31	$1.6M	$5.5M	$141K	$91K	$533K	$392K
2024-09-30	$1.5M	$5.3M	$148K	$88K	$535K	$387K
2024-10-31	$1.4M	$5.9M	$104K	$85K	$464K	$360K
2024-11-30	$1.4M	$4.8M	$91K	$82K	$496K	$405K
2024-12-31	$1.3M	$5.1M	$215K	$79K	$422K	$208K
2025-01-31	$1.4M	$5.2M	$231K	$76K	$371K	$140K
2025-02-28	$1.3M	$4.9M	$114K	$73K	$463K	$348K
2025-03-31	$1.2M	$5.5M	$170K	$71K	$646K	$476K
2025-04-30	$1.2M	$4.7M	$213K	$68K	$565K	$352K
2025-05-31	$1.2M	$4.8M	$210K	$65K	$476K	$266K
2025-06-30	$1.1M	$4.8M	$160K	$63K	$423K	$263K
2025-07-31	$1.0M	$4.6M	$158K	$60K	$359K	$202K
2025-08-31	$1.0M	$4.8M	$144K	$58K	$522K	$378K
2025-09-30	$954K	$4.4M	$152K	$55K	$465K	$313K
2025-10-31	$917K	$4.5M	$89K	$53K	$473K	$384K
2025-11-30	$865K	$3.8M	$133K	$50K	$393K	$260K
2025-12-31	$833K	$4.3M	$133K	$48K	$340K	$207K
2026-01-31	$844K	$4.2M	$122K	$46K	$301K	$179K
2026-02-28	$755K	$4.0M	$69K	$44K	$218K	$149K
TOTAL	$72.5M	$248.7M	$5.8M	$4.3M	$17.7M	$11.9M

Cash Waterfall (from Servicer Certificate)

Period	Total Deposited	Available Funds	Servicing Fee	Note Interest	Principal Dist	Residual (to Equity)
2022/10/11	$24.1M	$24.1M	$1	$1.5M	$2.3M	-
2022/11/10	$13.0M	$13.0M	$1	$1.3M	$3.6M	-
2022/12/12	$11.9M	$11.9M	$1	$1.3M	$4.6M	-
2023/01/10	$11.0M	$11.0M	$1	$1.3M	$4.9M	-
2023/02/10	$10.7M	$10.7M	$1	$1.2M	$4.9M	-
2023/03/10	$10.3M	$10.3M	$1	$1.2M	$4.9M	-
2023/04/10	$10.4M	$10.4M	$1	$1.2M	$4.9M	$13K
2023/05/10	$9.4M	$9.4M	$1	$1.1M	$4.9M	$918K
2023/06/12	$10.1M	$10.1M	$1	$1.1M	$4.9M	$783K
2023/07/10	$10.0M	$10.0M	$1	$1.1M	$4.9M	$860K
2023/08/10	$9.6M	$9.6M	$1	$1.0M	$4.9M	$730K
2023/09/11	$9.4M	$9.4M	$1	$1.0M	$4.9M	$469K
2023/10/10	$9.1M	$9.1M	$1	$985K	$4.9M	$766K
2023/11/10	$8.0M	$8.0M	$1	$959K	$4.9M	$531K
2023/12/11	$7.9M	$7.9M	$1	$936K	$4.9M	$661K
2024/01/10	$7.8M	$7.8M	$1	$914K	$4.9M	$490K
2024/02/12	$8.0M	$8.0M	$1	$891K	$4.9M	$572K
2024/03/11	$8.0M	$8.0M	$1	$868K	$4.9M	$470K
2024/04/10	$7.9M	$7.9M	$1	$844K	$4.9M	$134K
2024/05/10	$7.9M	$7.9M	$1	$819K	$4.9M	$494K
2024/06/10	$7.9M	$7.9M	$1	$796K	$4.9M	$372K
2024/07/10	$7.3M	$7.2M	$1	$771K	$4.9M	$458K
2024/08/12	$7.2M	$7.2M	$1	$748K	$4.9M	$439K
2024/09/10	$7.3M	$7.3M	$1	$726K	$4.9M	$331K
2024/10/10	$7.0M	$6.9M	$1	$703K	$4.9M	$192K
2024/11/12	$7.5M	$7.5M	$1	$680K	$4.9M	$231K
2024/12/10	$6.3M	$6.3M	$1	$656K	$4.9M	$185K
2025/01/10	$6.7M	$6.7M	$1	$635K	$4.9M	$337K
2025/02/10	$6.8M	$6.8M	$1	$614K	$4.9M	$452K
2025/03/10	$6.2M	$6.2M	$1	$593K	$4.9M	$165K
2025/04/10	$6.9M	$6.8M	$1	$572K	$4.9M	-
2025/05/12	$6.1M	$6.1M	$1	$549K	$4.9M	$62K
2025/06/10	$6.2M	$6.2M	$1	$528K	$4.9M	$225K
2025/07/10	$6.1M	$6.0M	$1	$508K	$4.9M	$144K
2025/08/11	$5.8M	$5.8M	$1	$488K	$4.9M	$217K
2025/09/10	$6.0M	$6.0M	$1	$469K	$4.9M	$110K
2025/10/10	$5.5M	$5.5M	$1	$448K	$4.9M	$34K
2025/11/10	$5.6M	$5.5M	$1	$430K	$4.9M	-
2025/12/10	$4.8M	$4.8M	$1	$410K	$4.2M	$79K
2026/01/12	$5.2M	$5.2M	$1	$394K	$4.6M	$128K
2026/02/10	$5.2M	$5.2M	$1	$376K	$4.5M	$196K
2026/03/10	$4.8M	$4.8M	$1	$359K	$4.0M	$379K
TOTAL	$342.8M	$341.9M	$25	$34.0M	$199.8M	$12.6M

Debt & Equity (from Servicer Certificate)

Period	A1	A2	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2022/10/11	$18.8M	$125.4M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	$3.3M	$345.1M	$2.3M	$1.1M
2022/11/10	$7.4M	$125.4M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	$3.3M	$333.7M	$3.6M	$1.1M
2022/12/12	-	$122.5M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	$3.3M	$323.4M	$4.6M	$1.1M
2023/01/10	-	$113.8M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	$2.6M	$314.0M	$4.9M	$1.1M
2023/02/10	-	$105.8M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	$1.4M	$304.8M	$4.9M	$1.1M
2023/03/10	-	$97.7M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	$664K	$296.0M	$4.9M	$1.1M
2023/04/10	-	$89.4M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$287.1M	$4.9M	$1.1M
2023/05/10	-	$82.3M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$279.9M	$4.9M	$1.1M
2023/06/12	-	$74.4M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$272.0M	$4.9M	$1.1M
2023/07/10	-	$66.5M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$264.1M	$4.9M	$1.1M
2023/08/10	-	$58.9M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$256.5M	$4.9M	$1.1M
2023/09/11	-	$51.3M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$248.9M	$4.9M	$1.1M
2023/10/10	-	$44.2M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$241.8M	$4.9M	$1.1M
2023/11/10	-	$38.0M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$235.6M	$4.9M	$1.1M
2023/12/11	-	$31.9M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$229.5M	$4.9M	$1.1M
2024/01/10	-	$25.7M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$223.3M	$4.9M	$1.1M
2024/02/12	-	$19.4M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$217.0M	$4.9M	$1.1M
2024/03/11	-	$12.9M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$210.5M	$4.9M	$1.1M
2024/04/10	-	$6.1M	$125.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$203.7M	$4.9M	$1.1M
2024/05/10	-	-	$125.1M	$38.9M	$11.3M	$11.3M	$10.7M	-	$197.4M	$4.9M	$1.1M
2024/06/10	-	-	$118.6M	$38.9M	$11.3M	$11.3M	$10.7M	-	$190.9M	$4.9M	$1.1M
2024/07/10	-	-	$112.8M	$38.9M	$11.3M	$11.3M	$10.7M	-	$185.0M	$4.9M	$1.1M
2024/08/12	-	-	$107.0M	$38.9M	$11.3M	$11.3M	$10.7M	-	$179.2M	$4.9M	$1.1M
2024/09/10	-	-	$100.9M	$38.9M	$11.3M	$11.3M	$10.7M	-	$173.2M	$4.9M	$1.1M
2024/10/10	-	-	$95.1M	$38.9M	$11.3M	$11.3M	$10.7M	-	$167.3M	$4.9M	$1.1M
2024/11/12	-	-	$88.7M	$38.9M	$11.3M	$11.3M	$10.7M	-	$160.9M	$4.9M	$1.1M
2024/12/10	-	-	$83.4M	$38.9M	$11.3M	$11.3M	$10.7M	-	$155.7M	$4.9M	$1.1M
2025/01/10	-	-	$77.9M	$38.9M	$11.3M	$11.3M	$10.7M	-	$150.1M	$4.9M	$1.1M
2025/02/10	-	-	$72.3M	$38.9M	$11.3M	$11.3M	$10.7M	-	$144.5M	$4.9M	$1.1M
2025/03/10	-	-	$66.9M	$38.9M	$11.3M	$11.3M	$10.7M	-	$139.2M	$4.9M	$1.1M
2025/04/10	-	-	$60.8M	$38.9M	$11.3M	$11.3M	$10.7M	-	$133.1M	$4.9M	$1.1M
2025/05/12	-	-	$55.5M	$38.9M	$11.3M	$11.3M	$10.7M	-	$127.7M	$4.9M	$1.1M
2025/06/10	-	-	$50.2M	$38.9M	$11.3M	$11.3M	$10.7M	-	$122.4M	$4.9M	$1.1M
2025/07/10	-	-	$45.0M	$38.9M	$11.3M	$11.3M	$10.7M	-	$117.2M	$4.9M	$1.1M
2025/08/11	-	-	$40.0M	$38.9M	$11.3M	$11.3M	$10.7M	-	$112.2M	$4.9M	$1.1M
2025/09/10	-	-	$34.7M	$38.9M	$11.3M	$11.3M	$10.7M	-	$107.0M	$4.9M	$1.1M
2025/10/10	-	-	$29.8M	$38.9M	$11.3M	$11.3M	$10.7M	-	$102.1M	$4.9M	$1.1M
2025/11/10	-	-	$24.8M	$38.9M	$11.3M	$11.3M	$10.7M	-	$97.1M	$4.9M	$1.1M
2025/12/10	-	-	$20.6M	$38.9M	$11.3M	$11.3M	$10.7M	-	$92.9M	$4.9M	$1.1M
2026/01/12	-	-	$16.0M	$38.9M	$11.3M	$11.3M	$10.7M	-	$88.3M	$4.9M	$1.1M
2026/02/10	-	-	$11.5M	$38.9M	$11.3M	$11.3M	$10.7M	-	$83.8M	$4.9M	$1.1M
2026/03/10	-	-	$7.5M	$38.9M	$11.3M	$11.3M	$10.7M	-	$79.7M	$4.9M	$1.1M

$410.9M

Original Balance

$248.2M

Current Balance

60.4%

Pool Factor

13,484

Active Loans

1.57%

Cum Loss Rate

12.42%

30+ DQ Rate

Monthly Collections & Losses

Period	Interest	Principal	Recoveries	Svc Fee	Chargeoffs	Net Loss
2024-05-31	$639K	$4.0M	$0	$0	$0	$0
2024-07-31	$5.4M	$16.5M	$11K	$230K	$115K	$103K
2024-08-31	$5.4M	$15.6M	$70K	$222K	$122K	$52K
2024-09-30	$5.1M	$13.7M	$88K	$215K	$277K	$189K
2024-10-31	$4.9M	$13.4M	$145K	$208K	$396K	$251K
2024-11-30	$4.9M	$12.6M	$135K	$201K	$359K	$224K
2024-12-31	$4.6M	$11.8M	$149K	$195K	$240K	$91K
2025-01-31	$4.7M	$11.1M	$115K	$189K	$461K	$346K
2025-02-28	$4.4M	$11.0M	$146K	$184K	$515K	$369K
2025-03-31	$4.0M	$13.6M	$274K	$178K	$636K	$362K
2025-04-30	$4.1M	$11.2M	$120K	$172K	$533K	$413K
2025-05-31	$4.0M	$11.4M	$283K	$166K	$635K	$352K
2025-06-30	$3.8M	$10.4M	$267K	$160K	$635K	$368K
2025-07-31	$3.7M	$11.3M	$264K	$155K	$978K	$714K
2025-08-31	$3.7M	$9.5M	$323K	$149K	$875K	$552K
2025-09-30	$3.5M	$9.5M	$234K	$144K	$648K	$415K
2025-10-31	$3.4M	$10.1M	$423K	$140K	$698K	$275K
2025-11-30	$3.2M	$8.0M	$246K	$134K	$509K	$264K
2025-12-31	$3.1M	$8.7M	$242K	$130K	$690K	$448K
2026-01-31	$3.2M	$8.2M	$306K	$126K	$459K	$153K
2026-02-28	$3.0M	$7.7M	$244K	$122K	$738K	$494K
TOTAL	$82.6M	$229.3M	$4.1M	$3.4M	$10.5M	$6.4M

Cash Waterfall (from Servicer Certificate)

Period	Total Deposited	Available Funds	Servicing Fee	Note Interest	Principal Dist	Residual (to Equity)
2024/07/10	$28.9M	$28.9M	$1	$2.2M	$1.0M	-
2024/08/12	$22.6M	$22.6M	$1	$2.3M	$1.0M	-
2024/09/10	$21.3M	$21.3M	$1	$2.2M	$1.0M	-
2024/10/10	$19.0M	$18.9M	$1	$2.1M	$1.0M	-
2024/11/12	$18.4M	$18.4M	$1	$2.0M	$1.0M	-
2024/12/10	$17.6M	$17.6M	$1	$1.9M	$1.0M	$332K
2025/01/10	$16.5M	$16.5M	$1	$1.8M	$1.0M	$2.2M
2025/02/10	$16.0M	$16.0M	$1	$1.8M	$1.0M	$2.2M
2025/03/10	$15.6M	$15.5M	$1	$1.7M	$1.0M	$2.0M
2025/04/10	$17.8M	$17.8M	$1	$1.7M	$1.0M	$1.6M
2025/05/12	$15.4M	$15.4M	$1	$1.6M	$1.0M	$1.7M
2025/06/10	$15.7M	$15.7M	$1	$1.6M	$1.0M	$1.8M
2025/07/10	$14.4M	$14.4M	$1	$1.5M	$1.0M	$1.6M
2025/08/11	$15.3M	$15.2M	$1	$1.5M	$1.0M	$1.2M
2025/09/10	$13.5M	$13.5M	$1	$1.4M	$1.0M	$1.4M
2025/10/10	$13.2M	$13.2M	$1	$1.3M	$1.0M	$1.4M
2025/11/10	$13.9M	$13.9M	$1	$1.3M	$1.0M	$1.6M
2025/12/10	$11.4M	$11.4M	$1	$1.3M	$1.0M	$1.4M
2026/01/12	$12.1M	$12.1M	$1	$1.2M	$1.0M	$1.2M
2026/02/10	$11.7M	$11.7M	$1	$1.2M	$1.0M	$1.6M
2026/03/10	$10.9M	$10.9M	$1	$1.1M	$1.0M	$1.3M
TOTAL	$341.5M	$341.0M	$12	$34.7M	$21.3M	$24.6M

Debt & Equity (from Servicer Certificate)

Period	A1	A2	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2024/07/10	$32.8M	$161.0M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	$12.2M	$496.1M	$1.0M	$1.5M
2024/08/12	$15.5M	$161.0M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	$9.6M	$476.1M	$1.0M	$1.5M
2024/09/10	-	$160.6M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	$6.7M	$457.4M	$1.0M	$1.5M
2024/10/10	-	$146.6M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	$4.3M	$440.9M	$1.0M	$1.5M
2024/11/12	-	$132.8M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	$2.0M	$424.9M	$1.0M	$1.5M
2024/12/10	-	$119.8M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	-	$409.9M	$1.0M	$1.5M
2025/01/10	-	$107.8M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	-	$397.8M	$1.0M	$1.5M
2025/02/10	-	$96.1M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	-	$386.2M	$1.0M	$1.5M
2025/03/10	-	$84.6M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	-	$374.7M	$1.0M	$1.5M
2025/04/10	-	$70.4M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	-	$360.5M	$1.0M	$1.5M
2025/05/12	-	$58.6M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	-	$348.7M	$1.0M	$1.5M
2025/06/10	-	$46.6M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	-	$336.6M	$1.0M	$1.5M
2025/07/10	-	$35.6M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	-	$325.6M	$1.0M	$1.5M
2025/08/11	-	$23.3M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	-	$313.4M	$1.0M	$1.5M
2025/09/10	-	$12.9M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	-	$303.0M	$1.0M	$1.5M
2025/10/10	-	$2.8M	$161.0M	$93.8M	$17.8M	$8.9M	$8.6M	-	$292.9M	$1.0M	$1.5M
2025/11/10	-	-	$153.0M	$93.8M	$17.8M	$8.9M	$8.6M	-	$282.1M	$1.0M	$1.5M
2025/12/10	-	-	$144.6M	$93.8M	$17.8M	$8.9M	$8.6M	-	$273.6M	$1.0M	$1.5M
2026/01/12	-	-	$135.1M	$93.8M	$17.8M	$8.9M	$8.6M	-	$264.2M	$1.0M	$1.5M
2026/02/10	-	-	$126.4M	$93.8M	$17.8M	$8.9M	$8.6M	-	$255.5M	$1.0M	$1.5M
2026/03/10	-	-	$118.1M	$93.8M	$17.8M	$8.9M	$8.6M	-	$247.2M	$1.0M	$1.5M

$574.8M

Original Balance

$347.7M

Current Balance

60.5%

Pool Factor

17,889

Active Loans

1.11%

Cum Loss Rate

11.61%

30+ DQ Rate

Monthly Collections & Losses

Period	Interest	Principal	Recoveries	Svc Fee	Chargeoffs	Net Loss
2024-09-30	$7.2M	$21.9M	$0	$313K	$0	$0
2024-10-31	$6.9M	$20.9M	$9K	$302K	$124K	$115K
2024-11-30	$6.8M	$17.5M	$120K	$291K	$60K	$-60K
2024-12-31	$6.4M	$19.0M	$77K	$283K	$213K	$136K
2025-01-31	$6.6M	$17.0M	$85K	$273K	$252K	$167K
2025-02-28	$6.1M	$16.5M	$63K	$265K	$380K	$318K
2025-03-31	$5.6M	$17.5M	$243K	$256K	$778K	$536K
2025-04-30	$5.7M	$16.1M	$260K	$247K	$763K	$503K
2025-05-31	$5.5M	$16.4M	$275K	$239K	$570K	$296K
2025-06-30	$5.4M	$14.7M	$467K	$231K	$665K	$198K
2025-07-31	$5.1M	$15.9M	$240K	$223K	$542K	$302K
2025-08-31	$5.1M	$13.8M	$178K	$215K	$712K	$534K
2025-09-30	$4.9M	$13.3M	$268K	$208K	$876K	$607K
2025-10-31	$4.7M	$13.0M	$286K	$201K	$853K	$567K
2025-11-30	$4.5M	$11.2M	$166K	$194K	$669K	$503K
2025-12-31	$4.3M	$11.4M	$378K	$188K	$1.1M	$683K
2026-01-31	$4.4M	$10.2M	$281K	$182K	$720K	$438K
2026-02-28	$4.1M	$11.3M	$277K	$177K	$804K	$527K
TOTAL	$99.5M	$277.6M	$3.7M	$4.3M	$10.0M	$6.4M

Cash Waterfall (from Servicer Certificate)

Period	Total Deposited	Available Funds	Servicing Fee	Note Interest	Principal Dist	Residual (to Equity)
2024/10/10	$32.5M	$32.5M	$1	$1.9M	$1.3M	-
2024/11/12	$28.3M	$28.3M	$1	$2.4M	$1.3M	-
2024/12/10	$24.7M	$24.7M	$1	$2.3M	$1.3M	-
2025/01/10	$25.6M	$25.6M	$1	$2.2M	$1.3M	-
2025/02/10	$23.7M	$23.7M	$1	$2.1M	$1.3M	-
2025/03/10	$22.7M	$22.7M	$1	$2.0M	$1.3M	$78K
2025/04/10	$23.3M	$23.3M	$1	$1.9M	$1.3M	$2.6M
2025/05/12	$22.1M	$22.1M	$1	$1.8M	$1.3M	$2.9M
2025/06/10	$22.2M	$22.2M	$1	$1.8M	$1.3M	$3.0M
2025/07/10	$20.5M	$20.5M	$1	$1.7M	$1.3M	$3.0M
2025/08/11	$21.3M	$21.3M	$1	$1.7M	$1.3M	$2.8M
2025/09/10	$19.1M	$19.1M	$1	$1.6M	$1.3M	$2.6M
2025/10/10	$18.4M	$18.4M	$1	$1.5M	$1.3M	$2.3M
2025/11/10	$18.0M	$18.0M	$1	$1.5M	$1.3M	$2.3M
2025/12/10	$15.9M	$15.9M	$1	$1.4M	$1.3M	$2.2M
2026/01/12	$16.2M	$16.2M	$1	$1.4M	$1.3M	$1.9M
2026/02/10	$14.9M	$14.9M	$1	$1.3M	$1.3M	$2.4M
2026/03/10	$15.7M	$15.7M	$1	$1.3M	$1.3M	$2.2M
TOTAL	$385.2M	$384.7M	$11	$31.8M	$23.0M	$30.4M

Debt & Equity (from Servicer Certificate)

Period	A1	A2	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2024/10/10	$45.0M	$181.2M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	$18.7M	$631.5M	$1.3M	$1.6M
2024/11/12	$23.5M	$181.2M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	$14.9M	$606.2M	$1.3M	$1.6M
2024/12/10	$5.7M	$181.2M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	$10.7M	$584.3M	$1.3M	$1.6M
2025/01/10	-	$167.6M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	$7.1M	$561.4M	$1.3M	$1.6M
2025/02/10	-	$150.4M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	$3.3M	$540.3M	$1.3M	$1.6M
2025/03/10	-	$133.5M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	-	$520.1M	$1.3M	$1.6M
2025/04/10	-	$115.2M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	-	$501.8M	$1.3M	$1.6M
2025/05/12	-	$98.3M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	-	$484.9M	$1.3M	$1.6M
2025/06/10	-	$81.3M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	-	$468.0M	$1.3M	$1.6M
2025/07/10	-	$66.0M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	-	$452.6M	$1.3M	$1.6M
2025/08/11	-	$49.5M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	-	$436.1M	$1.3M	$1.6M
2025/09/10	-	$35.0M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	-	$421.6M	$1.3M	$1.6M
2025/10/10	-	$20.8M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	-	$407.4M	$1.3M	$1.6M
2025/11/10	-	$7.0M	$221.2M	$117.5M	$16.6M	$20.4M	$10.9M	-	$393.6M	$1.3M	$1.6M
2025/12/10	-	-	$216.3M	$117.5M	$16.6M	$20.4M	$10.9M	-	$381.7M	$1.3M	$1.6M
2026/01/12	-	-	$203.8M	$117.5M	$16.6M	$20.4M	$10.9M	-	$369.2M	$1.3M	$1.6M
2026/02/10	-	-	$192.9M	$117.5M	$16.6M	$20.4M	$10.9M	-	$358.3M	$1.3M	$1.6M
2026/03/10	-	-	$181.1M	$117.5M	$16.6M	$20.4M	$10.9M	-	$346.5M	$1.3M	$1.6M

$625.1M

Original Balance

$380.6M

Current Balance

60.9%

Pool Factor

18,512

Active Loans

0.74%

Cum Loss Rate

10.41%

30+ DQ Rate

Monthly Collections & Losses

Period	Interest	Principal	Recoveries	Svc Fee	Chargeoffs	Net Loss
2024-12-31	$6.6M	$22.4M	$0	$302K	$0	$0
2025-01-31	$6.7M	$18.5M	$43K	$290K	$68K	$25K
2025-02-28	$6.3M	$17.6M	$109K	$281K	$216K	$107K
2025-03-31	$5.7M	$18.4M	$76K	$272K	$276K	$200K
2025-04-30	$5.9M	$17.1M	$157K	$263K	$357K	$200K
2025-05-31	$5.7M	$16.5M	$119K	$255K	$411K	$292K
2025-06-30	$5.6M	$16.0M	$160K	$247K	$486K	$326K
2025-07-31	$5.3M	$16.4M	$173K	$239K	$536K	$363K
2025-08-31	$5.3M	$14.0M	$286K	$230K	$833K	$548K
2025-09-30	$5.1M	$13.4M	$309K	$223K	$836K	$526K
2025-10-31	$4.9M	$14.3M	$309K	$216K	$828K	$519K
2025-11-30	$4.7M	$12.9M	$281K	$209K	$554K	$273K
2025-12-31	$4.5M	$13.2M	$281K	$203K	$671K	$390K
2026-01-31	$4.6M	$11.9M	$258K	$196K	$901K	$643K
2026-02-28	$4.3M	$11.5M	$411K	$190K	$625K	$214K
TOTAL	$81.2M	$234.0M	$3.0M	$3.6M	$7.6M	$4.6M

Cash Waterfall (from Servicer Certificate)

Period	Total Deposited	Available Funds	Servicing Fee	Note Interest	Principal Dist	Residual (to Equity)
2025/01/10	$31.5M	$31.5M	$1	$2.0M	$1.3M	-
2025/02/10	$25.8M	$25.8M	$1	$2.4M	$1.3M	-
2025/03/10	$24.3M	$24.2M	$1	$2.3M	$1.3M	-
2025/04/10	$24.3M	$24.3M	$1	$2.2M	$1.3M	-
2025/05/12	$23.2M	$23.2M	$1	$2.2M	$1.3M	-
2025/06/10	$22.4M	$22.4M	$1	$2.1M	$1.3M	-
2025/07/10	$21.7M	$21.7M	$1	$2.0M	$1.3M	$2.4M
2025/08/11	$21.9M	$21.8M	$1	$1.9M	$1.3M	$2.6M
2025/09/10	$19.5M	$19.5M	$1	$1.9M	$1.3M	$2.4M
2025/10/10	$18.8M	$18.8M	$1	$1.8M	$1.3M	$2.3M
2025/11/10	$19.5M	$19.5M	$1	$1.8M	$1.3M	$2.2M
2025/12/10	$17.9M	$17.8M	$1	$1.7M	$1.3M	$2.3M
2026/01/12	$18.0M	$17.9M	$1	$1.6M	$1.3M	$2.1M
2026/02/10	$16.8M	$16.7M	$1	$1.6M	$1.3M	$2.0M
2026/03/10	$16.2M	$16.2M	$1	$1.5M	$1.3M	$2.4M
TOTAL	$321.8M	$321.4M	$9	$29.0M	$18.8M	$20.8M

Debt & Equity (from Servicer Certificate)

Period	A1	A2	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2025/01/10	$42.6M	$177.0M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	$16.4M	$615.5M	$1.3M	$1.6M
2025/02/10	$23.5M	$177.0M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	$12.6M	$592.7M	$1.3M	$1.6M
2025/03/10	$5.5M	$177.0M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	$9.2M	$571.3M	$1.3M	$1.6M
2025/04/10	-	$163.7M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	$6.4M	$549.7M	$1.3M	$1.6M
2025/05/12	-	$146.3M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	$3.3M	$529.2M	$1.3M	$1.6M
2025/06/10	-	$129.3M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	$384K	$509.3M	$1.3M	$1.6M
2025/07/10	-	$112.9M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	-	$492.4M	$1.3M	$1.6M
2025/08/11	-	$95.9M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	-	$475.5M	$1.3M	$1.6M
2025/09/10	-	$81.1M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	-	$460.7M	$1.3M	$1.6M
2025/10/10	-	$66.9M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	-	$446.5M	$1.3M	$1.6M
2025/11/10	-	$51.7M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	-	$431.3M	$1.3M	$1.6M
2025/12/10	-	$38.3M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	-	$417.9M	$1.3M	$1.6M
2026/01/12	-	$24.4M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	-	$404.0M	$1.3M	$1.6M
2026/02/10	-	$11.7M	$217.0M	$115.7M	$16.2M	$20.0M	$10.6M	-	$391.2M	$1.3M	$1.6M
2026/03/10	-	-	$216.8M	$115.7M	$16.2M	$20.0M	$10.6M	-	$379.3M	$1.3M	$1.6M

$541.1M

Original Balance

$494.7M

Current Balance

91.4%

Pool Factor

22,130

Active Loans

0.44%

Cum Loss Rate

8.75%

30+ DQ Rate

$927.3M

Original Balance

$850.5M

Current Balance

91.7%

Pool Factor

35,128

Active Loans

0.12%

Cum Loss Rate

7.57%

30+ DQ Rate

$910.8M

Original Balance

$840.1M

Current Balance

92.2%

Pool Factor

33,655

Active Loans

0.01%

Cum Loss Rate

5.15%

30+ DQ Rate

Score	Charged-Off Loans	Total Chargeoffs	Total Recovered	Recovery Rate
<580	4,374	$70.3M	$23.0M	32.8%
580-619	1,902	$30.5M	$9.9M	32.3%
620-659	1,042	$16.6M	$5.4M	32.5%
660-699	383	$6.2M	$2.0M	31.9%
700-739	115	$1.5M	$467K	30.3%
740-779	33	$436K	$83K	19.1%
780-819	3	$32K	$14K	42.0%

Bucket	Count	Balance	% Pool
30d	105	$478K	2.42%
60d	23	$104K	0.52%
90d	23	$89K	0.45%
120+d	669	$3.6M	18.32%
Total	820	$4.3M	21.72%

Score	Loans	Orig Bal	Net Loss	Loss Rate
580-619	1,944	$37.5M	$1.1M	3.02%
620-659	4,520	$88.3M	$1.9M	2.11%
660-699	4,501	$89.7M	$1.4M	1.61%
700-739	3,648	$71.2M	$629K	0.88%
740-779	2,799	$55.3M	$254K	0.46%
780-819	2,442	$48.3M	$121K	0.25%
820+	1,537	$29.1M	$93K	0.32%

Rate	Loans	Orig Bal	Net Loss	Loss Rate
<4%	1,413	$30.2M	$9K	0.03%
4-5.99%	5,538	$110.8M	$219K	0.20%
6-7.99%	4,587	$93.2M	$817K	0.88%
8-9.99%	3,498	$68.3M	$1.1M	1.58%
10-11.99%	2,946	$56.2M	$1.1M	2.04%
12-14.99%	2,546	$46.1M	$1.6M	3.45%
15-19.99%	1,012	$16.2M	$684K	4.23%
20%+	66	$928K	$46K	4.98%

Rate	Charged-Off Loans	Total Chargeoffs	Total Recovered	Recovery Rate
<4%	6	$80K	$72K	89.0%
4-5.99%	62	$729K	$502K	68.9%
6-7.99%	147	$1.8M	$1.0M	55.3%
8-9.99%	211	$2.5M	$1.4M	55.6%
10-11.99%	212	$2.4M	$1.2M	50.5%
12-14.99%	259	$3.1M	$1.5M	47.6%
15-19.99%	124	$1.2M	$544K	44.1%
20%+	9	$86K	$40K	46.4%

Bucket	Count	Balance	% Pool
30d	221	$1.3M	2.18%
60d	71	$429K	0.74%
90d	75	$479K	0.82%
120+d	1423	$10.4M	17.83%
Total	1790	$12.5M	21.57%

Score	Loans	Orig Bal	Net Loss	Loss Rate
580-619	3,519	$73.8M	$2.4M	3.29%
620-659	7,530	$165.6M	$4.6M	2.77%
660-699	7,350	$164.7M	$2.7M	1.66%
700-739	5,893	$131.7M	$1.3M	0.98%
740-779	4,513	$100.4M	$598K	0.60%
780-819	3,929	$87.3M	$251K	0.29%
820+	2,676	$58.5M	$52K	0.09%

Rate	Loans	Orig Bal	Net Loss	Loss Rate
<4%	1,748	$40.8M	$49K	0.12%
4-5.99%	10,780	$247.8M	$806K	0.33%
6-7.99%	7,919	$178.9M	$1.5M	0.85%
8-9.99%	5,244	$115.0M	$2.2M	1.92%
10-11.99%	4,521	$96.7M	$2.9M	3.00%
12-14.99%	3,882	$78.0M	$3.0M	3.84%
15-19.99%	1,595	$28.4M	$1.5M	5.34%
20%+	108	$1.6M	$87K	5.36%

Rate	Charged-Off Loans	Total Chargeoffs	Total Recovered	Recovery Rate
<4%	10	$176K	$127K	72.0%
4-5.99%	114	$1.8M	$983K	53.8%
6-7.99%	242	$3.4M	$1.8M	54.1%
8-9.99%	341	$4.7M	$2.2M	47.7%
10-11.99%	427	$5.5M	$2.5M	45.8%
12-14.99%	465	$5.7M	$2.6M	45.4%
15-19.99%	217	$2.6M	$1.0M	38.9%
20%+	17	$163K	$70K	42.7%

Bucket	Count	Balance	% Pool
30d	399	$4.4M	2.55%
60d	121	$1.4M	0.84%
90d	99	$1.1M	0.66%
120+d	1982	$24.0M	14.01%
Total	2601	$31.0M	18.05%

Score	Loans	Orig Bal	Net Loss	Loss Rate
<580	1,751	$37.6M	$2.6M	6.89%
580-619	4,170	$103.0M	$5.5M	5.34%
620-659	7,394	$191.8M	$8.3M	4.33%
660-699	7,532	$197.4M	$5.6M	2.84%
700-739	6,813	$180.3M	$3.1M	1.70%
740-779	5,424	$141.6M	$1.4M	0.96%
780-819	4,876	$126.8M	$697K	0.55%
820+	3,036	$75.3M	$180K	0.24%

Rate	Loans	Orig Bal	Net Loss	Loss Rate
<4%	4,355	$119.5M	$227K	0.19%
4-5.99%	11,357	$305.6M	$2.1M	0.68%
6-7.99%	8,835	$233.9M	$4.4M	1.87%
8-9.99%	6,197	$156.3M	$5.9M	3.80%
10-11.99%	4,553	$112.2M	$5.3M	4.71%
12-14.99%	3,951	$91.1M	$6.1M	6.74%
15-19.99%	1,891	$37.5M	$3.3M	8.72%
20%+	90	$1.4M	$154K	11.03%

Rate	Charged-Off Loans	Total Chargeoffs	Total Recovered	Recovery Rate
<4%	21	$537K	$310K	57.7%
4-5.99%	215	$3.9M	$1.8M	46.7%
6-7.99%	454	$7.5M	$3.1M	41.8%
8-9.99%	600	$9.6M	$3.7M	38.3%
10-11.99%	565	$8.6M	$3.4M	38.9%
12-14.99%	636	$9.3M	$3.1M	33.8%
15-19.99%	355	$4.7M	$1.4M	30.4%
20%+	19	$227K	$73K	32.1%

Bucket	Count	Balance	% Pool
30d	350	$3.9M	3.54%
60d	57	$686K	0.62%
90d	83	$982K	0.88%
120+d	1248	$15.4M	13.89%
Total	1738	$21.1M	18.93%

Bucket	Count	Balance	% Pool
30d	202	$2.4M	2.82%
60d	41	$545K	0.64%
90d	40	$503K	0.59%
120+d	779	$10.9M	12.84%
Total	1062	$14.3M	16.89%

Bucket	Count	Balance	% Pool
30d	270	$5.4M	2.19%
60d	55	$1.2M	0.47%
90d	61	$1.3M	0.51%
120+d	1101	$23.0M	9.25%
Total	1487	$30.8M	12.42%

Score	Loans	Orig Bal	Net Loss	Loss Rate
580-619	2,976	$75.9M	$1.6M	2.07%
620-659	3,942	$99.8M	$2.0M	1.97%
660-699	3,833	$95.6M	$1.6M	1.68%
700-739	3,226	$78.6M	$545K	0.69%
740-779	2,611	$63.3M	$399K	0.63%
780-819	2,305	$55.0M	$170K	0.31%
820+	1,794	$42.5M	$58K	0.14%

Bucket	Count	Balance	% Pool
30d	301	$6.0M	1.73%
60d	87	$1.8M	0.51%
90d	56	$1.3M	0.36%
120+d	1392	$31.3M	9.00%
Total	1836	$40.4M	11.61%

Bucket	Count	Balance	% Pool
30d	305	$6.9M	1.82%
60d	43	$981K	0.26%
90d	65	$1.6M	0.41%
120+d	1308	$30.1M	7.91%
Total	1721	$39.6M	10.41%

Score	Loans	Orig Bal	Net Loss	Loss Rate
580-619	3,313	$85.5M	$1.1M	1.32%
620-659	4,929	$128.3M	$1.4M	1.08%
660-699	4,845	$126.0M	$1.1M	0.83%
700-739	3,942	$99.0M	$374K	0.38%
740-779	3,102	$76.9M	$409K	0.53%
780-819	2,674	$63.6M	$131K	0.21%
820+	2,040	$47.6M	$25K	0.05%

Model Performance

Confusion Matrix — Logistic Regression

Confusion Matrix — Random Forest

Loss Severity (Defaulted Loans Only)

Prime Deals — Summary

Non-Prime Deals — Summary

Latest Period

Losses by Credit Score

Losses by Interest Rate

Monthly Collections & Losses

Cash Waterfall (from Servicer Certificate)

Debt & Equity (from Servicer Certificate)

Servicer Certificates

Latest Period

Losses by Credit Score

Losses by Interest Rate

Monthly Collections & Losses

Cash Waterfall (from Servicer Certificate)

Debt & Equity (from Servicer Certificate)

Servicer Certificates

Latest Period

Losses by Credit Score

Losses by Interest Rate

Monthly Collections & Losses

Cash Waterfall (from Servicer Certificate)

Debt & Equity (from Servicer Certificate)

Servicer Certificates

Latest Period

Losses by Credit Score

Losses by Interest Rate

Monthly Collections & Losses

Cash Waterfall (from Servicer Certificate)

Debt & Equity (from Servicer Certificate)

Servicer Certificates

Latest Period

Losses by Credit Score

Losses by Interest Rate

Monthly Collections & Losses

Cash Waterfall (from Servicer Certificate)

Debt & Equity (from Servicer Certificate)

Servicer Certificates

Latest Period

Losses by Credit Score

Losses by Interest Rate

Monthly Collections & Losses

Cash Waterfall (from Servicer Certificate)

Debt & Equity (from Servicer Certificate)

Servicer Certificates

Latest Period

Losses by Credit Score

Losses by Interest Rate

Monthly Collections & Losses

Cash Waterfall (from Servicer Certificate)

Debt & Equity (from Servicer Certificate)

Servicer Certificates

Latest Period

Losses by Credit Score

Losses by Interest Rate

Monthly Collections & Losses

Cash Waterfall (from Servicer Certificate)

Debt & Equity (from Servicer Certificate)

Servicer Certificates

Latest Period

Losses by Credit Score

Losses by Interest Rate

Monthly Collections & Losses

Cash Waterfall (from Servicer Certificate)

Debt & Equity (from Servicer Certificate)

Servicer Certificates

Latest Period

Losses by Credit Score

Losses by Interest Rate

Monthly Collections & Losses

Cash Waterfall (from Servicer Certificate)

Debt & Equity (from Servicer Certificate)

Servicer Certificates

Latest Period

Losses by Credit Score

Losses by Interest Rate

Monthly Collections & Losses

Score	Charged-Off Loans	Total Chargeoffs	Total Recovered	Recovery Rate
580-619	98	$2.1M	$934K	45.3%
620-659	121	$2.3M	$883K	38.9%
660-699	77	$1.5M	$479K	31.3%
700-739	35	$574K	$201K	34.9%
740-779	26	$670K	$261K	39.0%
780-819	14	$208K	$77K	37.0%
820+	4	$70K	$45K	64.2%

Bucket	Count	Balance	% Pool
30d	340	$8.3M	1.67%
60d	85	$2.0M	0.39%
90d	60	$1.4M	0.29%
120+d	1258	$31.6M	6.39%
Total	1743	$43.3M	8.75%

Score	Loans	Orig Bal	Net Loss	Loss Rate
<580	1,514	$34.4M	$320K	0.93%
580-619	2,106	$51.5M	$336K	0.65%
620-659	4,488	$116.1M	$452K	0.39%
660-699	5,049	$133.5M	$622K	0.47%
700-739	4,158	$105.5M	$266K	0.25%
740-779	3,086	$78.9M	$219K	0.28%
780-819	2,455	$62.9M	$105K	0.17%
820+	2,156	$54.5M	$6K	0.01%

Rate	Loans	Orig Bal	Net Loss	Loss Rate
6-7.99%	1,382	$35.0M	$0	0.00%
8-9.99%	6,276	$167.3M	$102K	0.06%
10-11.99%	5,281	$144.9M	$381K	0.26%
12-14.99%	5,998	$157.4M	$667K	0.42%
15-19.99%	4,419	$101.6M	$726K	0.71%
20%+	2,612	$52.3M	$519K	0.99%

Period	A1	A2	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2025/07/10	$50.3M	$186.0M	$229.0M	$96.3M	$27.3M	$29.3M	$9.4M	$16.5M	$644.1M	$1.3M	$1.6M
2025/08/11	$29.6M	$186.0M	$229.0M	$96.3M	$27.3M	$29.3M	$9.4M	$12.9M	$619.8M	$1.3M	$1.6M
2025/09/10	$11.4M	$186.0M	$229.0M	$96.3M	$27.3M	$29.3M	$9.4M	$9.3M	$597.9M	$1.3M	$1.6M
2025/10/10	-	$180.2M	$229.0M	$96.3M	$27.3M	$29.3M	$9.4M	$6.0M	$577.6M	$1.3M	$1.6M
2025/11/10	-	$163.7M	$229.0M	$96.3M	$27.3M	$29.3M	$9.4M	$2.9M	$557.9M	$1.3M	$1.6M
2025/12/10	-	$148.5M	$229.0M	$96.3M	$27.3M	$29.3M	$9.4M	$6K	$539.8M	$1.3M	$1.6M
2026/01/12	-	$132.3M	$229.0M	$96.3M	$27.3M	$29.3M	$9.4M	-	$523.6M	$1.3M	$1.6M
2026/02/10	-	$117.6M	$229.0M	$96.3M	$27.3M	$29.3M	$9.4M	-	$508.9M	$1.3M	$1.6M
2026/03/10	-	$102.1M	$229.0M	$96.3M	$27.3M	$29.3M	$9.4M	-	$493.4M	$1.3M	$1.6M

Score	Loans	Orig Bal	Net Loss	Loss Rate
<580	2,442	$59.3M	$260K	0.44%
580-619	3,211	$84.4M	$94K	0.11%
620-659	6,074	$162.7M	$272K	0.17%
660-699	6,843	$185.8M	$244K	0.13%
700-739	6,396	$170.2M	$139K	0.08%
740-779	4,713	$125.7M	$10K	0.01%
780-819	3,874	$102.2M	$47K	0.05%
820+	3,297	$87.1M	$18K	0.02%

Rate	Loans	Orig Bal	Net Loss	Loss Rate
6-7.99%	5,190	$140.1M	$4K	0.00%
8-9.99%	9,735	$267.6M	$97K	0.04%
10-11.99%	7,793	$217.5M	$129K	0.06%
12-14.99%	7,461	$200.2M	$276K	0.14%
15-19.99%	6,064	$148.2M	$448K	0.30%
20%+	2,559	$51.8M	$157K	0.30%

Score	Loans	Orig Bal	Net Loss	Loss Rate
<580	2,073	$49.7M	$0	0.00%
580-619	2,757	$71.4M	$7K	0.01%
620-659	5,320	$140.0M	$3K	0.00%
660-699	6,318	$170.5M	$66K	0.04%
700-739	6,043	$161.7M	$5K	0.00%
740-779	4,647	$123.8M	$8K	0.01%
780-819	3,797	$100.6M	$12K	0.01%
820+	3,429	$93.5M	$0	0.00%

Period	A1	A2	A3	A4	B	C	D	N	Total Debt	OC	Reserve
2025/12/10	$74.4M	$290.7M	$290.7M	$155.0M	$36.9M	$35.0M	$23.4M	$20.1M	$926.2M	$4.7M	$2.3M
2026/01/12	$48.5M	$290.7M	$290.7M	$155.0M	$36.9M	$35.0M	$23.4M	$17.3M	$897.5M	$4.7M	$2.3M
2026/02/10	$26.7M	$290.7M	$290.7M	$155.0M	$36.9M	$35.0M	$23.4M	$14.3M	$872.8M	$4.7M	$2.3M
2026/03/10	$3.7M	$290.7M	$290.7M	$155.0M	$36.9M	$35.0M	$23.4M	$11.7M	$847.0M	$4.7M	$2.3M